/* Jan Jakubec – Finanční poradce · premium design system */

:root {
  /* Core palette */
  --color-primary: #1a3830;
  --color-primary-mid: #234d3d;
  --color-primary-light: #356756;
  --color-primary-soft: #4a8570;
  --color-primary-dark: #142e24;
  --color-cream: #f6f2ea;
  --color-cream-dark: #ebe5d9;
  --color-gray: #ddd8ce;
  --color-white: #ffffff;
  --color-gold: #c9a962;
  --color-gold-light: #dfc88a;
  --color-gold-dark: #9a7b3a;
  --color-gold-muted: rgba(201, 169, 98, 0.22);
  --color-text: #1c1c1c;
  --color-text-muted: #5a5650;
  --color-text-soft: #6b6560;
  --color-icon: #1a1a1a;
  --color-icon-muted: #404040;

  /* Typography */
  --font-serif: "Cormorant Garamond", "Times New Roman", Georgia, serif;
  --font-sans: "Plus Jakarta Sans", system-ui, -apple-system, sans-serif;

  /* Spacing & layout */
  --container: 1140px;
  --section-y: clamp(4rem, 8vw, 6.5rem);
  --radius-sm: 2px;
  --radius: 4px;
  --radius-lg: 6px;
  --radius-xl: 8px;

  /* Elevation */
  --shadow-xs: 0 1px 2px rgba(20, 46, 36, 0.04);
  --shadow-sm: 0 4px 16px rgba(20, 46, 36, 0.06);
  --shadow-md: 0 12px 40px rgba(20, 46, 36, 0.1);
  --shadow-lg: 0 24px 64px rgba(20, 46, 36, 0.14);
  --shadow-gold: 0 8px 32px rgba(201, 169, 98, 0.28);
  --shadow-inset: inset 0 1px 0 rgba(255, 255, 255, 0.65);

  /* Motion */
  --ease-out: cubic-bezier(0.22, 1, 0.36, 1);
  --ease-spring: cubic-bezier(0.34, 1.56, 0.64, 1);
  --transition: 0.35s var(--ease-out);
  --transition-fast: 0.2s var(--ease-out);

  /* Layout cap */
  --layout-max: 1140px;

  /* Mobile layout */
  --header-stack-height: 112px;
  --safe-bottom: env(safe-area-inset-bottom, 0px);
  --safe-left: env(safe-area-inset-left, 0px);
  --safe-right: env(safe-area-inset-right, 0px);
}

/* ─── Reset & base ─── */
*, *::before, *::after { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  margin: 0;
  font-family: var(--font-sans);
  font-size: 1.0625rem;
  line-height: 1.7;
  color: var(--color-text);
  background-color: var(--color-cream);
  background-image:
    radial-gradient(ellipse 80% 50% at 50% -20%, rgba(201, 169, 98, 0.08), transparent),
    radial-gradient(ellipse 60% 40% at 100% 50%, rgba(27, 61, 47, 0.04), transparent);
  font-feature-settings: "kern" 1, "liga" 1;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
body::before {
  content: "";
  position: fixed;
  inset: 0;
  pointer-events: none;
  z-index: 9998;
  opacity: 0.028;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 512 512' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='g'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.75' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23g)'/%3E%3C/svg%3E");
}

::selection {
  background: var(--color-gold-muted);
  color: var(--color-primary);
}

img { max-width: 100%; height: auto; display: block; }
iframe { max-width: 100%; border: 0; }

html {
  overflow-x: clip;
}

a {
  color: var(--color-primary-mid);
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
  transition: color var(--transition-fast);
}
a:hover { color: var(--color-gold-dark); }

.skip-link {
  position: absolute;
  left: -9999px;
  z-index: 9999;
  padding: 0.75rem 1.25rem;
  background: var(--color-gold);
  color: var(--color-primary);
  font-weight: 600;
  border-radius: var(--radius);
  box-shadow: var(--shadow-md);
}
.skip-link:focus { left: 1rem; top: 1rem; }

.container {
  width: min(100% - 2.5rem, var(--container));
  max-width: var(--layout-max);
  margin-inline: auto;
}

/* ─── Typography ─── */
h1, h2, h3, h4 {
  font-family: var(--font-serif);
  font-weight: 600;
  line-height: 1.15;
  color: var(--color-primary);
  letter-spacing: -0.02em;
}

h1 { font-size: clamp(2.35rem, 5.5vw, 3.75rem); font-weight: 700; }
h2 { font-size: clamp(1.85rem, 3.8vw, 2.75rem); }
h3 { font-size: clamp(1.2rem, 2.2vw, 1.55rem); }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.65rem;
  font-family: var(--font-sans);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--color-gold-dark);
  margin-bottom: 0.75rem;
}
.eyebrow::before {
  content: "";
  width: 2rem;
  height: 1px;
  background: linear-gradient(90deg, var(--color-gold), transparent);
  flex-shrink: 0;
}
.section-header .eyebrow::before { display: none; }
.section-header .eyebrow {
  justify-content: center;
}
.section-header .eyebrow::after {
  content: "";
  width: 2rem;
  height: 1px;
  background: linear-gradient(270deg, var(--color-gold), transparent);
}

/* ─── Header ─── */
.site-header-shell {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(246, 242, 234, 0.92);
  border-bottom: 1px solid rgba(221, 216, 206, 0.7);
  box-shadow: 0 1px 0 rgba(255, 255, 255, 0.6) inset;
  transition: box-shadow var(--transition), background var(--transition);
}
@media (min-width: 901px) {
  .site-header-shell {
    backdrop-filter: blur(16px) saturate(1.4);
    -webkit-backdrop-filter: blur(16px) saturate(1.4);
    background: rgba(246, 242, 234, 0.82);
  }
}
.site-header-shell.is-scrolled {
  background: rgba(246, 242, 234, 0.96);
  box-shadow: 0 4px 30px rgba(20, 46, 36, 0.08);
}
.site-header-shell.is-scrolled .header-inner {
  min-height: 68px;
}
.site-header {
  position: static;
  z-index: auto;
  background: transparent;
  backdrop-filter: none;
  -webkit-backdrop-filter: none;
  border: none;
  box-shadow: none;
}
.site-header.is-scrolled {
  background: transparent;
  box-shadow: none;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 76px;
  gap: 1.5rem;
}

.logo {
  text-decoration: none;
  color: inherit;
  display: flex;
  align-items: center;
  gap: 0.75rem;
  min-width: 0;
}
.logo-mark {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 2.75rem;
  height: 3.15rem;
  flex-shrink: 0;
  background: none;
  border: none;
  border-radius: 0;
  box-shadow: none;
  transition: transform var(--transition-fast), filter var(--transition);
}
.logo-mark-svg,
.logo-mark svg {
  display: block;
  width: 100%;
  height: 100%;
  filter: drop-shadow(0 2px 8px rgba(26, 56, 48, 0.14));
}
.logo:hover .logo-mark {
  transform: scale(1.06);
  box-shadow: none;
}
.logo:hover .logo-mark-svg,
.logo:hover .logo-mark svg {
  filter: drop-shadow(0 4px 14px rgba(201, 169, 98, 0.32));
}
.logo-text { display: block; min-width: 0; }
.logo::before { display: none; }
.logo-name {
  display: block;
  font-family: var(--font-serif);
  font-size: 1.55rem;
  font-weight: 700;
  color: var(--color-primary);
  line-height: 1.05;
  letter-spacing: -0.03em;
}
.logo-tagline {
  font-size: 0.6875rem;
  color: var(--color-text-soft);
  letter-spacing: 0.14em;
  text-transform: uppercase;
  font-weight: 600;
  margin-top: 0.15rem;
}

.site-nav .nav-primary {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.15rem 0.35rem;
  list-style: none;
  margin: 0;
  padding: 0;
}

.site-nav a {
  position: relative;
  text-decoration: none;
  font-weight: 500;
  font-size: 0.9rem;
  color: var(--color-text);
  padding: 0.5rem 0.85rem;
  border-radius: var(--radius-sm);
  transition: color var(--transition-fast), background var(--transition-fast);
}
.site-nav .nav-primary > li > a:not(.nav-cta):not(.nav-parent)::after,
.site-nav .nav-primary > li > .nav-parent:not(.nav-cta)::after {
  content: "";
  position: absolute;
  left: 0.85rem;
  right: 0.85rem;
  bottom: 0.35rem;
  height: 1px;
  background: var(--color-gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition);
}
.site-nav .nav-primary > li > a:not(.nav-cta):hover,
.site-nav .nav-primary > li > a:not(.nav-cta).active,
.site-nav .nav-primary > li > .nav-parent:not(.nav-cta):hover,
.site-nav .nav-primary > li > .nav-parent:not(.nav-cta).active {
  color: var(--color-primary);
}
.site-nav .nav-primary > li > a:not(.nav-cta):hover::after,
.site-nav .nav-primary > li > a:not(.nav-cta).active::after,
.site-nav .nav-primary > li > .nav-parent:not(.nav-cta):hover::after,
.site-nav .nav-primary > li > .nav-parent:not(.nav-cta).active::after {
  transform: scaleX(1);
}

.nav-cta {
  background: linear-gradient(135deg, var(--color-gold-light) 0%, var(--color-gold) 50%, var(--color-gold-dark) 100%) !important;
  color: var(--color-primary) !important;
  padding: 0.55rem 1.15rem !important;
  border-radius: var(--radius) !important;
  font-weight: 700 !important;
  font-size: 0.875rem !important;
  letter-spacing: 0.02em;
  box-shadow: var(--shadow-gold);
  transition: transform var(--transition-fast), box-shadow var(--transition) !important;
}
.nav-cta:hover {
  transform: translateY(-1px);
  box-shadow: 0 12px 36px rgba(201, 169, 98, 0.4) !important;
  color: var(--color-primary) !important;
}
.nav-cta::after { display: none !important; }

.nav-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 44px;
  height: 44px;
  background: var(--color-white);
  border: 1px solid var(--color-gray);
  border-radius: var(--radius);
  cursor: pointer;
  padding: 0;
  transition: border-color var(--transition-fast);
}
.nav-toggle:hover { border-color: var(--color-gold); }
.nav-toggle span {
  display: block;
  width: 20px;
  height: 2px;
  margin-inline: auto;
  background: var(--color-primary);
  border-radius: 1px;
  transition: var(--transition);
}

@media (max-width: 900px) {
  .nav-toggle { display: flex; }
  .site-header-shell {
    -webkit-backdrop-filter: none;
    backdrop-filter: none;
  }
  .site-nav {
    position: fixed;
    top: var(--header-stack-height);
    left: 0;
    right: 0;
    bottom: 0;
    z-index: 150;
    max-height: none;
    overflow-y: auto;
    overscroll-behavior: contain;
    -webkit-overflow-scrolling: touch;
    background: #f6f2ea;
    backdrop-filter: none;
    -webkit-backdrop-filter: none;
    border-bottom: none;
    padding: 0.5rem 1rem 1.25rem;
    transform: translateY(-105%);
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transition: transform var(--transition), opacity var(--transition), visibility var(--transition);
    box-shadow: var(--shadow-lg);
  }
  .site-nav.is-open {
    transform: translateY(0);
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
  }
  .site-nav .nav-primary { flex-direction: column; align-items: stretch; gap: 0; }
  .site-nav .nav-primary > li {
    border-bottom: 1px solid rgba(221, 216, 206, 0.7);
  }
  .site-nav .nav-primary > li:last-child { border-bottom: none; }
  .site-nav .nav-primary > li > a:not(.nav-cta) {
    display: block;
    padding: 1rem;
    font-size: 1rem;
    font-weight: 600;
    min-height: 52px;
    line-height: 1.3;
  }
  .site-nav .nav-primary > li > a::after { display: none; }
  .site-nav a:not(.nav-cta) {
    display: block;
    align-items: stretch;
  }
  .nav-cta-item {
    margin-top: 0.75rem;
    padding-top: 0.75rem;
    border-top: 1px solid rgba(221, 216, 206, 0.7);
    border-bottom: none;
  }
  .nav-cta-item .nav-cta {
    text-align: center;
    display: block;
    width: 100%;
    padding: 1rem 1.25rem;
    min-height: 52px;
    border-radius: var(--radius);
  }
}

/* ─── Buttons ─── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.45rem;
  min-height: 48px;
  padding: 0.8rem 1.65rem;
  font-family: var(--font-sans);
  font-size: 0.9375rem;
  font-weight: 700;
  letter-spacing: 0.02em;
  border: 2px solid transparent;
  border-radius: var(--radius);
  cursor: pointer;
  text-decoration: none;
  transition:
    transform var(--transition-fast),
    box-shadow var(--transition),
    background var(--transition),
    border-color var(--transition),
    color var(--transition);
}
.btn:active { transform: scale(0.98); }

.btn-primary {
  background: linear-gradient(135deg, var(--color-gold-light), var(--color-gold) 45%, var(--color-gold-dark));
  color: var(--color-primary);
  border-color: transparent;
  box-shadow: var(--shadow-gold), var(--shadow-inset);
}
.btn-primary:hover {
  box-shadow: 0 14px 40px rgba(201, 169, 98, 0.45), var(--shadow-inset);
  transform: translateY(-2px);
  color: var(--color-primary);
}
.btn-glow {
  position: relative;
  overflow: hidden;
}
.btn-glow::after {
  content: "";
  position: absolute;
  inset: -50%;
  background: linear-gradient(105deg, transparent 40%, rgba(255,255,255,0.35) 50%, transparent 60%);
  transform: translateX(-120%) rotate(12deg);
  transition: transform 0.7s var(--ease-out);
}
.btn-glow:hover::after { transform: translateX(120%) rotate(12deg); }

.btn-secondary {
  background: var(--color-white);
  color: var(--color-primary);
  border-color: rgba(26, 56, 48, 0.55);
  box-shadow: var(--shadow-xs), 0 0 0 1px rgba(255, 255, 255, 0.65) inset;
}
.btn-secondary:hover {
  background: var(--color-primary);
  border-color: var(--color-primary);
  color: var(--color-white);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}
.btn-secondary:active {
  transform: translateY(0);
  box-shadow: var(--shadow-xs);
}
.btn-secondary.btn-sm {
  border-width: 2px;
  box-shadow: var(--shadow-xs);
}

/* Sekundární tlačítko na tmavém pozadí */
.cta-strip:not(.cta-strip--inline) .btn-secondary,
.form-intro-panel .btn-secondary {
  background: rgba(255, 255, 255, 0.12);
  color: #fff;
  border-color: rgba(255, 255, 255, 0.58);
  box-shadow: 0 4px 18px rgba(0, 0, 0, 0.12);
}
.cta-strip:not(.cta-strip--inline) .btn-secondary:hover,
.form-intro-panel .btn-secondary:hover {
  background: #fff;
  color: var(--color-primary);
  border-color: #fff;
  box-shadow: var(--shadow-md);
}

/* Hero / page-hero · outline varianta */
.btn-hero-outline {
  background: rgba(255, 255, 255, 0.12);
  color: #fff;
  border-color: rgba(255, 255, 255, 0.55);
  box-shadow: 0 4px 18px rgba(0, 0, 0, 0.1);
}
.btn-hero-outline:hover {
  background: #fff;
  color: var(--color-primary);
  border-color: #fff;
}

.btn-outline-light {
  background: rgba(255, 255, 255, 0.08);
  color: var(--color-white);
  border-color: rgba(255, 255, 255, 0.45);
  backdrop-filter: blur(4px);
}
.btn-outline-light:hover {
  background: var(--color-white);
  color: var(--color-primary);
  border-color: var(--color-white);
  transform: translateY(-2px);
}

.btn-block { width: 100%; }
.btn-sm { min-height: 38px; padding: 0.45rem 1.1rem; font-size: 0.8125rem; }
.btn:disabled { opacity: 0.55; cursor: not-allowed; transform: none !important; }

/* ─── Hero ─── */
.hero {
  position: relative;
  overflow: hidden;
  color: var(--color-white);
  padding: clamp(3.5rem, 9vw, 7rem) 0 clamp(4rem, 10vw, 7.5rem);
  background:
    radial-gradient(ellipse 70% 80% at 85% 20%, rgba(201, 169, 98, 0.12), transparent 55%),
    radial-gradient(ellipse 50% 60% at 10% 90%, rgba(255, 255, 255, 0.04), transparent),
    linear-gradient(155deg, var(--color-primary) 0%, var(--color-primary-mid) 42%, var(--color-primary-light) 100%);
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='0.035'/%3E%3C/svg%3E");
  pointer-events: none;
  opacity: 0.6;
}
.hero::after {
  content: "";
  position: absolute;
  bottom: -1px;
  left: 0;
  right: 0;
  height: 80px;
  background: linear-gradient(to top, var(--color-cream), transparent);
  pointer-events: none;
}

.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  gap: 3rem;
  align-items: center;
}
@media (min-width: 768px) {
  .hero-grid { grid-template-columns: 1.05fr 0.95fr; gap: 3.5rem; }
}

.hero h1 {
  color: var(--color-white);
  margin: 0 0 1.25rem;
  text-shadow: 0 2px 24px rgba(0, 0, 0, 0.15);
}
.hero .eyebrow {
  color: var(--color-gold-light);
}
.hero .eyebrow::before {
  background: linear-gradient(90deg, var(--color-gold-light), transparent);
}

.hero-lead {
  font-size: clamp(1.05rem, 2vw, 1.2rem);
  line-height: 1.75;
  opacity: 0.92;
  margin-bottom: 2rem;
  max-width: 38ch;
  font-weight: 400;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
}
.hero-actions .btn svg,
.hero-actions .btn-secondary-action svg {
  width: 1.125rem;
  height: 1.125rem;
  flex-shrink: 0;
}

.hero-note {
  margin-top: 1.35rem;
  font-size: 0.875rem;
  opacity: 0.72;
  max-width: 36ch;
  padding-left: 1rem;
  border-left: 2px solid rgba(201, 169, 98, 0.5);
}

.hero-visual {
  position: relative;
  border-radius: var(--radius-xl);
  overflow: visible;
  box-shadow: none;
  animation: heroVisualEnter 1.2s var(--ease-out) 0.15s both;
}
@keyframes heroVisualEnter {
  from { opacity: 0; transform: translateY(20px) scale(0.98); }
  to { opacity: 1; transform: translateY(0) scale(1); }
}
.hero-visual::before,
.hero-visual::after { display: none; }

/* ─── Trust bar ─── */
.trust-bar {
  position: relative;
  z-index: 2;
  margin-top: -2rem;
  padding: 0 0 0.5rem;
}
.trust-bar-inner {
  display: grid;
  gap: 0;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  background: var(--color-white);
  border-radius: var(--radius-lg);
  border: 1px solid rgba(221, 216, 206, 0.9);
  box-shadow: var(--shadow-md);
  overflow: hidden;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--color-text-muted);
  padding: 1.1rem 1.35rem;
  border-right: 1px solid var(--color-gray);
  transition: background var(--transition-fast);
}
.trust-item:last-child { border-right: none; }
.trust-item:hover { background: rgba(246, 242, 234, 0.6); }
.trust-item svg {
  width: 20px;
  height: 20px;
  color: var(--color-gold-dark);
  flex-shrink: 0;
  padding: 0.35rem;
  background: var(--color-gold-muted);
  border-radius: 50%;
  box-sizing: content-box;
}
.trust-item a {
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 700;
}

@media (max-width: 600px) {
  .trust-bar-inner { grid-template-columns: 1fr; }
  .trust-item { border-right: none; border-bottom: 1px solid var(--color-gray); }
  .trust-item:last-child { border-bottom: none; }
}

/* ─── Sections ─── */
.section { padding: var(--section-y) 0; }

.section-alt {
  background: var(--color-white);
  box-shadow: 0 1px 0 var(--color-gray);
}

.section-dark {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(ellipse 80% 60% at 50% 0%, rgba(201, 169, 98, 0.1), transparent 55%),
    linear-gradient(165deg, var(--color-primary) 0%, #0f2219 100%);
  color: rgba(255, 255, 255, 0.92);
}
.section-dark::before {
  content: "";
  position: absolute;
  top: -50%;
  right: -20%;
  width: 60%;
  height: 100%;
  background: radial-gradient(circle, rgba(201, 169, 98, 0.06) 0%, transparent 70%);
  pointer-events: none;
}
.section-dark h2,
.section-dark h3 { color: var(--color-white); }
.section-dark .eyebrow { color: var(--color-gold-light); }
.section-dark .section-header p { color: rgba(255, 255, 255, 0.72); }

.section-header {
  text-align: center;
  max-width: 620px;
  margin: 0 auto 3rem;
}
.section-header h2 {
  position: relative;
  display: inline-block;
  margin-bottom: 0.75rem;
}
.section-header h2::after {
  content: "";
  display: block;
  width: 3rem;
  height: 2px;
  margin: 1rem auto 0;
  background: linear-gradient(90deg, transparent, var(--color-gold), transparent);
  border-radius: 1px;
}
.section-header p {
  color: var(--color-text-muted);
  margin: 0;
  font-size: 1.05rem;
  line-height: 1.65;
}

/* ─── Cards ─── */
.cards-grid {
  display: grid;
  gap: 1.35rem;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
}

.card {
  position: relative;
  background: var(--color-white);
  border-radius: var(--radius-lg);
  padding: 2rem 1.75rem 1.75rem;
  border: 1px solid rgba(221, 216, 206, 0.85);
  box-shadow: var(--shadow-sm);
  transition:
    transform var(--transition),
    box-shadow var(--transition),
    border-color var(--transition);
  overflow: hidden;
}
.card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 1.75rem;
  right: 1.75rem;
  height: 2px;
  background: linear-gradient(90deg, var(--color-gold), var(--color-gold-light));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition);
  border-radius: 0 0 2px 2px;
}
.card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(201, 169, 98, 0.35);
}
.card:hover::before { transform: scaleX(1); }

.card-icon {
  width: 52px;
  height: 52px;
  background: linear-gradient(145deg, var(--color-cream), var(--color-white));
  border: 1px solid var(--color-gray);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
  color: var(--color-primary);
  box-shadow: var(--shadow-xs);
  transition: background var(--transition), border-color var(--transition);
}
.card:hover .card-icon {
  background: linear-gradient(145deg, var(--color-primary), var(--color-primary-light));
  border-color: var(--color-primary);
  color: var(--color-gold-light);
}
.card-icon svg { width: 24px; height: 24px; }

.card h3 { margin: 0 0 0.6rem; }
.card p {
  color: var(--color-text-muted);
  margin: 0 0 1.25rem;
  font-size: 0.9375rem;
  line-height: 1.65;
}
.card-link {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-weight: 700;
  font-size: 0.875rem;
  text-decoration: none;
  color: var(--color-gold-dark);
  letter-spacing: 0.01em;
  transition: gap var(--transition-fast), color var(--transition-fast);
}
.card-link:hover {
  gap: 0.55rem;
  color: var(--color-primary);
  text-decoration: none;
}

/* ─── Steps ─── */
.steps {
  display: grid;
  gap: 1.35rem;
  grid-template-columns: repeat(auto-fit, minmax(270px, 1fr));
  counter-reset: step;
}

.step {
  position: relative;
  background: var(--color-white);
  border: 1px solid rgba(221, 216, 206, 0.85);
  border-radius: var(--radius-lg);
  padding: 2rem 1.75rem;
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition), transform var(--transition);
}
.step:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}

.step-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.75rem;
  height: 2.75rem;
  border-radius: 50%;
  background: linear-gradient(145deg, var(--color-primary-light), var(--color-primary));
  color: var(--color-gold-light);
  font-family: var(--font-serif);
  font-size: 1.25rem;
  font-weight: 700;
  margin-bottom: 1.15rem;
  box-shadow: 0 4px 12px rgba(20, 46, 36, 0.25);
  outline: 3px solid var(--color-gold-muted);
}
.step h3 { margin: 0 0 0.55rem; font-size: 1.2rem; }
.step p { margin: 0; color: var(--color-text-muted); font-size: 0.9375rem; }

/* ─── Why grid ─── */
.why-grid {
  display: grid;
  gap: 1.15rem;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  position: relative;
  z-index: 1;
}

.why-item {
  padding: 1.65rem 1.5rem;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(255, 255, 255, 0.08);
  background: rgba(255, 255, 255, 0.04);
  backdrop-filter: blur(8px);
  transition: background var(--transition), border-color var(--transition);
}
.why-item:hover {
  background: rgba(255, 255, 255, 0.07);
  border-color: rgba(201, 169, 98, 0.25);
}
.section:not(.section-dark) .why-item {
  background: var(--color-white);
  border: 1px solid var(--color-gray);
  border-left: 3px solid var(--color-gold);
  backdrop-filter: none;
}
.why-item h3 { margin: 0 0 0.5rem; font-size: 1.1rem; }
.why-item p { margin: 0; font-size: 0.9375rem; color: var(--color-text-muted); line-height: 1.6; }
.section-dark .why-item p { color: rgba(255, 255, 255, 0.78); }

/* ─── Value cards ─── */
.value-grid {
  display: grid;
  gap: 0;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
  overflow: hidden;
  background: var(--color-white);
  box-shadow: var(--shadow-sm);
}
.value-card {
  padding: 2rem 1.75rem;
  border-top: none;
  border-bottom: none;
  border-left: 1px solid var(--color-gray);
  transition: background var(--transition-fast);
}
.value-card:first-child { border-left: none; }
.value-card:hover { background: rgba(246, 242, 234, 0.5); }
.value-card h3 {
  margin: 0 0 0.65rem;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}
.value-card h3::before {
  content: "";
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--color-gold);
  flex-shrink: 0;
}
.value-card p { margin: 0; color: var(--color-text-muted); font-size: 0.9375rem; }

.value-note {
  margin-top: 2.25rem;
  font-size: 0.9375rem;
  color: var(--color-text-soft);
  font-style: italic;
  text-align: center;
  max-width: 52ch;
  margin-inline: auto;
}

@media (max-width: 700px) {
  .value-card { border-left: none; border-top: 1px solid var(--color-gray); }
  .value-card:first-child { border-top: none; }
}

/* ─── Region ─── */
.region-grid {
  display: grid;
  gap: 2.5rem;
  align-items: start;
}
@media (min-width: 900px) {
  .region-grid { grid-template-columns: 1.35fr 1fr; }
}
.region-list {
  margin: 1.25rem 0 1.75rem;
  padding-left: 0;
  list-style: none;
  color: var(--color-text-muted);
}
.region-list li {
  position: relative;
  padding-left: 1.35rem;
  margin-bottom: 0.5rem;
}
.region-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.65em;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--color-gold);
}

.region-card {
  background: var(--color-white);
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-md);
}
.region-card-title {
  display: flex;
  align-items: center;
  gap: 0.55rem;
  font-weight: 700;
  font-family: var(--font-serif);
  font-size: 1.25rem;
  color: var(--color-primary);
  margin: 0 0 1.15rem;
  padding-bottom: 1rem;
  border-bottom: 1px solid var(--color-gray);
}
.region-card-title svg { width: 22px; height: 22px; color: var(--color-gold-dark); }
.region-card a { font-weight: 700; }

/* ─── Testimonials ─── */
.testimonials {
  display: grid;
  gap: 1.35rem;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
}

.testimonial {
  position: relative;
  background: var(--color-white);
  padding: 2.25rem 2rem 1.75rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-gray);
  margin: 0;
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition), transform var(--transition);
}
.testimonial:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}
.testimonial::before {
  content: "\201C";
  position: absolute;
  top: 0.5rem;
  left: 1.25rem;
  font-family: var(--font-serif);
  font-size: 4.5rem;
  line-height: 1;
  color: var(--color-gold-muted);
  pointer-events: none;
}
.testimonial p {
  position: relative;
  font-style: italic;
  font-size: 1.05rem;
  line-height: 1.65;
  margin: 0 0 1.25rem;
  color: var(--color-text);
}
.testimonial cite {
  font-style: normal;
  font-weight: 700;
  font-size: 0.8125rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--color-gold-dark);
}

/* ─── Breadcrumb ─── */
.breadcrumb {
  background: rgba(255, 255, 255, 0.7);
  border-bottom: 1px solid var(--color-gray);
  padding: 0.85rem 0;
  font-size: 0.8125rem;
}
.breadcrumb ol {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 0.25rem 0.5rem;
  align-items: center;
}
.breadcrumb li:not(:last-child)::after {
  content: "›";
  margin-left: 0.5rem;
  color: var(--color-gold-dark);
  font-weight: 600;
}
.breadcrumb a {
  text-decoration: none;
  color: var(--color-text-soft);
  font-weight: 500;
}
.breadcrumb a:hover { color: var(--color-primary); }
.breadcrumb li[aria-current="page"] {
  color: var(--color-primary);
  font-weight: 700;
}

/* ─── Page hero ─── */
.page-hero {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(ellipse 60% 80% at 70% 0%, rgba(201, 169, 98, 0.15), transparent),
    linear-gradient(160deg, var(--color-primary) 0%, var(--color-primary-mid) 100%);
  color: var(--color-white);
  padding: clamp(3rem, 6vw, 4.5rem) 0;
  text-align: center;
}
.page-hero::after {
  content: "";
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(201, 169, 98, 0.4), transparent);
}
.page-hero h1 {
  color: var(--color-white);
  margin: 0 0 0.75rem;
}
.page-hero p {
  margin: 0;
  opacity: 0.88;
  max-width: 540px;
  margin-inline: auto;
  font-size: 1.05rem;
  line-height: 1.65;
}

/* ─── About ─── */
.about-grid {
  display: grid;
  gap: 3rem;
  align-items: start;
}
@media (min-width: 768px) {
  .about-grid { grid-template-columns: 0.9fr 1.1fr; }
}
.about-photo {
  border-radius: var(--radius-xl);
  overflow: hidden;
  border: 1px solid var(--color-gray);
  box-shadow: var(--shadow-lg);
  position: relative;
}
.about-photo::after {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.2);
  pointer-events: none;
}
.about-photo img {
  width: 100%;
  aspect-ratio: 3/4;
  object-fit: cover;
}

.about-points {
  list-style: none;
  padding: 0;
  margin: 1.75rem 0;
}
.about-points li {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  margin-bottom: 0.85rem;
  color: var(--color-text-muted);
  padding: 0.65rem 0;
  border-bottom: 1px solid rgba(221, 216, 206, 0.6);
}
.about-points li:last-child { border-bottom: none; }
.about-points svg {
  width: 20px;
  height: 20px;
  color: var(--color-gold-dark);
  flex-shrink: 0;
  margin-top: 0.2rem;
  padding: 0.25rem;
  background: var(--color-gold-muted);
  border-radius: 50%;
  box-sizing: content-box;
}

/* ─── Calculator ─── */
.calculator {
  background: var(--color-white);
  border-radius: var(--radius-xl);
  padding: clamp(1.75rem, 4vw, 2.5rem);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--color-gray);
  max-width: 660px;
  margin-inline: auto;
}
.calc-showcase .calculator {
  max-width: none;
  margin-inline: 0;
}
.calculator .eyebrow { margin-bottom: 0.5rem; }
.calculator h2 { margin-top: 0; margin-bottom: 1.5rem; }

.calc-tabs {
  display: flex;
  gap: 0.35rem;
  margin-bottom: 1.75rem;
  padding: 0.35rem;
  background: var(--color-cream);
  border-radius: var(--radius);
  border: 1px solid var(--color-gray);
}
.calc-tab {
  flex: 1;
  padding: 0.75rem 1rem;
  border: none;
  background: transparent;
  border-radius: calc(var(--radius) - 2px);
  font-family: var(--font-sans);
  font-weight: 600;
  font-size: 0.9rem;
  cursor: pointer;
  color: var(--color-text-muted);
  transition: var(--transition-fast);
}
.calc-tab:hover { color: var(--color-primary); }
.calc-tab.is-active {
  background: var(--color-white);
  color: var(--color-primary);
  box-shadow: var(--shadow-sm);
}

.calc-panel { display: none; }
.calc-panel.is-active { display: block; animation: fadeUp 0.35s var(--ease-out); }

@keyframes fadeUp {
  from { opacity: 0; transform: translateY(8px); }
  to { opacity: 1; transform: translateY(0); }
}

.form-row {
  display: grid;
  gap: 1rem;
  margin-bottom: 1.15rem;
}
@media (min-width: 640px) {
  .form-row { grid-template-columns: 1fr 1fr; }
}

.form-group label {
  display: block;
  font-weight: 600;
  font-size: 0.875rem;
  margin-bottom: 0.4rem;
  color: var(--color-text);
}

.form-group input[type="number"],
.form-group input[type="text"],
.form-group input[type="email"],
.form-group input[type="tel"],
.form-group textarea,
.form-group select {
  width: 100%;
  padding: 0.8rem 1rem;
  border: 1px solid var(--color-gray);
  border-radius: var(--radius);
  font-family: var(--font-sans);
  font-size: 1rem;
  background: var(--color-cream);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast), background var(--transition-fast);
}
.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus {
  outline: none;
  border-color: var(--color-primary-light);
  background: var(--color-white);
  box-shadow: 0 0 0 3px rgba(45, 92, 72, 0.12);
}

.range-wrap { margin-bottom: 1.25rem; }
.range-wrap label {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-bottom: 0.65rem;
  font-weight: 600;
  font-size: 0.875rem;
}
.range-wrap input[type="range"] {
  width: 100%;
  height: 6px;
  accent-color: var(--color-primary);
  cursor: pointer;
}
.range-wrap output {
  font-family: var(--font-serif);
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--color-gold-dark);
}

.calc-result {
  margin-top: 1.75rem;
  padding: 1.75rem;
  background: linear-gradient(135deg, var(--color-cream) 0%, rgba(246, 242, 234, 0.5) 100%);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-gray);
  position: relative;
  overflow: hidden;
}
.calc-result::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  bottom: 0;
  width: 4px;
  background: linear-gradient(180deg, var(--color-gold-light), var(--color-gold-dark));
}
.calc-result-value {
  font-family: var(--font-serif);
  font-size: clamp(1.75rem, 4vw, 2.35rem);
  font-weight: 700;
  color: var(--color-primary);
  margin: 0;
  letter-spacing: -0.02em;
}
.calc-result-detail {
  margin: 0.5rem 0 0;
  color: var(--color-text-muted);
  font-size: 0.9rem;
}
.calc-chart {
  display: flex;
  align-items: flex-end;
  gap: 5px;
  height: 120px;
  margin-top: 1.25rem;
  padding-top: 0.5rem;
  border-top: 1px dashed var(--color-gray);
}
.calc-chart-bar {
  flex: 1;
  background: linear-gradient(to top, var(--color-primary), var(--color-primary-light));
  border-radius: 4px 4px 0 0;
  min-height: 4px;
  opacity: 0.85;
  transition: height 0.45s var(--ease-out), opacity var(--transition-fast);
}
.calc-chart:not(.calc-chart--stacked) > .calc-chart-bar {
  flex: 1 1 0;
  align-self: flex-end;
}
.calc-chart-bar-wrap .calc-chart-bar {
  flex: 0 0 auto;
  width: 100%;
  min-height: 2px;
}
.calc-chart-bar:hover { opacity: 1; }
.calc-disclaimer {
  font-size: 0.8125rem;
  color: var(--color-text-soft);
  margin-top: 1.15rem;
  line-height: 1.55;
}

/* ─── Accordion / FAQ ─── */
.accordion,
.faq-accordion { max-width: 780px; margin-inline: auto; }

.accordion-item {
  background: var(--color-white);
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
  margin-bottom: 0.65rem;
  overflow: hidden;
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}
.accordion-item.is-open {
  border-color: rgba(201, 169, 98, 0.45);
  box-shadow: var(--shadow-sm);
}

.accordion-trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.35rem 1.5rem;
  background: none;
  border: none;
  font-family: var(--font-serif);
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--color-primary);
  cursor: pointer;
  text-align: left;
  transition: background var(--transition-fast);
}
.accordion-trigger:hover { background: rgba(246, 242, 234, 0.5); }
.accordion-trigger::after {
  content: "";
  width: 28px;
  height: 28px;
  flex-shrink: 0;
  border-radius: 50%;
  background: var(--color-gold-muted);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%239a7b3a' stroke-width='2.5'%3E%3Cpath d='M12 5v14M5 12h14'/%3E%3C/svg%3E");
  background-size: 14px;
  background-repeat: no-repeat;
  background-position: center;
  transition: transform var(--transition), background var(--transition-fast);
}
.accordion-item.is-open .accordion-trigger::after {
  transform: rotate(45deg);
  background-color: var(--color-primary);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23dfc88a' stroke-width='2.5'%3E%3Cpath d='M12 5v14M5 12h14'/%3E%3C/svg%3E");
}

.accordion-panel {
  display: none;
  padding: 0 1.5rem 1.5rem;
  animation: fadeUp 0.3s var(--ease-out);
}
.accordion-item.is-open .accordion-panel { display: block; }
.accordion-panel p {
  margin: 0 0 1rem;
  color: var(--color-text-muted);
  line-height: 1.65;
}
.accordion-panel p:last-child { margin-bottom: 0.5rem; }

.faq-more { text-align: center; margin-top: 2rem; }
.faq-more a {
  font-weight: 700;
  font-size: 0.9375rem;
  text-decoration: none;
  padding: 0.65rem 1.25rem;
  border-radius: var(--radius);
  border: 1px solid var(--color-gray);
  background: var(--color-white);
  transition: var(--transition-fast);
}
.faq-more a:hover {
  border-color: var(--color-gold);
  box-shadow: var(--shadow-sm);
}

/* ─── Contact form ─── */
.section-form {
  background:
    linear-gradient(180deg, var(--color-white) 0%, var(--color-cream) 100%);
  border-top: 1px solid var(--color-gray);
}

.form-layout {
  display: grid;
  gap: 3rem;
}
@media (min-width: 900px) {
  .form-layout { grid-template-columns: 1fr 1.15fr; align-items: start; }
}

.form-intro h2 { margin-top: 0; }
.form-intro p { color: var(--color-text-muted); line-height: 1.65; }

.form-benefits {
  list-style: none;
  padding: 0;
  margin: 1.5rem 0 0;
}
.form-benefits li {
  position: relative;
  padding: 0.55rem 0 0.55rem 2rem;
  color: var(--color-text-muted);
  font-size: 0.9375rem;
  border-bottom: 1px solid rgba(221, 216, 206, 0.5);
}
.form-benefits li:last-child { border-bottom: none; }
.form-benefits li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 0.55rem;
  width: 1.35rem;
  height: 1.35rem;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--color-gold-muted);
  color: var(--color-gold-dark);
  font-weight: 800;
  font-size: 0.7rem;
  border-radius: 50%;
}

.contact-form {
  background: var(--color-white);
  padding: clamp(1.5rem, 4vw, 2.25rem);
  border-radius: var(--radius-xl);
  border: 1px solid var(--color-gray);
  box-shadow: var(--shadow-md);
}
.contact-form .form-group { margin-bottom: 1.15rem; }
.contact-form label {
  display: block;
  font-weight: 600;
  font-size: 0.875rem;
  margin-bottom: 0.4rem;
}
.contact-form input,
.contact-form textarea,
.contact-form select {
  width: 100%;
  padding: 0.85rem 1rem;
  border: 1px solid var(--color-gray);
  border-radius: var(--radius);
  font-family: var(--font-sans);
  font-size: 1rem;
  background: var(--color-cream);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast), background var(--transition-fast);
}
.contact-form input:focus,
.contact-form textarea:focus,
.contact-form select:focus {
  outline: none;
  border-color: var(--color-primary-light);
  background: var(--color-white);
  box-shadow: 0 0 0 3px rgba(45, 92, 72, 0.1);
}

.form-check {
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
}
.form-check input {
  width: 1.1rem;
  height: 1.1rem;
  margin-top: 0.2rem;
  flex-shrink: 0;
  accent-color: var(--color-primary);
}
.form-check label {
  margin: 0;
  font-weight: 400;
  font-size: 0.875rem;
  line-height: 1.55;
  color: var(--color-text-muted);
}
.req { color: #a83232; font-weight: 700; }
.hp-field { position: absolute; left: -9999px; opacity: 0; height: 0; overflow: hidden; pointer-events: none; }
.form-message { margin-bottom: 1rem; font-size: 0.9375rem; font-weight: 500; padding: 0.75rem 1rem; border-radius: var(--radius); }
.form-message.success { color: #155724; background: rgba(21, 87, 36, 0.08); border: 1px solid rgba(21, 87, 36, 0.2); }
.form-message.error { color: #842029; background: rgba(132, 32, 41, 0.06); border: 1px solid rgba(132, 32, 41, 0.15); }

/* ─── Contact cards ─── */
.contact-cards {
  display: grid;
  gap: 1.15rem;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  margin-bottom: 2rem;
}
.contact-card {
  background: var(--color-white);
  padding: 1.75rem 1.25rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-gray);
  text-align: center;
  transition: transform var(--transition), box-shadow var(--transition);
}
.contact-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}
.contact-card strong {
  display: block;
  font-size: 0.75rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-gold-dark);
  margin-bottom: 0.65rem;
  font-weight: 700;
}
.contact-card a {
  font-weight: 700;
  font-size: 1.05rem;
  text-decoration: none;
  color: var(--color-primary);
  overflow-wrap: anywhere;
  word-break: break-word;
}

/* ─── Legal ─── */
.legal-content {
  max-width: 680px;
  margin: 0 auto;
  font-size: 1rem;
  line-height: 1.75;
}
.legal-content h2 {
  margin-top: 2.5rem;
  padding-top: 0.5rem;
  border-top: 1px solid var(--color-gray);
}
.legal-content h2:first-child {
  margin-top: 0;
  border-top: none;
  padding-top: 0;
}

/* ─── Footer ─── */
.site-footer {
  position: relative;
  background:
    radial-gradient(ellipse 80% 50% at 50% 100%, rgba(201, 169, 98, 0.08), transparent),
    linear-gradient(180deg, var(--color-primary-mid) 0%, var(--color-primary) 100%);
  color: rgba(255, 255, 255, 0.88);
  padding: 3.5rem 0 0;
  margin-top: 0;
}
.site-footer::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, transparent, var(--color-gold), var(--color-gold-light), var(--color-gold), transparent);
}

.footer-grid {
  display: grid;
  gap: 2.5rem;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  padding-bottom: 2.5rem;
}
.footer-logo {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-family: var(--font-serif);
  font-size: 1.65rem;
  font-weight: 700;
  color: var(--color-white);
  margin: 0 0 0.65rem;
  letter-spacing: -0.02em;
}
.footer-logo-mark {
  display: inline-flex;
  width: 2.35rem;
  height: 2.7rem;
  flex-shrink: 0;
}
.footer-logo-svg,
.footer-logo-mark svg {
  display: block;
  width: 100%;
  height: 100%;
  filter: drop-shadow(0 2px 10px rgba(0, 0, 0, 0.2));
}
.footer-brand p { margin: 0; opacity: 0.75; font-size: 0.9375rem; line-height: 1.6; }

.footer-heading {
  font-weight: 700;
  color: var(--color-gold-light);
  margin: 0 0 1rem;
  font-size: 0.6875rem;
  text-transform: uppercase;
  letter-spacing: 0.16em;
}
.footer-links { list-style: none; padding: 0; margin: 0; }
.footer-links li { margin-bottom: 0.55rem; }
.footer-links a {
  color: rgba(255, 255, 255, 0.78);
  text-decoration: none;
  font-size: 0.9375rem;
  transition: color var(--transition-fast), padding-left var(--transition-fast);
  display: inline-block;
}
.footer-links a:hover {
  color: var(--color-gold-light);
  padding-left: 0.25rem;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding: 1.35rem 0;
  text-align: center;
  font-size: 0.8125rem;
  opacity: 0.72;
  line-height: 1.6;
}
.footer-disclaimer {
  margin-top: 0.4rem;
  font-size: 0.75rem;
  opacity: 0.65;
}
.footer-partner-note {
  margin: 0.55rem 0 0;
  font-size: 0.6875rem;
  opacity: 0.5;
  max-width: 42rem;
  margin-inline: auto;
}

/* ─── Cookie banner ─── */
.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 200;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(12px);
  border-top: 1px solid var(--color-gray);
  padding: 1.15rem 1.5rem;
  box-shadow: 0 -8px 40px rgba(20, 46, 36, 0.12);
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}
.cookie-banner[hidden] { display: none; }
.cookie-banner p {
  margin: 0;
  flex: 1;
  min-width: 200px;
  font-size: 0.875rem;
  color: var(--color-text-muted);
  line-height: 1.55;
}
.cookie-actions { display: flex; gap: 0.5rem; flex-shrink: 0; }

/* ─── Floating CTA ─── */
.floating-cta {
  position: fixed;
  right: 1.25rem;
  bottom: 1.25rem;
  z-index: 90;
  display: none;
  box-shadow: var(--shadow-gold), var(--shadow-lg);
  animation: floatPulse 3s ease-in-out infinite;
}
@keyframes floatPulse {
  0%, 100% { box-shadow: var(--shadow-gold), var(--shadow-lg); }
  50% { box-shadow: 0 12px 40px rgba(201, 169, 98, 0.5), var(--shadow-lg); }
}
@media (max-width: 900px) {
  .floating-cta { display: inline-flex; }
  body.has-cookie-banner .floating-cta { bottom: 6rem; }
}

/* ─── CTA strip ─── */
.cta-strip {
  text-align: center;
  padding: 2.25rem 2rem;
  background: linear-gradient(135deg, var(--color-cream) 0%, var(--color-white) 100%);
  border-radius: var(--radius-xl);
  margin-top: 2.5rem;
  border: 1px solid var(--color-gray);
  box-shadow: var(--shadow-sm);
}
.cta-strip p {
  margin: 0 0 1.25rem;
  font-size: 1.05rem;
  color: var(--color-text-muted);
  max-width: 48ch;
  margin-inline: auto;
}

/* ─── Utilities & polish ─── */
main { overflow-x: clip; }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
  html { scroll-behavior: auto; }
  .reveal { opacity: 1; transform: none; }
}

/* ═══════════════════════════════════════════
   V3 · Editorial luxury layer
   ═══════════════════════════════════════════ */

/* Scroll reveal */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition:
    opacity 0.85s var(--ease-out),
    transform 0.85s var(--ease-out);
}
.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}
.reveal-d1 { transition-delay: 0.1s; }
.reveal-d2 { transition-delay: 0.2s; }
.reveal-d3 { transition-delay: 0.3s; }

/* Hero · cinematic */
.page-home .hero {
  min-height: clamp(620px, 92vh, 880px);
  display: flex;
  align-items: center;
  padding-bottom: clamp(5rem, 12vw, 9rem);
}

.hero-bg {
  position: absolute;
  inset: 0;
  overflow: hidden;
  pointer-events: none;
}

.hero-orb {
  position: absolute;
  border-radius: 50%;
  filter: blur(60px);
  animation: orbFloat 14s ease-in-out infinite;
}
.hero-orb--1 {
  width: 420px;
  height: 420px;
  top: -8%;
  right: -5%;
  background: rgba(201, 169, 98, 0.18);
}
.hero-orb--2 {
  width: 320px;
  height: 320px;
  bottom: 5%;
  left: -8%;
  background: rgba(255, 255, 255, 0.06);
  animation-delay: -4s;
}
.hero-orb--3 {
  width: 180px;
  height: 180px;
  top: 40%;
  left: 35%;
  background: rgba(45, 92, 72, 0.35);
  animation-delay: -8s;
}

@keyframes orbFloat {
  0%, 100% { transform: translate(0, 0) scale(1); }
  33% { transform: translate(18px, -22px) scale(1.05); }
  66% { transform: translate(-12px, 14px) scale(0.96); }
}

.hero-grid-lines {
  position: absolute;
  inset: 0;
  opacity: 0.04;
  background-image:
    linear-gradient(rgba(255,255,255,0.5) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.5) 1px, transparent 1px);
  background-size: 64px 64px;
  mask-image: radial-gradient(ellipse 70% 60% at 50% 40%, black, transparent);
}

.hero-content {
  animation: heroEnter 1.1s var(--ease-out) both;
}
@keyframes heroEnter {
  from { opacity: 0; transform: translateY(24px); }
  to { opacity: 1; transform: translateY(0); }
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.4rem 0.9rem 0.4rem 0.65rem;
  margin-bottom: 1.25rem;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.92);
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: var(--radius);
  backdrop-filter: blur(8px);
}
.hero-badge-dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--color-gold-light);
  box-shadow: 0 0 12px rgba(223, 200, 138, 0.8);
  animation: pulseDot 2.5s ease-in-out infinite;
}
@keyframes pulseDot {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.65; transform: scale(0.85); }
}

.page-home .hero h1 {
  font-size: clamp(2.5rem, 5.8vw, 4.25rem);
  line-height: 1.08;
  max-width: 14ch;
}

.hero-stats {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(140px, 1fr));
  gap: 0.85rem;
  margin-top: 2.25rem;
  padding-top: 1.75rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}
.hero-stat {
  padding: 0.85rem 0;
}
.hero-stat strong {
  display: block;
  font-family: var(--font-serif);
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--color-gold-light);
  margin-bottom: 0.2rem;
  letter-spacing: -0.01em;
}
.hero-stat span {
  font-size: 0.8125rem;
  opacity: 0.72;
  line-height: 1.45;
}

.hero-frame {
  position: relative;
  border-radius: var(--radius-xl);
  overflow: hidden;
  transform: rotate(-1.5deg);
  transition: transform 0.7s var(--ease-out);
  box-shadow: var(--shadow-lg), 0 0 0 1px rgba(255, 255, 255, 0.12);
}
.hero-frame::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(20, 46, 36, 0.25), transparent 45%);
  pointer-events: none;
}
.hero-visual:hover .hero-frame { transform: rotate(0deg) scale(1.01); }
.hero-frame img {
  width: 100%;
  aspect-ratio: 4/5;
  object-fit: cover;
  display: block;
}

.hero-float-card {
  position: absolute;
  left: -1.5rem;
  bottom: 2.5rem;
  z-index: 3;
  max-width: 240px;
  padding: 1.15rem 1.25rem;
  background: rgba(255, 255, 255, 0.97);
  border-radius: var(--radius-lg);
  border: 1px solid rgba(221, 216, 206, 0.9);
  box-shadow: var(--shadow-lg);
  animation: floatCard 5s ease-in-out infinite;
}
@keyframes floatCard {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}
.hero-float-label {
  display: block;
  font-size: 0.6875rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-gold-dark);
  margin-bottom: 0.35rem;
}
.hero-float-card strong {
  display: block;
  font-family: var(--font-serif);
  font-size: 1.05rem;
  color: var(--color-primary);
  line-height: 1.3;
  margin-bottom: 0.65rem;
}
.hero-float-card a {
  font-size: 0.8125rem;
  font-weight: 800;
  text-decoration: none;
  color: var(--color-primary-mid);
}
.hero-float-card a:hover { color: var(--color-gold-dark); }

@media (max-width: 767px) {
  .hero-float-card {
    left: 1rem;
    right: 1rem;
    bottom: 1rem;
    max-width: none;
  }
  .hero-frame { transform: none; }
}

/* Bento services grid */
.section-services {
  position: relative;
  overflow: hidden;
}
.section-services::before {
  content: "";
  position: absolute;
  top: 0;
  right: -20%;
  width: 50%;
  height: 60%;
  background: radial-gradient(circle, rgba(201, 169, 98, 0.06), transparent 65%);
  pointer-events: none;
}

@media (min-width: 960px) {
  .cards-bento {
    grid-template-columns: repeat(12, 1fr);
    grid-template-rows: auto auto;
    gap: 1.25rem;
  }
  .cards-bento .card-featured {
    grid-column: span 6;
    grid-row: span 2;
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding: 2.5rem;
    background:
      linear-gradient(145deg, var(--color-white) 0%, rgba(246, 242, 234, 0.6) 100%);
  }
  .cards-bento .card-featured .card-icon {
    width: 60px;
    height: 60px;
  }
  .cards-bento .card-featured h3 { font-size: 1.65rem; }
  .cards-bento .card-featured p { font-size: 1rem; max-width: 38ch; }
  .cards-bento .card:nth-child(2) { grid-column: span 3; }
  .cards-bento .card:nth-child(3) { grid-column: span 3; }
  .cards-bento .card:nth-child(4) { grid-column: span 4; }
  .cards-bento .card:nth-child(5) { grid-column: span 2; }
}

.card-featured::after {
  content: "Nejoblíbenější";
  position: absolute;
  top: 1.25rem;
  right: 1.25rem;
  font-size: 0.625rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-primary);
  background: var(--color-gold-muted);
  padding: 0.35rem 0.65rem;
  border-radius: var(--radius);
}

/* Process timeline */
.section-process {
  background:
    linear-gradient(180deg, transparent, rgba(246, 242, 234, 0.5) 15%, rgba(246, 242, 234, 0.5) 85%, transparent);
}

@media (min-width: 900px) {
  .steps-timeline {
    grid-template-columns: repeat(3, 1fr);
    gap: 0;
    position: relative;
    padding-top: 1rem;
  }
  .steps-timeline::before {
    content: "";
    position: absolute;
    top: 2.35rem;
    left: 16%;
    right: 16%;
    height: 2px;
    background: linear-gradient(90deg, transparent, var(--color-gold), var(--color-gold-light), var(--color-gold), transparent);
    opacity: 0.55;
  }
  .steps-timeline .step {
    text-align: center;
    border: none;
    background: transparent;
    box-shadow: none;
    padding: 0 1.25rem 1rem;
  }
  .steps-timeline .step:hover {
    transform: translateY(-4px);
    box-shadow: none;
  }
  .steps-timeline .step-num {
    margin-inline: auto;
    position: relative;
    z-index: 1;
  }
}

/* Dark section · glass cards */
.section-dark .why-item {
  border-radius: var(--radius-xl);
  border: 1px solid rgba(255, 255, 255, 0.1);
  background: linear-gradient(145deg, rgba(255,255,255,0.07), rgba(255,255,255,0.02));
  backdrop-filter: blur(12px);
  transition: transform var(--transition), border-color var(--transition), background var(--transition);
}
.section-dark .why-item:hover {
  transform: translateY(-4px);
  border-color: rgba(201, 169, 98, 0.35);
  background: linear-gradient(145deg, rgba(255,255,255,0.1), rgba(255,255,255,0.04));
}
.section-dark .why-item h3 {
  color: var(--color-gold-light);
  font-size: 1.05rem;
}

/* Region card · premium */
.region-card {
  position: relative;
  background: linear-gradient(160deg, var(--color-white), rgba(246, 242, 234, 0.5));
  border: 1px solid rgba(201, 169, 98, 0.25);
  overflow: hidden;
}
.region-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--color-gold-dark), var(--color-gold-light), var(--color-gold-dark));
}

/* Testimonials · editorial */
.testimonial {
  background: linear-gradient(180deg, var(--color-white), rgba(246, 242, 234, 0.35));
  border: none;
  box-shadow: var(--shadow-sm);
  padding-top: 2.75rem;
}
.testimonial::before {
  top: -0.25rem;
  left: 1.5rem;
  font-size: 5.5rem;
  color: rgba(201, 169, 98, 0.2);
}
.testimonial::after {
  content: "";
  position: absolute;
  bottom: 0;
  left: 2rem;
  right: 2rem;
  height: 3px;
  background: linear-gradient(90deg, var(--color-gold), transparent);
  border-radius: 2px;
  opacity: 0;
  transition: opacity var(--transition);
}
.testimonial:hover::after { opacity: 1; }

/* Form · luxury panel */
.section-form {
  position: relative;
  overflow: hidden;
}
.section-form::before {
  content: "";
  position: absolute;
  width: 600px;
  height: 600px;
  top: -200px;
  right: -200px;
  background: radial-gradient(circle, rgba(201, 169, 98, 0.08), transparent 65%);
  pointer-events: none;
}

.contact-form {
  position: relative;
  border: none;
  box-shadow: var(--shadow-lg);
}
.contact-form::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  padding: 1px;
  background: linear-gradient(145deg, rgba(201,169,98,0.5), rgba(221,216,206,0.8), rgba(201,169,98,0.3));
  -webkit-mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0);
  mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  pointer-events: none;
}

/* Page hero · inner pages */
.page-hero {
  padding: clamp(3.5rem, 7vw, 5.5rem) 0;
}
.page-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M0 30h60M30 0v60' stroke='%23ffffff' stroke-opacity='0.03'/%3E%3C/svg%3E");
  pointer-events: none;
}
.page-hero h1 {
  position: relative;
  display: inline-block;
}
.page-hero h1::after {
  content: "";
  display: block;
  width: 2.5rem;
  height: 2px;
  margin: 0.85rem auto 0;
  background: linear-gradient(90deg, transparent, var(--color-gold-light), transparent);
}

/* Calculator · showcase */
.calculator {
  position: relative;
  border: none;
  overflow: hidden;
}
.calculator::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  padding: 1px;
  background: linear-gradient(160deg, rgba(201,169,98,0.45), rgba(221,216,206,0.6));
  -webkit-mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0);
  mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  pointer-events: none;
}

/* Footer · refined */
.site-footer {
  padding-top: 4rem;
}
.footer-brand {
  position: relative;
  padding-right: 1rem;
}
@media (min-width: 768px) {
  .footer-brand::after {
    content: "";
    position: absolute;
    right: 0;
    top: 0.5rem;
    bottom: 0.5rem;
    width: 1px;
    background: rgba(255, 255, 255, 0.12);
  }
}

/* Nav toggle open state */
.nav-toggle.is-open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle.is-open span:nth-child(2) { opacity: 0; transform: scaleX(0); }
.nav-toggle.is-open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Value note · quote style */
.value-note {
  padding: 1.25rem 1.5rem;
  background: rgba(255, 255, 255, 0.6);
  border-radius: var(--radius-lg);
  border: 1px dashed rgba(201, 169, 98, 0.4);
}

/* CTA strip · premium */
.cta-strip {
  position: relative;
  overflow: hidden;
  border: none;
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-mid) 100%);
  color: var(--color-white);
}
.cta-strip:not(.cta-strip--inline) p { color: rgba(255, 255, 255, 0.85); }
.cta-strip .btn-primary { box-shadow: var(--shadow-gold); }
.cta-strip:not(.cta-strip--inline)::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 90% 50%, rgba(201, 169, 98, 0.15), transparent 50%);
  pointer-events: none;
}

/* ═══════════════════════════════════════════
   V4 · Ultimate polish
   ═══════════════════════════════════════════ */

html { scroll-padding-top: 124px; }

/* Remove full-page fade — hurts LCP perception & a11y if JS fails */
body { opacity: 1; }

.scroll-progress {
  position: fixed;
  top: 0;
  left: 0;
  height: 3px;
  width: 0;
  z-index: 200;
  background: linear-gradient(90deg, var(--color-gold-dark), var(--color-gold-light), var(--color-gold));
  box-shadow: 0 0 12px rgba(201, 169, 98, 0.5);
  pointer-events: none;
}

/* Trust bar · jewel */
.trust-bar {
  margin-top: -2.75rem;
  padding-bottom: 0.75rem;
}
.trust-bar-inner {
  border: 1px solid rgba(201, 169, 98, 0.28);
  box-shadow: var(--shadow-lg), 0 0 0 1px rgba(255,255,255,0.5) inset;
  position: relative;
}
.trust-bar-inner::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--color-gold-dark), var(--color-gold-light), var(--color-gold-dark));
}

/* Page hero · rich */
.page-hero--rich {
  position: relative;
  overflow: hidden;
  padding: clamp(4rem, 8vw, 5.5rem) 0;
  min-height: 320px;
  display: flex;
  align-items: center;
}
.page-hero-bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 55% 70% at 90% 10%, rgba(201, 169, 98, 0.2), transparent),
    radial-gradient(ellipse 40% 50% at 5% 90%, rgba(255,255,255,0.05), transparent),
    linear-gradient(165deg, #0c1a14 0%, var(--color-primary) 45%, var(--color-primary-mid) 100%);
}
.page-hero-bg::after {
  content: "";
  position: absolute;
  inset: 0;
  opacity: 0.035;
  background-image: url("data:image/svg+xml,%3Csvg width='80' height='80' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M0 40h80M40 0v80' stroke='%23fff'/%3E%3C/svg%3E");
}
.page-hero-inner {
  position: relative;
  z-index: 1;
  text-align: center;
}
.page-hero--rich .page-hero-inner:not(.page-hero-inner--split) {
  display: flex;
  flex-direction: column;
  align-items: center;
}
.page-hero--rich .page-hero-inner:not(.page-hero-inner--split) h1 {
  display: block;
  width: 100%;
}
.page-hero--rich .page-hero-inner:not(.page-hero-inner--split) .hero-badge,
.page-hero--rich .page-hero-inner:not(.page-hero-inner--split) .page-hero-kicker {
  margin-bottom: 1.15rem;
}
.page-hero--rich .hero-badge {
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(255, 255, 255, 0.2);
}
.page-hero-kicker {
  display: inline-block;
  font-size: 0.6875rem;
  font-weight: 800;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--color-gold-light);
  margin-bottom: 1rem;
  padding: 0.35rem 0.85rem;
  border: 1px solid rgba(201, 169, 98, 0.35);
  border-radius: var(--radius);
  background: rgba(255,255,255,0.06);
}

/* Stagger reveal */
.reveal-stagger > * {
  opacity: 0;
  transform: translateY(22px);
  transition:
    opacity 0.7s var(--ease-out),
    transform 0.7s var(--ease-out);
}
.reveal-stagger.is-visible > *:nth-child(1) { opacity: 1; transform: none; transition-delay: 0.05s; }
.reveal-stagger.is-visible > *:nth-child(2) { opacity: 1; transform: none; transition-delay: 0.12s; }
.reveal-stagger.is-visible > *:nth-child(3) { opacity: 1; transform: none; transition-delay: 0.19s; }
.reveal-stagger.is-visible > *:nth-child(4) { opacity: 1; transform: none; transition-delay: 0.26s; }
.reveal-stagger.is-visible > *:nth-child(5) { opacity: 1; transform: none; transition-delay: 0.33s; }
.reveal-stagger.is-visible > *:nth-child(6) { opacity: 1; transform: none; transition-delay: 0.4s; }

/* Section · why dark upgrade */
.section-why {
  padding-top: calc(var(--section-y) + 1rem);
  padding-bottom: calc(var(--section-y) + 1rem);
}
.section-why::after {
  content: "";
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(201,169,98,0.35), transparent);
}

/* Value section */
.section-value {
  background:
    radial-gradient(ellipse 50% 40% at 0% 50%, rgba(201, 169, 98, 0.06), transparent),
    var(--color-cream);
}
.section-value .value-grid {
  border: none;
  box-shadow: var(--shadow-md);
  border-radius: var(--radius-xl);
  overflow: hidden;
  background: var(--color-white);
}
.section-value .value-card {
  padding: 2.25rem 2rem;
  transition: background var(--transition), transform var(--transition);
}
.section-value .value-card:hover {
  background: linear-gradient(180deg, rgba(246,242,234,0.5), var(--color-white));
  transform: scale(1.02);
  z-index: 1;
}
.section-value .value-card h3::before {
  width: 8px;
  height: 8px;
  box-shadow: 0 0 0 3px var(--color-gold-muted);
}

/* Region section */
.section-region {
  position: relative;
}
.section-region::before {
  content: "";
  position: absolute;
  top: 10%;
  left: -10%;
  width: 40%;
  height: 50%;
  background: radial-gradient(circle, rgba(27,61,47,0.04), transparent 70%);
  pointer-events: none;
}

/* About page */
.section-about {
  background: linear-gradient(180deg, var(--color-white) 0%, var(--color-cream) 100%);
}
.about-photo {
  position: relative;
}
.about-photo-frame {
  border-radius: var(--radius-xl);
  overflow: hidden;
  transform: rotate(2deg);
  box-shadow: var(--shadow-lg);
  border: 1px solid rgba(201, 169, 98, 0.3);
  transition: transform 0.6s var(--ease-out);
}
.about-photo:hover .about-photo-frame { transform: rotate(0deg); }
.about-photo-frame img {
  width: 100%;
  aspect-ratio: 3/4;
  object-fit: cover;
}
.about-photo-badge {
  position: absolute;
  right: -0.5rem;
  bottom: 2rem;
  z-index: 2;
  padding: 1rem 1.15rem;
  background: var(--color-white);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-gray);
  box-shadow: var(--shadow-md);
  text-align: center;
  min-width: 120px;
}
.about-photo-badge strong {
  display: block;
  font-family: var(--font-serif);
  font-size: 1.1rem;
  color: var(--color-primary);
  line-height: 1.2;
}
.about-photo-badge span {
  font-size: 0.75rem;
  color: var(--color-text-muted);
}

.cta-strip--inline {
  text-align: left;
  padding: 1.5rem 1.35rem;
  margin-top: 1.75rem;
  background: linear-gradient(135deg, var(--color-cream) 0%, var(--color-white) 100%);
  border: 1px solid rgba(201, 169, 98, 0.35);
  box-shadow: var(--shadow-sm);
  color: var(--color-text);
}
.cta-strip--inline::before {
  display: none;
}
.cta-strip--inline p {
  margin: 0 0 1rem;
  max-width: none;
  margin-inline: 0;
  text-align: left;
  color: var(--color-text-muted);
}
.cta-strip--inline .cta-strip-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  justify-content: flex-start;
  margin-top: 0.25rem;
}

/* Form intro panel */
.form-intro-panel {
  padding: clamp(1.5rem, 4vw, 2.25rem);
  background: linear-gradient(160deg, var(--color-primary) 0%, var(--color-primary-mid) 100%);
  border-radius: var(--radius-xl);
  color: var(--color-white);
  box-shadow: var(--shadow-lg);
  position: relative;
  overflow: hidden;
}
.form-intro-panel::before {
  content: "";
  position: absolute;
  top: -30%;
  right: -20%;
  width: 60%;
  height: 80%;
  background: radial-gradient(circle, rgba(201,169,98,0.15), transparent 65%);
  pointer-events: none;
}
.form-intro-panel .eyebrow { color: var(--color-gold-light); }
.form-intro-panel h2 { color: var(--color-white); margin-top: 0; }
.form-intro-panel p { color: rgba(255,255,255,0.85); }
.form-intro-panel a { color: var(--color-gold-light); font-weight: 700; }
.form-intro-panel .form-benefits li {
  color: rgba(255,255,255,0.8);
  border-color: rgba(255,255,255,0.12);
}
.form-intro-panel .form-benefits li::before {
  background: rgba(201, 169, 98, 0.25);
  color: var(--color-gold-light);
}

/* FAQ section */
.section-faq {
  position: relative;
  overflow: hidden;
}
.section-faq::before {
  content: "";
  position: absolute;
  width: 500px;
  height: 500px;
  bottom: -200px;
  left: -150px;
  background: radial-gradient(circle, rgba(201,169,98,0.07), transparent 65%);
  pointer-events: none;
}

/* Card shine sweep */
.card:not(.card-featured)::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(105deg, transparent 42%, rgba(255,255,255,0.45) 50%, transparent 58%);
  transform: translateX(-120%);
  transition: transform 0.85s var(--ease-out);
  pointer-events: none;
}
.card:hover::after { transform: translateX(120%); }

/* Hero h1 subtle gradient clip on home */
.page-home .hero h1 {
  background: linear-gradient(135deg, #ffffff 0%, #ffffff 55%, rgba(223, 200, 138, 0.95) 100%);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  color: transparent;
}

/* Footer wave */
.site-footer::after {
  content: "";
  position: absolute;
  top: 3px;
  left: 0;
  right: 0;
  height: 48px;
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1200 48' preserveAspectRatio='none'%3E%3Cpath d='M0 48V20c200-20 400 40 600 10s400-10 600 10v18H0z' fill='%23f6f2ea' fill-opacity='0.04'/%3E%3C/svg%3E") center bottom / 100% 100% no-repeat;
  pointer-events: none;
}

@media (prefers-reduced-motion: reduce) {
  body { opacity: 1; }
  .reveal-stagger > * { opacity: 1; transform: none; }
}

/* ═══════════════════════════════════════════
   V6 · UX research layer (NNG, WCAG, CWV)
   ═══════════════════════════════════════════ */

/* Credibility · visible contact (Stanford) */
.header-contact-bar {
  background: var(--color-primary);
  color: rgba(255, 255, 255, 0.9);
  font-size: 0.8125rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}
.header-contact-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: 36px;
  flex-wrap: wrap;
}
.header-contact-region,
.header-contact-phone {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-weight: 600;
}
.header-contact-region svg,
.header-contact-phone svg {
  width: 14px;
  height: 14px;
  color: var(--color-gold-light);
}
.header-contact-phone {
  color: var(--color-white);
  text-decoration: none;
}
.header-contact-phone:hover { color: var(--color-gold-light); }

@media (max-width: 600px) {
  .header-contact-region { display: none; }
  .header-contact-inner { justify-content: center; }
}

/* Nav · Miller 7±2 — 5 top + 1 CTA (layout: .site-nav .nav-primary) */
.site-nav ul { list-style: none; margin: 0; padding: 0; }

.nav-item-has-menu {
  position: relative;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
}
.nav-parent { flex: 1; }
.nav-submenu-toggle {
  display: none;
  width: 36px;
  height: 36px;
  padding: 0;
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-sm);
  background: var(--color-white);
  cursor: pointer;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.nav-submenu-toggle span {
  display: block;
  width: 8px;
  height: 8px;
  border-right: 2px solid var(--color-primary);
  border-bottom: 2px solid var(--color-primary);
  transform: rotate(45deg) translateY(-2px);
  transition: transform var(--transition-fast);
}
.nav-item-has-menu.is-submenu-open .nav-submenu-toggle span {
  transform: rotate(-135deg) translateY(-2px);
}

.nav-submenu {
  display: none;
  list-style: none;
  margin: 0;
  padding: 0.35rem 0;
  min-width: 200px;
}
.nav-submenu a {
  display: block;
  padding: 0.55rem 0.85rem;
  font-size: 0.875rem;
  font-weight: 500;
  text-decoration: none;
  color: var(--color-text);
  border-radius: var(--radius-sm);
}
.nav-submenu a:hover,
.nav-submenu a.active {
  background: rgba(246, 242, 234, 0.9);
  color: var(--color-primary);
}
.nav-submenu a.active { font-weight: 700; }

@media (min-width: 901px) {
  .nav-item-has-menu { flex-wrap: nowrap; }
  .nav-submenu {
    position: absolute;
    top: calc(100% + 0.35rem);
    left: 0;
    display: block;
    padding: 0.5rem;
    background: var(--color-white);
    border: 1px solid var(--color-gray);
    border-radius: var(--radius);
    box-shadow: var(--shadow-lg);
    opacity: 0;
    visibility: hidden;
    transform: translateY(-6px);
    transition: opacity var(--transition-fast), transform var(--transition-fast), visibility var(--transition-fast);
    z-index: 110;
  }
  .nav-item-has-menu:hover .nav-submenu,
  .nav-item-has-menu:focus-within .nav-submenu,
  .nav-item-has-menu.is-submenu-open .nav-submenu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
  }
  .nav-item-has-menu.is-active-branch > .nav-parent.active::after,
  .nav-item-has-menu.is-active-branch > .nav-parent::after {
    transform: scaleX(1);
  }
}

@media (max-width: 900px) {
  .nav-item-has-menu {
    position: relative;
    display: block;
    width: 100%;
  }
  .nav-item-has-menu .nav-parent {
    display: block;
    width: 100%;
    padding: 1rem 3.25rem 1rem 1rem;
    min-height: 52px;
  }
  .nav-submenu-toggle {
    display: flex;
    position: absolute;
    top: 0;
    right: 0;
    width: 48px;
    height: 52px;
    min-height: 52px;
    padding: 0;
    margin: 0;
    border: none;
    background: transparent;
    border-radius: 0;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
  }
  .nav-submenu-toggle span {
    width: 7px;
    height: 7px;
    border-right: 2px solid var(--color-text-soft);
    border-bottom: 2px solid var(--color-text-soft);
  }
  .nav-item-has-menu.is-submenu-open .nav-submenu-toggle span {
    border-color: var(--color-primary);
  }
  .nav-item-has-menu.is-submenu-open .nav-parent {
    color: var(--color-primary);
  }
  .nav-item-has-menu.is-submenu-open .nav-submenu {
    display: block;
    width: 100%;
    padding: 0.15rem 0 0.65rem;
    margin: 0;
    border-left: none;
    background: rgba(255, 255, 255, 0.42);
  }
  .nav-item-has-menu .nav-submenu a {
    padding: 0.7rem 1rem 0.7rem 1.35rem;
    font-size: 0.9375rem;
  }
}

/* Fitts · touch targets ≥ 48px */
.btn {
  min-height: 52px;
  min-width: 52px;
  padding: 0.85rem 1.75rem;
}
.btn-sm {
  min-height: 44px;
  min-width: 44px;
}
.site-nav a:not(.nav-cta) {
  min-height: 44px;
  display: inline-flex;
  align-items: center;
}
.nav-toggle {
  width: 48px;
  height: 48px;
}
.floating-cta {
  min-height: 56px;
  min-width: 56px;
  padding: 1rem 1.35rem;
  font-size: 1rem;
  right: 1rem;
  bottom: 1rem;
}

/* Hick · one primary CTA per section */
.hero-actions {
  align-items: stretch;
}
.hero-actions .btn-primary {
  flex: 1 1 auto;
  font-size: 1rem;
}
.hero-actions .btn-secondary-action {
  flex: 0 1 auto;
  min-height: 52px;
  padding: 0.75rem 1.25rem;
  font-size: 0.875rem;
  font-weight: 700;
  background: rgba(255, 255, 255, 0.14);
  color: var(--color-white);
  border: 2px solid rgba(255, 255, 255, 0.55);
  border-radius: var(--radius);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  box-shadow: 0 4px 18px rgba(0, 0, 0, 0.14);
  transition: var(--transition-fast);
}
.hero-actions .btn-secondary-action:hover {
  background: var(--color-white);
  color: var(--color-primary);
  border-color: var(--color-white);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

/* WCAG AA · focus visible */
:focus { outline: none; }
:focus-visible {
  outline: 3px solid var(--color-gold);
  outline-offset: 3px;
}
.btn:focus-visible,
.nav-cta:focus-visible,
.floating-cta:focus-visible {
  outline-color: var(--color-gold-light);
  outline-offset: 4px;
}
.accordion-trigger:focus-visible,
.insurance-tab:focus-visible,
.nav-submenu-toggle:focus-visible {
  outline-offset: 2px;
}

/* Contrast · muted text AA on cream — see :root --color-text-soft */

/* CLS · reserve space */
.hero-frame {
  aspect-ratio: 4 / 5;
  background: var(--color-primary-mid);
}
.hero-frame img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.trust-bar-inner {
  min-height: 56px;
}

/* 404 helpful page */
.page-404-links {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  justify-content: center;
  margin-top: 1.75rem;
}
.page-404-links a {
  text-decoration: none;
  font-weight: 600;
  font-size: 0.875rem;
  padding: 0.55rem 1.1rem;
  border-radius: var(--radius);
  border: 1px solid rgba(255, 255, 255, 0.35);
  color: var(--color-white);
  transition: var(--transition-fast);
}
.page-404-links a:hover {
  background: var(--color-white);
  color: var(--color-primary);
}

/* Footer credibility */
.footer-trust {
  margin-top: 0.75rem;
  font-size: 0.8125rem;
  opacity: 0.75;
  line-height: 1.55;
}
.footer-trust a {
  color: var(--color-gold-light);
  text-decoration: none;
  font-weight: 600;
}
.footer-trust a:hover { text-decoration: underline; }

/* Service strip · secondary nav, not competing with primary */
.service-strip-cta {
  order: 99;
}
@media (max-width: 600px) {
  .service-strip-label { width: 100%; text-align: center; margin-bottom: 0.25rem; }
  .service-strip-inner { justify-content: center; }
}

/* Accordion a11y */
.accordion-trigger[aria-expanded="true"]::after {
  transform: rotate(45deg);
}

/* ═══════════════════════════════════════════
   V5 · Engagement & polish
   ═══════════════════════════════════════════ */

/* Mission quote */
.mission-banner {
  position: relative;
  padding: clamp(2.5rem, 5vw, 3.75rem) 0;
  background:
    radial-gradient(ellipse 70% 80% at 20% 50%, rgba(201, 169, 98, 0.1), transparent),
    linear-gradient(180deg, var(--color-cream) 0%, var(--color-white) 100%);
  border-bottom: 1px solid rgba(221, 216, 206, 0.7);
}
.mission-inner {
  max-width: 820px;
  margin-inline: auto;
  text-align: center;
}
.mission-quote {
  margin: 0;
  font-family: var(--font-serif);
  font-size: clamp(1.45rem, 3.2vw, 2.15rem);
  font-weight: 600;
  font-style: italic;
  line-height: 1.45;
  color: var(--color-primary);
  letter-spacing: -0.01em;
}
.mission-quote::before {
  content: "\201C";
  display: block;
  font-size: 3.5rem;
  line-height: 0.6;
  color: var(--color-gold);
  opacity: 0.45;
  margin-bottom: 0.5rem;
}
.mission-author {
  display: block;
  margin-top: 1.25rem;
  font-family: var(--font-sans);
  font-size: 0.8125rem;
  font-weight: 700;
  font-style: normal;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-gold-dark);
}

/* Service quick strip */
.service-strip {
  padding: 0.85rem 0;
  background: var(--color-white);
  border-bottom: 1px solid var(--color-gray);
  box-shadow: var(--shadow-xs);
}
.service-strip-inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 0.5rem 0.35rem;
}
.service-strip-label {
  font-size: 0.6875rem;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--color-text-soft);
  margin-right: 0.5rem;
}
.service-strip a {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.45rem 0.95rem;
  font-size: 0.8125rem;
  font-weight: 600;
  text-decoration: none;
  color: var(--color-primary);
  background: var(--color-cream);
  border: 1px solid rgba(221, 216, 206, 0.9);
  border-radius: var(--radius);
  transition: var(--transition-fast);
}
.service-strip a svg {
  width: 15px;
  height: 15px;
  color: var(--color-gold-dark);
}
.service-strip a:hover {
  background: var(--color-primary);
  border-color: var(--color-primary);
  color: var(--color-white);
  transform: translateY(-1px);
  box-shadow: var(--shadow-sm);
}
.service-strip a:hover svg { color: var(--color-gold-light); }
.service-strip-cta {
  background: linear-gradient(135deg, var(--color-gold-light), var(--color-gold) 50%, var(--color-gold-dark)) !important;
  border-color: transparent !important;
  color: var(--color-primary) !important;
  font-weight: 700 !important;
  box-shadow: var(--shadow-gold);
}
.service-strip-cta:hover {
  color: var(--color-primary) !important;
  box-shadow: 0 8px 24px rgba(201, 169, 98, 0.45) !important;
}

/* Calculator showcase layout */
.calc-showcase {
  display: grid;
  gap: 2.5rem;
  align-items: start;
}
@media (min-width: 960px) {
  .calc-showcase {
    grid-template-columns: 0.85fr 1.15fr;
    gap: 3rem;
  }
}
.calc-aside {
  position: sticky;
  top: 100px;
}
.calc-aside-card {
  background: linear-gradient(160deg, var(--color-primary) 0%, var(--color-primary-mid) 100%);
  color: var(--color-white);
  border-radius: var(--radius-xl);
  padding: clamp(1.75rem, 3vw, 2.25rem);
  box-shadow: var(--shadow-lg);
  position: relative;
  overflow: hidden;
}
.calc-aside-card::before {
  content: "";
  position: absolute;
  top: -30%;
  right: -25%;
  width: 70%;
  height: 80%;
  background: radial-gradient(circle, rgba(201, 169, 98, 0.18), transparent 65%);
  pointer-events: none;
}
.calc-aside-card .eyebrow { color: var(--color-gold-light); }
.calc-aside-card h2 {
  color: var(--color-white);
  margin: 0 0 1rem;
  font-size: clamp(1.5rem, 2.5vw, 1.85rem);
}
.calc-aside-card p {
  color: rgba(255, 255, 255, 0.85);
  margin: 0 0 1.25rem;
  font-size: 0.9375rem;
  line-height: 1.65;
}
.calc-aside-list {
  list-style: none;
  padding: 0;
  margin: 0 0 1.5rem;
}
.calc-aside-list li {
  position: relative;
  padding: 0.55rem 0 0.55rem 1.75rem;
  font-size: 0.875rem;
  color: rgba(255, 255, 255, 0.82);
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}
.calc-aside-list li:last-child { border-bottom: none; }
.calc-aside-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 0.55rem;
  width: 1.2rem;
  height: 1.2rem;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.65rem;
  font-weight: 800;
  background: rgba(201, 169, 98, 0.25);
  color: var(--color-gold-light);
  border-radius: 50%;
}

/* Insurance widgets */
.insurance-showcase {
  display: grid;
  gap: 2rem;
}
.insurance-tabs {
  display: grid;
  gap: 0.85rem;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
}
.insurance-tab {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0.65rem;
  padding: 1.35rem 1.25rem;
  text-align: left;
  background: var(--color-white);
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
  cursor: pointer;
  font-family: var(--font-sans);
  transition:
    transform var(--transition),
    box-shadow var(--transition),
    border-color var(--transition),
    background var(--transition);
  box-shadow: var(--shadow-xs);
}
.insurance-tab:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
  border-color: rgba(201, 169, 98, 0.35);
}
.insurance-tab.is-active {
  background: linear-gradient(145deg, var(--color-primary) 0%, var(--color-primary-mid) 100%);
  border-color: var(--color-primary);
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}
.insurance-tab-icon {
  width: 44px;
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius);
  background: var(--color-cream);
  border: 1px solid var(--color-gray);
  color: var(--color-primary);
  transition: var(--transition);
}
.insurance-tab.is-active .insurance-tab-icon {
  background: rgba(255, 255, 255, 0.12);
  border-color: rgba(255, 255, 255, 0.2);
  color: var(--color-gold-light);
}
.insurance-tab-icon svg { width: 22px; height: 22px; }
.insurance-tab-title {
  font-family: var(--font-serif);
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--color-primary);
  line-height: 1.25;
}
.insurance-tab.is-active .insurance-tab-title { color: var(--color-white); }
.insurance-tab-teaser {
  font-size: 0.8125rem;
  color: var(--color-text-muted);
  line-height: 1.5;
  margin: 0;
}
.insurance-tab.is-active .insurance-tab-teaser { color: rgba(255, 255, 255, 0.78); }

.insurance-detail {
  background: var(--color-white);
  border-radius: var(--radius-xl);
  border: 1px solid var(--color-gray);
  box-shadow: var(--shadow-md);
  overflow: hidden;
  position: relative;
}
.insurance-detail::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--color-gold-dark), var(--color-gold-light), var(--color-gold-dark));
}
.insurance-panel {
  display: none;
  padding: clamp(1.75rem, 4vw, 2.5rem);
  animation: fadeUp 0.4s var(--ease-out);
}
.insurance-panel.is-active { display: block; }
.insurance-panel h3 {
  margin: 0 0 1rem;
  font-size: clamp(1.35rem, 2.5vw, 1.65rem);
}
.insurance-panel p {
  color: var(--color-text-muted);
  margin: 0 0 1rem;
  line-height: 1.7;
}
.insurance-panel p:last-of-type { margin-bottom: 1.5rem; }
.insurance-panel-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  padding-top: 0.5rem;
  border-top: 1px solid var(--color-gray);
}

/* Contact cards upgrade */
.contact-card {
  position: relative;
  overflow: hidden;
}
.contact-card-icon {
  width: 40px;
  height: 40px;
  margin: 0 auto 0.85rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: var(--color-gold-muted);
  color: var(--color-gold-dark);
}
.contact-card-icon svg { width: 18px; height: 18px; }
.contact-card span {
  font-weight: 600;
  color: var(--color-primary);
  font-size: 0.9375rem;
  line-height: 1.5;
}

/* Testimonial stars */
.testimonial-stars {
  display: flex;
  gap: 0.15rem;
  margin-bottom: 0.85rem;
  color: var(--color-gold);
}
.testimonial-stars svg {
  width: 14px;
  height: 14px;
  fill: currentColor;
}

/* Section divider ornament */
.section-divider {
  text-align: center;
  padding: 0.5rem 0;
  color: var(--color-gold);
  font-size: 0.75rem;
  letter-spacing: 0.5em;
  opacity: 0.5;
}

/* Trust bar on home – after hero */
.page-home .trust-bar {
  margin-top: -3.25rem;
  margin-bottom: 0.5rem;
  position: relative;
  z-index: 5;
}

/* Hero portrait ring */
.hero-frame::before {
  content: "";
  position: absolute;
  inset: -8px;
  border-radius: calc(var(--radius-xl) + 2px);
  border: 1px solid rgba(201, 169, 98, 0.35);
  pointer-events: none;
  z-index: -1;
}

/* Penze cards with icons */
.card-icon-sm {
  width: 42px;
  height: 42px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius);
  background: linear-gradient(145deg, var(--color-cream), var(--color-white));
  border: 1px solid var(--color-gray);
  color: var(--color-primary);
  margin-bottom: 1rem;
}
.card-icon-sm svg { width: 20px; height: 20px; }

/* Audience · target group */
.section-audience {
  background:
    radial-gradient(ellipse 45% 50% at 100% 0%, rgba(201, 169, 98, 0.07), transparent),
    var(--color-white);
  border-bottom: 1px solid var(--color-gray);
}
.audience-grid {
  display: grid;
  gap: 2.5rem;
  align-items: start;
}
@media (min-width: 900px) {
  .audience-grid { grid-template-columns: 0.95fr 1.05fr; gap: 3.5rem; }
}
.audience-intro h2 { margin-bottom: 1rem; }
.audience-intro p {
  color: var(--color-text-muted);
  margin: 0;
  line-height: 1.7;
  max-width: 42ch;
}
.audience-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.85rem;
}
.audience-list li {
  padding: 1.15rem 1.25rem;
  background: var(--color-cream);
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
  border-left: 3px solid var(--color-gold);
  transition: box-shadow var(--transition-fast), transform var(--transition-fast);
}
.audience-list li:hover {
  box-shadow: var(--shadow-sm);
  transform: translateY(-2px);
}
.audience-list strong {
  display: block;
  font-family: var(--font-serif);
  font-size: 1.05rem;
  color: var(--color-primary);
  margin-bottom: 0.35rem;
}
.audience-list span {
  font-size: 0.9rem;
  color: var(--color-text-muted);
  line-height: 1.55;
}

/* ═══════════════════════════════════════════
   V9 · Conversion & readability pass
   ═══════════════════════════════════════════ */

@media (min-width: 768px) {
  .page-home .hero-grid {
    grid-template-columns: 1.28fr 0.72fr;
    gap: 3rem;
  }
}
.page-home .hero h1 {
  font-size: clamp(2.75rem, 6.2vw, 4.65rem);
  line-height: 1.06;
  max-width: 13ch;
  margin-bottom: 1.35rem;
}
.page-home .hero-content {
  position: relative;
  z-index: 2;
}
.hero-visual--compact {
  max-width: 380px;
  margin-inline: auto;
}
@media (min-width: 768px) {
  .hero-visual--compact {
    margin-inline: 0 0 auto;
    max-width: 340px;
  }
}
.hero-float-card {
  left: auto;
  right: -0.75rem;
  bottom: 1.5rem;
  max-width: 210px;
}

.trust-item {
  flex-direction: column;
  align-items: flex-start;
  gap: 0.35rem;
  padding: 1.35rem 1.5rem;
  font-size: 0.9375rem;
  line-height: 1.55;
}
.trust-item span {
  display: flex;
  flex-direction: column;
  gap: 0.2rem;
}
.trust-item strong {
  display: block;
  font-size: 1rem;
  font-weight: 700;
  color: var(--color-primary);
  line-height: 1.35;
}
.trust-item svg {
  width: 22px;
  height: 22px;
  padding: 0.4rem;
}

.card p {
  font-size: 1rem;
  line-height: 1.75;
  margin-bottom: 0.65rem;
}
.card-text-secondary {
  font-size: 0.9375rem !important;
  color: var(--color-text-soft) !important;
  margin-bottom: 1.35rem !important;
}
.card-cta {
  margin-top: auto;
  align-self: flex-start;
}
.card {
  display: flex;
  flex-direction: column;
}

.section-dark {
  background:
    radial-gradient(ellipse 80% 60% at 50% 0%, rgba(201, 169, 98, 0.12), transparent 55%),
    linear-gradient(165deg, var(--color-primary-mid) 0%, var(--color-primary-dark) 100%);
}
.section-dark .section-header p,
.section-dark .why-item p {
  line-height: 1.8;
  letter-spacing: 0.01em;
}
.section-dark .why-item h3 {
  letter-spacing: 0.02em;
}
.form-intro-panel {
  background: linear-gradient(160deg, var(--color-primary-mid) 0%, var(--color-primary) 100%);
}

.section-cta-inline {
  text-align: center;
  margin-top: 2.5rem;
  padding-top: 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.partners-grid {
  display: grid;
  gap: 0.85rem;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
}
.partner-logo {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 72px;
  padding: 1rem 1.25rem;
  background: var(--color-white);
  border: 1px solid var(--color-gray);
  border-radius: var(--radius);
  font-family: var(--font-serif);
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--color-primary);
  text-align: center;
  line-height: 1.25;
  transition: box-shadow var(--transition-fast), border-color var(--transition-fast);
}
.partner-logo:hover {
  border-color: rgba(201, 169, 98, 0.45);
  box-shadow: var(--shadow-sm);
}
.partners-note {
  margin: 1.5rem auto 0;
  max-width: 52ch;
  text-align: center;
  font-size: 0.8125rem;
  color: var(--color-text-soft);
  line-height: 1.6;
}

.section-testimonials {
  background: linear-gradient(180deg, var(--color-cream) 0%, var(--color-white) 100%);
}
.testimonials-rich {
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
}
.testimonial-rich {
  padding-top: 1.5rem;
}
.testimonial-head {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  margin-bottom: 0.75rem;
}
.testimonial-avatar {
  width: 48px;
  height: 48px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: linear-gradient(145deg, var(--color-primary-mid), var(--color-primary));
  color: var(--color-gold-light);
  font-family: var(--font-serif);
  font-weight: 700;
  font-size: 1rem;
}
.testimonial-name {
  display: block;
  font-style: normal;
  font-weight: 700;
  font-size: 0.9375rem;
  color: var(--color-primary);
  letter-spacing: 0.02em;
}
.testimonial-location {
  display: inline-flex;
  align-items: center;
  gap: 0.25rem;
  font-size: 0.8125rem;
  color: var(--color-text-soft);
  font-style: normal;
}
.testimonial-location svg {
  width: 13px;
  height: 13px;
  color: var(--color-gold-dark);
}
.testimonial-rich cite { display: none; }
.testimonials-cta {
  text-align: center;
  margin-top: 2.25rem;
}

.region-map-wrap {
  display: grid;
  gap: 1.25rem;
}
.region-map {
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
  overflow: hidden;
  background: var(--color-cream);
  box-shadow: var(--shadow-md);
}
.region-map iframe {
  display: block;
  width: 100%;
  height: 280px;
  border: 0;
}
.region-map-link {
  display: block;
  padding: 0.75rem 1rem;
  text-align: center;
  font-size: 0.875rem;
  font-weight: 600;
  text-decoration: none;
  color: var(--color-primary);
  background: var(--color-white);
  border-top: 1px solid var(--color-gray);
}
.region-map-link:hover {
  color: var(--color-gold-dark);
}

.site-nav .nav-primary > li > a,
.site-nav .nav-primary > li > .nav-parent {
  font-size: 0.975rem;
  font-weight: 600;
  padding: 0.55rem 0.9rem;
}

.form-hint {
  margin: 0.4rem 0 0;
  font-size: 0.8125rem;
  color: var(--color-text-soft);
  line-height: 1.5;
}
.form-optional {
  font-weight: 400;
  color: var(--color-text-soft);
  font-size: 0.8125rem;
}

/* ─── v10: trust stats, blog, cases, reviews ─── */

.trust-stats {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0.75rem 1.25rem;
  margin-top: 1.75rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(201, 169, 98, 0.25);
}
.trust-stat-item strong {
  display: block;
  font-family: var(--font-serif);
  font-size: 1.65rem;
  font-weight: 700;
  color: var(--color-gold-light);
  line-height: 1.1;
}
.trust-stat-item span {
  font-size: 0.8125rem;
  color: rgba(246, 242, 234, 0.82);
}
@media (min-width: 640px) {
  .trust-stats { grid-template-columns: repeat(4, 1fr); }
}

.steps-visual .step-visual {
  position: relative;
  text-align: center;
}
.steps-visual .step-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.75rem;
  height: 2.75rem;
  margin: 0.5rem auto 0.75rem;
  border-radius: var(--radius);
  background: var(--color-gold-muted);
  color: var(--color-primary);
}
.steps-visual .step-icon svg { width: 1.35rem; height: 1.35rem; }

.section-reviews .reviews-banner {
  display: grid;
  gap: 1.5rem;
  padding: clamp(1.75rem, 4vw, 2.5rem);
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
  background: linear-gradient(135deg, var(--color-white) 0%, var(--color-cream) 100%);
  box-shadow: var(--shadow-sm);
}
@media (min-width: 768px) {
  .section-reviews .reviews-banner {
    grid-template-columns: 1fr auto;
    align-items: center;
  }
}
.reviews-stars {
  display: flex;
  gap: 0.2rem;
  margin-top: 0.75rem;
}
.reviews-stars svg {
  width: 1.25rem;
  height: 1.25rem;
  fill: var(--color-gold);
}
.reviews-banner-actions {
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
  min-width: min(100%, 260px);
}

.blog-grid {
  display: grid;
  gap: 1.25rem;
}
@media (min-width: 768px) {
  .blog-grid { grid-template-columns: repeat(2, 1fr); }
  .blog-grid--compact { grid-template-columns: repeat(2, 1fr); }
}
.blog-card .blog-date {
  display: block;
  font-size: 0.8125rem;
  color: var(--color-text-soft);
  margin-bottom: 0.35rem;
}
.blog-teaser-more {
  text-align: center;
  margin-top: 1.75rem;
  font-weight: 600;
}
.blog-article-body p { margin-bottom: 1rem; }

.case-grid {
  display: grid;
  gap: 1.5rem;
}
@media (min-width: 768px) {
  .case-grid { grid-template-columns: repeat(2, 1fr); gap: 1.75rem; }
}
.case-card {
  padding: 1.65rem 1.75rem;
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
  background: var(--color-white);
  box-shadow: var(--shadow-xs);
}
.case-card h3 {
  margin: 0 0 1rem;
  font-size: 1.2rem;
  line-height: 1.35;
  color: var(--color-primary);
}
.case-tag {
  display: inline-block;
  font-size: 0.6875rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-gold-dark);
  margin-bottom: 0.65rem;
}
.case-dl { margin: 0; }
.case-dl > div {
  margin-bottom: 0;
  padding: 0.85rem 0;
  border-bottom: 1px solid rgba(221, 216, 206, 0.85);
}
.case-dl > div:last-child {
  border-bottom: 0;
  padding-bottom: 0;
}
.case-dl dt {
  font-size: 0.6875rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-gold-dark);
  margin-bottom: 0.35rem;
}
.case-dl dd {
  margin: 0;
  font-size: 0.9375rem;
  line-height: 1.7;
  color: var(--color-text);
  max-width: 58ch;
}

.legal-content h2 {
  margin-top: 2rem;
  font-family: var(--font-serif);
  color: var(--color-primary);
}
.legal-content ul { padding-left: 1.25rem; }

.header-contact-inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 0.5rem 1rem;
}
.header-contact-actions {
  display: flex;
  align-items: center;
  gap: 1rem;
}
.header-contact-wa {
  font-weight: 600;
  text-decoration: none;
  color: var(--color-primary);
}
.header-tools {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  flex-shrink: 0;
}
@media (min-width: 901px) {
  .header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
  }
  .site-nav {
    position: static;
    flex: 1 1 auto;
    min-width: 0;
    margin: 0;
    padding: 0;
    height: auto;
    display: flex;
    align-items: center;
    justify-content: flex-end;
    transform: none;
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    background: transparent;
    border: none;
    box-shadow: none;
    overflow: visible;
    max-height: none;
    z-index: auto;
  }
  .site-nav .nav-primary {
    flex-wrap: nowrap;
    justify-content: flex-end;
    margin-right: 0.25rem;
  }
  .nav-toggle { display: none; }
}

.calc-chart-wrap { margin-top: 1rem; }
.calc-chart-label {
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--color-text-soft);
  margin: 0 0 0.5rem;
}
.calc-chart--stacked {
  display: flex;
  align-items: flex-end;
  gap: 4px;
  height: 120px;
}
.calc-chart-bar-wrap {
  flex: 1;
  display: flex;
  flex-direction: column-reverse;
  justify-content: flex-start;
  height: 100%;
  gap: 1px;
}
.calc-chart-bar--principal {
  background: var(--color-primary-light);
  border-radius: var(--radius-sm) var(--radius-sm) 0 0;
}
.calc-chart-bar--interest {
  background: var(--color-gold);
  border-radius: var(--radius-sm) var(--radius-sm) 0 0;
  opacity: 0.85;
}
.calc-chart-legend {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem 1rem;
  margin: 0.5rem 0 0;
  font-size: 0.75rem;
  color: var(--color-text-soft);
}
.calc-chart-swatch {
  display: inline-block;
  width: 0.65rem;
  height: 0.65rem;
  border-radius: 2px;
  margin-right: 0.25rem;
  vertical-align: middle;
}
.calc-chart-swatch--principal { background: var(--color-primary-light); }
.calc-chart-swatch--interest { background: var(--color-gold); }

@media (max-width: 900px) {
  .floating-cta { bottom: 1rem; left: 1rem; right: auto; }
}

/* ─── v11: polish trust, blog, cases, local, why icons ─── */

.hero .trust-stats {
  gap: 0.65rem 1rem;
  padding: 1.25rem;
  border: 1px solid rgba(201, 169, 98, 0.2);
  border-radius: var(--radius-lg);
  background: rgba(255, 255, 255, 0.04);
}
.trust-stat-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0.15rem;
}
.trust-stat-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 1.75rem;
  height: 1.75rem;
  margin-bottom: 0.15rem;
  border-radius: var(--radius-sm);
  background: rgba(201, 169, 98, 0.18);
  color: var(--color-gold-light);
}
.hero .trust-stat-icon { color: var(--color-gold-light); }
.trust-stat-icon svg { width: 1rem; height: 1rem; }

.local-main .trust-stats,
.section-alt .trust-stats {
  margin-top: 1.5rem;
  padding-top: 0;
  border-top: 0;
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
  padding: 1rem;
  background: var(--color-white);
}
.local-main .trust-stat-item strong,
.section-alt .trust-stat-item strong {
  color: var(--color-primary);
  font-size: 1.35rem;
}
.local-main .trust-stat-item span,
.section-alt .trust-stat-item span {
  color: var(--color-text-soft);
}
.local-main .trust-stat-icon,
.section-alt .trust-stat-icon {
  background: var(--color-gold-muted);
  color: var(--color-primary);
}

.steps-visual .step-num {
  margin-bottom: 0.35rem;
}
@media (min-width: 900px) {
  .steps-visual.steps-timeline::before {
    top: 3.65rem;
  }
  .steps-visual .step-icon {
    margin-top: 0.25rem;
  }
}

.why-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.25rem;
  height: 2.25rem;
  margin-bottom: 0.65rem;
  border-radius: var(--radius);
  background: rgba(201, 169, 98, 0.15);
  color: var(--color-gold-light);
}
.why-icon svg { width: 1.15rem; height: 1.15rem; }

.blog-card-meta {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.5rem 0.75rem;
  margin-bottom: 0.65rem;
}
.blog-card-meta--hero {
  justify-content: flex-start;
  margin-bottom: 0.85rem;
}
.blog-category {
  display: inline-block;
  padding: 0.15rem 0.5rem;
  font-size: 0.6875rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  border-radius: var(--radius-sm);
  background: var(--color-gold-muted);
  color: var(--color-gold-dark);
}
.blog-read-time {
  font-size: 0.8125rem;
  color: var(--color-text-soft);
}
.blog-card {
  transition: transform var(--transition-fast), box-shadow var(--transition);
}
.blog-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
}

.case-teaser-grid {
  display: grid;
  gap: 2rem;
  align-items: start;
}
@media (min-width: 900px) {
  .case-teaser-grid {
    grid-template-columns: 1fr 1.1fr;
    gap: 2.5rem;
  }
}
.case-teaser-intro .btn { margin-top: 1rem; }
.case-card--featured {
  border-left: 3px solid var(--color-gold);
}
.case-card--featured h3 {
  font-size: 1.25rem;
}
.case-result {
  margin-top: 0.15rem;
  padding-top: 0.85rem !important;
  border-bottom: 0 !important;
}
.case-result dt {
  color: var(--color-primary);
}
.case-result dd {
  font-weight: 600;
  color: var(--color-primary);
  padding-left: 0.75rem;
  border-left: 3px solid var(--color-gold);
}
.case-dl--compact > div {
  padding: 0.65rem 0;
}
.case-dl--compact .case-result {
  margin-top: 0;
  padding-top: 0.85rem !important;
  border-top: 1px dashed var(--color-gray);
}

.reviews-banner {
  position: relative;
}
.reviews-google-badge {
  position: absolute;
  top: 1.25rem;
  right: 1.25rem;
  width: 2rem;
  height: 2rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius);
  background: #fff;
  color: #4285f4;
  font-weight: 700;
  font-family: var(--font-sans);
  font-size: 1.125rem;
  box-shadow: var(--shadow-xs);
  border: 1px solid var(--color-gray);
}
@media (max-width: 767px) {
  .reviews-google-badge { position: static; margin-bottom: 0.75rem; }
}

.local-layout {
  display: grid;
  gap: 2rem;
}
@media (min-width: 900px) {
  .local-layout {
    grid-template-columns: 1.2fr 0.8fr;
    gap: 2.5rem;
    align-items: start;
  }
}
.local-points {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.75rem;
}
.local-points li {
  display: flex;
  align-items: flex-start;
  gap: 0.65rem;
}
.local-points svg {
  flex-shrink: 0;
  width: 1.1rem;
  height: 1.1rem;
  margin-top: 0.2rem;
  color: var(--color-gold-dark);
}
.local-aside {
  display: grid;
  gap: 1rem;
}
.local-intro {
  max-width: 52ch;
  margin: 0 0 1.5rem;
  font-size: 1.05rem;
  line-height: 1.7;
  color: var(--color-text-muted);
}
.local-aside-cta {
  width: 100%;
  margin-top: 0.85rem;
}
.page-local .trust-bar {
  margin-top: -1.25rem;
}
.local-links {
  display: grid;
  gap: 0.5rem;
  padding: 1rem;
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
  background: var(--color-white);
}
.local-links-title {
  margin: 0 0 0.25rem;
  font-size: 0.8125rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--color-text-soft);
}
.local-links a {
  font-weight: 600;
  text-decoration: none;
  color: var(--color-primary);
}
.local-links a:hover { color: var(--color-gold-dark); }
.local-services { margin-top: 2.5rem; }

.article-layout {
  display: grid;
  gap: 2rem;
}
@media (min-width: 900px) {
  .article-layout {
    grid-template-columns: 1fr 280px;
    gap: 2.5rem;
    align-items: start;
  }
}
.article-related {
  padding: 1.25rem;
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
  background: var(--color-white);
  box-shadow: var(--shadow-xs);
}
.article-related-title {
  margin: 0 0 0.85rem;
  font-size: 0.8125rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--color-text-soft);
}
.article-related-link {
  display: block;
  padding: 0.75rem 0;
  border-bottom: 1px solid var(--color-gray);
  text-decoration: none;
  color: inherit;
}
.article-related-link:last-of-type { border-bottom: 0; }
.article-related-link strong {
  display: block;
  margin-top: 0.35rem;
  color: var(--color-primary);
  font-size: 0.9375rem;
  line-height: 1.4;
}
.article-related-link:hover strong { color: var(--color-gold-dark); }
.article-related .card-link {
  display: inline-block;
  margin-top: 0.85rem;
}

.page-hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem 1rem;
  margin-top: 1.25rem;
}

@media (min-width: 901px) {
  .site-nav .nav-primary { flex-wrap: nowrap; gap: 0.05rem; }
  .site-nav .nav-primary > li > a,
  .site-nav .nav-primary > li > .nav-parent {
    padding: 0.5rem 0.65rem;
    font-size: 0.875rem;
  }
}

/* ─── v12 · conversion & premium sell ─── */

.hero-title {
  margin: 0 0 0.5rem;
  line-height: 1.05;
}
.hero-highlight {
  display: inline-block;
  background: linear-gradient(135deg, #f0e6c8 0%, #dfc88a 35%, #c9a962 70%, #e8d4a0 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  font-style: normal;
  filter: drop-shadow(0 2px 12px rgba(201, 169, 98, 0.35));
}
.hero-tagline {
  margin: 0 0 1rem;
  font-size: 0.8125rem;
  font-weight: 700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--color-gold-light);
  opacity: 0.95;
}
.hero-proof {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem 1.25rem;
  list-style: none;
  margin: 1.25rem 0 0;
  padding: 0;
}
.hero-proof li {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.8125rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.88);
}
.hero-proof svg {
  width: 1rem;
  height: 1rem;
  color: var(--color-gold-light);
  flex-shrink: 0;
}
.btn-hero {
  min-height: 54px;
  padding: 0.95rem 2rem;
  font-size: 1rem;
  letter-spacing: 0.03em;
  text-transform: none;
}
.page-home .hero .btn-hero {
  box-shadow: 0 8px 32px rgba(201, 169, 98, 0.45), 0 2px 8px rgba(0, 0, 0, 0.15);
}
.page-home .hero .btn-hero:hover {
  transform: translateY(-3px);
  box-shadow: 0 16px 48px rgba(201, 169, 98, 0.55), 0 4px 12px rgba(0, 0, 0, 0.12);
}

.page-home .hero-frame {
  box-shadow:
    0 0 0 1px rgba(201, 169, 98, 0.35),
    0 24px 64px rgba(0, 0, 0, 0.45),
    0 0 80px rgba(201, 169, 98, 0.12);
  animation: heroFrameGlow 6s ease-in-out infinite;
}
@keyframes heroFrameGlow {
  0%, 100% { box-shadow: 0 0 0 1px rgba(201, 169, 98, 0.35), 0 24px 64px rgba(0,0,0,0.45), 0 0 60px rgba(201,169,98,0.1); }
  50% { box-shadow: 0 0 0 1px rgba(223, 200, 138, 0.55), 0 28px 72px rgba(0,0,0,0.5), 0 0 100px rgba(201,169,98,0.22); }
}

.hero-float-badge {
  position: absolute;
  top: -0.65rem;
  right: 1rem;
  padding: 0.2rem 0.65rem;
  font-size: 0.6875rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-primary);
  background: linear-gradient(135deg, var(--color-gold-light), var(--color-gold));
  border-radius: var(--radius-sm);
  box-shadow: var(--shadow-gold);
}
.hero-float-card {
  position: relative;
  border: 1px solid rgba(201, 169, 98, 0.45);
  background: linear-gradient(145deg, rgba(255,255,255,0.98), rgba(246,242,234,0.95));
}
.hero-float-stat {
  margin: 0.35rem 0 0.65rem;
  font-size: 0.8125rem;
  color: var(--color-text-soft);
}
.hero-float-link {
  display: inline-flex;
  align-items: center;
  font-weight: 700;
  text-decoration: none;
  color: var(--color-primary);
}
.hero-float-link:hover { color: var(--color-gold-dark); }

.page-home .trust-bar-inner {
  border: 1px solid rgba(201, 169, 98, 0.35);
  box-shadow: var(--shadow-lg), 0 0 0 1px rgba(255,255,255,0.8) inset;
  transform: translateY(-4px);
}
.page-home .trust-item strong {
  color: var(--color-primary);
  font-weight: 700;
}

.mission-banner--premium {
  padding: clamp(3rem, 6vw, 4.5rem) 0;
  background:
    radial-gradient(ellipse 80% 100% at 50% 0%, rgba(201, 169, 98, 0.15), transparent 60%),
    linear-gradient(165deg, #0f2219 0%, var(--color-primary) 45%, var(--color-primary-mid) 100%);
  border-bottom: none;
  border-top: 3px solid var(--color-gold);
}
.mission-banner--premium .mission-quote {
  color: var(--color-cream);
  font-size: clamp(1.55rem, 3.5vw, 2.35rem);
  font-style: normal;
  font-weight: 600;
}
.mission-banner--premium .mission-quote::before {
  opacity: 0.7;
  color: var(--color-gold-light);
}
.mission-banner--premium .mission-author {
  color: var(--color-gold-light);
}

.page-home .hero-title {
  max-width: 22ch;
}
.page-home .service-strip {
  position: sticky;
  top: var(--header-stack-height);
  z-index: 99;
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--color-gray);
  box-shadow: 0 4px 20px rgba(20, 46, 36, 0.06);
}
@media (max-width: 900px) {
  .page-home .service-strip {
    position: static;
    top: auto;
    z-index: auto;
  }
}
.service-strip-cta {
  background: linear-gradient(135deg, var(--color-gold-light), var(--color-gold)) !important;
  color: var(--color-primary) !important;
  border-color: transparent !important;
  font-weight: 800 !important;
  box-shadow: var(--shadow-gold);
}
.service-strip-cta:hover {
  transform: translateY(-2px) !important;
  box-shadow: 0 12px 32px rgba(201, 169, 98, 0.45) !important;
}

.audience-list li {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  padding: 1.25rem 1.35rem;
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
  background: var(--color-white);
  box-shadow: var(--shadow-xs);
  transition: transform var(--transition-fast), box-shadow var(--transition), border-color var(--transition-fast);
}
.audience-list li:hover {
  transform: translateX(4px);
  border-color: rgba(201, 169, 98, 0.5);
  box-shadow: var(--shadow-md);
}
.audience-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 2.5rem;
  height: 2.5rem;
  flex-shrink: 0;
  border-radius: var(--radius);
  background: linear-gradient(145deg, var(--color-gold-muted), rgba(201,169,98,0.08));
  color: var(--color-gold-dark);
}
.audience-icon svg { width: 1.25rem; height: 1.25rem; }
.audience-list li strong { display: block; margin-bottom: 0.25rem; color: var(--color-primary); }

.cards-bento .card {
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition-fast);
  border-top: 3px solid transparent;
}
.cards-bento .card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-top-color: var(--color-gold);
}
.card-featured {
  background:
    linear-gradient(155deg, rgba(255,255,255,0.98) 0%, rgba(246,242,234,0.95) 100%),
    linear-gradient(135deg, rgba(201,169,98,0.08), transparent 50%);
  border: 1px solid rgba(201, 169, 98, 0.35);
  box-shadow: var(--shadow-md), inset 0 1px 0 rgba(255,255,255,0.8);
}
.card-featured:hover {
  border-color: var(--color-gold);
  box-shadow: var(--shadow-lg), var(--shadow-gold);
}

.section-header h2::after {
  width: 4rem;
  height: 3px;
  background: linear-gradient(90deg, var(--color-gold), var(--color-gold-light));
  opacity: 1;
}

.section-form {
  background:
    radial-gradient(ellipse 60% 50% at 100% 0%, rgba(201, 169, 98, 0.08), transparent),
    linear-gradient(180deg, var(--color-cream-dark) 0%, var(--color-cream) 100%);
  border-top: 3px solid var(--color-gold);
}
.contact-form {
  border: 1px solid rgba(201, 169, 98, 0.25);
  box-shadow: var(--shadow-lg);
  border-top: 4px solid var(--color-gold);
}
.form-intro-panel {
  box-shadow: var(--shadow-lg), 0 0 40px rgba(201, 169, 98, 0.08);
}

.testimonial-rich {
  border: 1px solid rgba(201, 169, 98, 0.2);
  transition: transform var(--transition-fast), box-shadow var(--transition);
}
.testimonial-rich:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: rgba(201, 169, 98, 0.45);
}

.floating-cta {
  display: inline-flex;
  min-height: 52px;
  padding: 0.85rem 1.35rem;
  font-size: 0.9375rem;
  border-radius: var(--radius);
}
@media (min-width: 901px) {
  .floating-cta {
    display: inline-flex;
    right: 1.5rem;
    bottom: 1.5rem;
  }
}

.nav-cta {
  animation: navCtaGlow 4s ease-in-out infinite;
}
@keyframes navCtaGlow {
  0%, 100% { box-shadow: var(--shadow-gold); }
  50% { box-shadow: 0 10px 36px rgba(201, 169, 98, 0.5); }
}

.section-dark .why-item:hover {
  border-color: rgba(201, 169, 98, 0.45);
  background: linear-gradient(145deg, rgba(255,255,255,0.1), rgba(255,255,255,0.04));
}

.reviews-banner {
  border: 1px solid rgba(201, 169, 98, 0.3);
  background:
    linear-gradient(135deg, var(--color-white) 0%, var(--color-cream) 60%, rgba(201,169,98,0.06) 100%);
  box-shadow: var(--shadow-md);
}

@media (max-width: 600px) {
  .hero-proof { gap: 0.5rem 0.85rem; }
  .hero-proof li { font-size: 0.75rem; }
  .btn-hero { width: 100%; }
  .page-home .hero-actions { flex-direction: column; align-items: stretch; }
}

/* ─── v12b · Seznam Firmy.cz recenze ─── */
.reviews-banner--seznam {
  border-color: rgba(204, 0, 0, 0.15);
  background:
    linear-gradient(135deg, var(--color-white) 0%, var(--color-cream) 55%, rgba(204, 0, 0, 0.04) 100%);
}
.reviews-seznam-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.25rem 0.65rem;
  margin-bottom: 0.65rem;
  font-size: 0.75rem;
  font-weight: 800;
  letter-spacing: 0.04em;
  color: #fff;
  background: #cc0000;
  border-radius: var(--radius-sm);
  box-shadow: 0 2px 8px rgba(204, 0, 0, 0.25);
}
.reviews-count {
  margin: 0.75rem 0 0;
  font-size: 0.9375rem;
  color: var(--color-text-muted);
}
.reviews-count strong {
  color: var(--color-primary);
  font-size: 1.25rem;
  font-family: var(--font-serif);
}
.reviews-banner-content a {
  color: var(--color-primary);
  font-weight: 700;
}
.testimonials-seznam {
  max-width: 720px;
  margin: 0 auto 2rem;
}
.testimonial-seznam {
  border-left: 4px solid #cc0000;
  background: linear-gradient(135deg, var(--color-white), var(--color-cream));
}
.testimonial-avatar--seznam {
  background: #cc0000 !important;
  color: #fff !important;
  font-weight: 800;
  font-family: var(--font-sans);
  font-size: 0.875rem;
}
.testimonial-seznam-desc {
  font-size: 1.05rem;
  line-height: 1.65;
  color: var(--color-text);
  margin: 0.75rem 0;
}
.testimonial-seznam-meta {
  margin: 0 0 1rem;
  font-size: 0.875rem;
  color: var(--color-text-soft);
}
.testimonials-cta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  justify-content: center;
  align-items: center;
}

/* ─── v12c · reálná fotka poradce ─── */
.hero-frame img,
.about-photo-frame img {
  object-position: center 18%;
}
.page-home .hero-frame::after {
  background: linear-gradient(to top, rgba(20, 46, 36, 0.45) 0%, transparent 38%);
}

/* ─── v15 · kontakt, fotka, formulář ─── */
.page-hero--contact .page-hero-inner--split {
  display: grid;
  gap: 2rem;
  align-items: center;
  text-align: left;
}
@media (min-width: 900px) {
  .page-hero--contact .page-hero-inner--split {
    grid-template-columns: 1fr min(38%, 320px);
    gap: 2.5rem;
  }
}
.page-hero-photo {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg), 0 0 0 1px rgba(201, 169, 98, 0.35);
  max-width: 320px;
  margin-inline: auto;
}
.page-hero-photo img {
  width: 100%;
  aspect-ratio: 4/5;
  object-fit: cover;
  object-position: center 18%;
  display: block;
}
.contact-layout {
  display: grid;
  gap: 2rem;
}
@media (min-width: 900px) {
  .contact-layout {
    grid-template-columns: 280px 1fr;
    gap: 2.5rem;
    align-items: start;
  }
}
.advisor-card {
  border: 1px solid rgba(201, 169, 98, 0.3);
  border-radius: var(--radius-lg);
  overflow: hidden;
  background: var(--color-white);
  box-shadow: var(--shadow-md);
}
.advisor-card-photo img {
  width: 100%;
  aspect-ratio: 4/5;
  object-fit: cover;
  object-position: center 18%;
  display: block;
}
.advisor-card-body {
  padding: 1.15rem 1.25rem 1.35rem;
}
.advisor-card-name {
  margin: 0;
  font-family: var(--font-serif);
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--color-primary);
}
.advisor-card-role {
  margin: 0.25rem 0 1rem;
  font-size: 0.875rem;
  color: var(--color-text-soft);
}
.advisor-card-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-bottom: 0.75rem;
}
.advisor-card-link {
  font-size: 0.875rem;
  font-weight: 600;
  text-decoration: none;
  color: var(--color-primary);
}
.contact-cards--grid {
  display: grid;
  gap: 1rem;
  grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
}
.contact-card--highlight {
  border-color: rgba(201, 169, 98, 0.5);
  background: linear-gradient(145deg, var(--color-white), rgba(201, 169, 98, 0.06));
}
.form-trust-line {
  margin: 0.75rem 0 0;
  text-align: center;
  font-size: 0.8125rem;
  color: var(--color-text-soft);
}
.form-message.success {
  padding: 0.85rem 1rem;
  border-radius: var(--radius);
  background: rgba(53, 103, 86, 0.12);
  border: 1px solid rgba(53, 103, 86, 0.25);
  color: var(--color-primary);
  font-weight: 600;
}
.hero-frame {
  box-shadow:
    0 0 0 1px rgba(223, 200, 138, 0.5),
    0 0 0 4px rgba(201, 169, 98, 0.12),
    var(--shadow-lg);
}
.adm-hint {
  margin: 0.35rem 0 0;
  font-size: 0.8125rem;
  color: var(--adm-muted, #666);
}
.adm-hint code {
  font-size: 0.8125rem;
  background: rgba(0,0,0,0.06);
  padding: 0.1rem 0.35rem;
  border-radius: 3px;
}

/* ─── v16 · service CTAs, calc presets, WhatsApp float ─── */

.btn-secondary-action--hero {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.65rem 1.1rem;
  border-radius: var(--radius);
  border: 2px solid rgba(255, 255, 255, 0.55);
  color: #fff;
  font-weight: 700;
  font-size: 0.9375rem;
  text-decoration: none;
  background: rgba(255, 255, 255, 0.14);
  box-shadow: 0 4px 18px rgba(0, 0, 0, 0.14);
  transition:
    background var(--transition-fast),
    border-color var(--transition-fast),
    color var(--transition-fast),
    transform var(--transition-fast),
    box-shadow var(--transition-fast);
}
.btn-secondary-action--hero:hover {
  background: #fff;
  border-color: #fff;
  color: var(--color-primary);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}
.btn-secondary-action--hero svg {
  width: 1rem;
  height: 1rem;
}

.service-steps-mini {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.75rem 1.5rem;
  padding: 1.25rem 1rem;
  margin: -1.5rem auto 0;
  max-width: 720px;
  position: relative;
  z-index: 2;
  background: var(--color-white);
  border: 1px solid rgba(201, 169, 98, 0.25);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}
.service-steps-mini-item {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-text);
}
.service-steps-mini-item span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 1.65rem;
  height: 1.65rem;
  border-radius: 50%;
  font-size: 0.75rem;
  font-weight: 800;
  color: var(--color-primary);
  background: rgba(201, 169, 98, 0.18);
  border: 1px solid rgba(201, 169, 98, 0.35);
}

.calc-presets {
  display: flex;
  flex-wrap: nowrap;
  align-items: center;
  gap: 0.4rem 0.5rem;
  margin-bottom: 1.25rem;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: none;
}
.calc-presets::-webkit-scrollbar {
  display: none;
}
.calc-preset-group {
  display: inline-flex;
  flex-wrap: nowrap;
  align-items: center;
  gap: 0.4rem;
}
.calc-preset-group[hidden] {
  display: none !important;
}
.calc-presets-label {
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--color-text-soft);
  margin-right: 0.15rem;
  flex-shrink: 0;
}
.calc-preset {
  padding: 0.35rem 0.75rem;
  font-size: 0.8125rem;
  font-weight: 600;
  font-family: inherit;
  color: var(--color-primary);
  background: var(--color-cream);
  border: 1px solid rgba(201, 169, 98, 0.35);
  border-radius: 999px;
  cursor: pointer;
  flex-shrink: 0;
  white-space: nowrap;
  transition: background var(--transition-fast), border-color var(--transition-fast), color var(--transition-fast);
}
.calc-preset:hover {
  border-color: var(--color-gold);
  background: rgba(201, 169, 98, 0.12);
}
.calc-preset.is-active {
  background: var(--color-primary);
  border-color: var(--color-primary);
  color: #fff;
}

.floating-wa {
  position: fixed;
  z-index: 900;
  left: 1rem;
  bottom: 1rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 3.25rem;
  height: 3.25rem;
  border-radius: 50%;
  background: #25d366;
  color: #fff;
  box-shadow: 0 4px 20px rgba(37, 211, 102, 0.45);
  text-decoration: none;
  transition: transform var(--transition-fast), box-shadow var(--transition-fast);
}
.floating-wa:hover {
  transform: scale(1.06);
  box-shadow: 0 6px 28px rgba(37, 211, 102, 0.55);
  color: #fff;
}
.floating-wa svg {
  width: 1.5rem;
  height: 1.5rem;
}
body.has-cookie-banner .floating-wa {
  bottom: 6rem;
}
@media (min-width: 901px) {
  .floating-wa {
    left: 1.5rem;
    bottom: 1.5rem;
    width: 3.5rem;
    height: 3.5rem;
  }
  body.has-cookie-banner .floating-wa {
    bottom: 6.5rem;
  }
}

.calc-strategies {
  margin: 1.15rem 0 1.35rem;
  padding: 1rem 1.05rem;
  border: 1px solid var(--color-gray);
  border-radius: var(--radius);
  background: linear-gradient(145deg, var(--color-white), rgba(201, 169, 98, 0.05));
}
.calc-strategies-label {
  margin: 0 0 0.75rem;
  font-size: 0.8125rem;
  font-weight: 700;
  color: var(--color-text-soft);
  text-transform: uppercase;
  letter-spacing: 0.04em;
}
.calc-strategy-list {
  display: grid;
  gap: 0.55rem;
}
.calc-strategy {
  display: grid;
  gap: 0.25rem;
  width: 100%;
  padding: 0.7rem 0.8rem;
  text-align: left;
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-sm);
  background: var(--color-white);
  cursor: pointer;
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast), background var(--transition-fast);
}
.calc-strategy:hover,
.calc-strategy.is-active {
  border-color: rgba(201, 169, 98, 0.55);
  box-shadow: var(--shadow-xs);
}
.calc-strategy.is-active {
  background: linear-gradient(145deg, var(--color-white), rgba(201, 169, 98, 0.08));
}
.calc-strategy-head {
  display: flex;
  align-items: center;
  gap: 0.55rem;
}
.calc-strategy-dot {
  width: 0.65rem;
  height: 0.65rem;
  border-radius: 50%;
  flex-shrink: 0;
}
.calc-strategy--conservative .calc-strategy-dot { background: #3b82f6; }
.calc-strategy--balanced .calc-strategy-dot { background: #f97316; }
.calc-strategy--dynamic .calc-strategy-dot { background: #22c55e; }
.calc-strategy-head strong {
  font-size: 0.875rem;
  color: var(--color-primary);
}
.calc-strategy-desc {
  font-size: 0.8125rem;
  line-height: 1.45;
  color: var(--color-text-soft);
}
.calc-info-note {
  margin: 1.15rem 0 0;
  padding: 1rem 1.05rem;
  border: 1px solid rgba(201, 169, 98, 0.25);
  border-radius: var(--radius);
  background: linear-gradient(145deg, var(--color-white), rgba(201, 169, 98, 0.06));
}
.calc-info-note h3 {
  margin: 0 0 0.55rem;
  font-size: 0.9375rem;
  color: var(--color-primary);
}
.calc-info-note p {
  margin: 0 0 0.55rem;
  font-size: 0.8125rem;
  line-height: 1.55;
  color: var(--color-text-soft);
}
.calc-info-note p:last-child {
  margin-bottom: 0;
}
.about-photo-column {
  display: flex;
  flex-direction: column;
  gap: 0;
  overflow: visible;
  border: none;
  box-shadow: none;
}
.about-photo-column::after {
  display: none;
}
.about-practice {
  position: relative;
  z-index: 2;
  margin: -1.75rem 1.15rem 0;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(201, 169, 98, 0.35);
  background: var(--color-white);
  box-shadow:
    var(--shadow-md),
    0 12px 40px rgba(27, 61, 47, 0.08);
  overflow: hidden;
}
.about-practice-head {
  padding: 1rem 1.15rem 0.9rem;
  background: linear-gradient(135deg, rgba(27, 61, 47, 0.04), rgba(201, 169, 98, 0.1));
  border-bottom: 1px solid var(--color-gray);
}
.about-practice-eyebrow {
  display: block;
  margin-bottom: 0.3rem;
  font-size: 0.6875rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-gold-dark);
}
.about-practice-title {
  margin: 0;
  font-size: 0.875rem;
  line-height: 1.5;
  color: var(--color-text-muted);
}
.about-practice-lead {
  margin: 0 0 0.85rem;
  font-size: 0.875rem;
  line-height: 1.55;
  color: var(--color-text);
}
.trust-stats--about {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0;
  margin: 0;
  padding: 0;
  border: none;
  background: transparent;
}
.trust-stats--about .trust-stat-item {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 0.75rem;
  padding: 1rem 1.05rem;
  border-right: 1px solid var(--color-gray);
  border-bottom: 1px solid var(--color-gray);
  transition: background var(--transition-fast);
}
.trust-stats--about .trust-stat-item:nth-child(2n) {
  border-right: 0;
}
.trust-stats--about .trust-stat-item:nth-child(3),
.trust-stats--about .trust-stat-item:nth-child(4) {
  border-bottom: 0;
}
.trust-stats--about .trust-stat-item:hover {
  background: rgba(201, 169, 98, 0.06);
}
.trust-stats--about .trust-stat-icon {
  flex-shrink: 0;
  width: 2.35rem;
  height: 2.35rem;
  margin: 0;
  border-radius: 50%;
  background: linear-gradient(145deg, var(--color-gold-muted), rgba(201, 169, 98, 0.12));
  border: 1px solid rgba(201, 169, 98, 0.35);
  color: var(--color-primary);
  box-shadow: 0 4px 14px rgba(27, 61, 47, 0.06);
}
.trust-stats--about .trust-stat-icon svg {
  width: 1.05rem;
  height: 1.05rem;
}
.trust-stats--about .trust-stat-body {
  flex: 1;
  min-width: 0;
  display: flex;
  flex-direction: column;
  gap: 0.1rem;
}
.trust-stats--about .trust-stat-item strong {
  font-family: var(--font-serif);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--color-primary);
  line-height: 1.1;
}
.trust-stats--about .trust-stat-item span:last-child {
  font-size: 0.75rem;
  line-height: 1.35;
  color: var(--color-text-soft);
}
.about-practice-foot {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin: 0;
  padding: 0.8rem 1.15rem;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--color-primary);
  background: var(--color-cream);
  border-top: 1px solid var(--color-gray);
}
.about-practice-foot svg {
  flex-shrink: 0;
  width: 1rem;
  height: 1rem;
  color: var(--color-gold-dark);
}
.about-practice-foot span {
  line-height: 1.4;
}
.testimonial-avatar--google {
  background: linear-gradient(135deg, #4285f4, #34a853);
  color: #fff;
}
.testimonial-google .testimonial-seznam-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.55rem;
  margin-top: 0.85rem;
}
.about-firmy-badge {
  display: block;
  margin-top: 0.85rem;
  padding: 0.65rem 1rem;
  font-size: 0.8125rem;
  font-weight: 700;
  text-align: center;
  text-decoration: none;
  color: var(--color-primary);
  background: linear-gradient(145deg, var(--color-white), rgba(204, 0, 0, 0.04));
  border: 1px solid rgba(204, 0, 0, 0.15);
  border-radius: var(--radius);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}
.about-firmy-badge:hover {
  border-color: rgba(204, 0, 0, 0.35);
  box-shadow: var(--shadow-sm);
}
.about-cnb-badge {
  background: linear-gradient(145deg, var(--color-white), rgba(201, 169, 98, 0.08));
  border-color: rgba(201, 169, 98, 0.35);
}
.about-cnb-badge:hover {
  border-color: rgba(201, 169, 98, 0.55);
}

.page-hero--about .page-hero-inner--split {
  display: grid;
  gap: 2rem;
  align-items: center;
  text-align: left;
}
@media (min-width: 900px) {
  .page-hero--about .page-hero-inner--split {
    grid-template-columns: 1fr min(38%, 320px);
    gap: 2.5rem;
  }
}
.page-hero--about .page-hero-photo img {
  object-position: center 12%;
}
.about-story .about-lead {
  font-size: 1.0625rem;
  line-height: 1.65;
  color: var(--color-text);
}
.about-quote {
  margin: 1.5rem 0;
  padding: 1.15rem 1.25rem 1.15rem 1.35rem;
  border: none;
  border-left: 3px solid var(--color-gold);
  border-radius: 0 var(--radius-lg) var(--radius-lg) 0;
  background: linear-gradient(135deg, rgba(201, 169, 98, 0.1), rgba(201, 169, 98, 0.02));
  font-family: var(--font-serif);
  font-size: 1.0625rem;
  font-style: italic;
  line-height: 1.6;
  color: var(--color-primary);
}
.about-points--grid {
  display: grid;
  gap: 0.65rem;
  margin: 1.5rem 0;
}
@media (min-width: 560px) {
  .about-points--grid {
    grid-template-columns: repeat(2, 1fr);
  }
}
.about-points--grid li {
  margin-bottom: 0;
  padding: 0.85rem 1rem;
  background: var(--color-cream);
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
  border-bottom: 1px solid var(--color-gray);
  font-size: 0.875rem;
}
.about-credentials {
  display: grid;
  gap: 0.75rem;
  margin: 1.5rem 0 1.25rem;
}
@media (min-width: 600px) {
  .about-credentials {
    grid-template-columns: repeat(2, 1fr);
  }
}
.about-credentials-item {
  padding: 1rem 1.1rem;
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
  background: var(--color-white);
  box-shadow: var(--shadow-sm);
}
.about-credentials-item p {
  margin: 0.35rem 0 0;
  font-size: 0.8125rem;
  line-height: 1.55;
  color: var(--color-text-muted);
}
.about-credentials-item .card-link {
  display: inline-block;
  margin-top: 0.55rem;
  font-size: 0.8125rem;
}
.about-credentials-label {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--color-gold-dark);
}
.about-credentials-label svg {
  width: 1rem;
  height: 1rem;
  flex-shrink: 0;
}
.page-about .section-about {
  padding-top: clamp(2rem, 5vw, 3.5rem);
}
.page-about .about-photo-frame {
  margin-bottom: 0.25rem;
}
@media (min-width: 768px) {
  .about-practice {
    margin-inline: 1.5rem;
    margin-top: -2rem;
  }
  .trust-stats--about .trust-stat-item strong {
    font-size: 1.35rem;
  }
}
.page-about .service-steps-mini {
  margin-top: -0.5rem;
  margin-bottom: 0;
}
.page-about .section-services {
  background: var(--color-white);
}
.page-about .section-process {
  background: var(--color-cream);
}

.legal-cnb-link {
  margin: 1rem 0 1.25rem;
}
.legal-cnb-btn {
  display: inline-flex;
}

.partners-grid {
  gap: 0.65rem;
}
.partner-logo {
  transition: transform var(--transition-fast), border-color var(--transition-fast), box-shadow var(--transition-fast);
}
.partner-logo:hover {
  transform: translateY(-2px);
  border-color: rgba(201, 169, 98, 0.45);
  box-shadow: var(--shadow-sm);
}

.page-404-links {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem 1rem;
  margin-top: 1.5rem;
  align-items: center;
}
.page-404-links a:not(.btn) {
  font-weight: 600;
  color: rgba(255, 255, 255, 0.9);
}

@media (max-width: 600px) {
  .page-hero-actions {
    flex-direction: column;
    align-items: stretch;
  }
  .page-hero-actions .btn,
  .page-hero-actions .btn-secondary-action--hero {
    width: 100%;
    justify-content: center;
  }
  .service-steps-mini {
    margin-top: -0.75rem;
    flex-direction: column;
    align-items: flex-start;
    gap: 0.5rem;
  }
  .floating-cta {
    left: auto;
    right: 1rem;
    max-width: calc(100% - 5rem);
    font-size: 0.8125rem;
    padding: 0.75rem 1rem;
  }
}

/* ─── v17 · form topics, back-to-top, region card, invest presets ─── */

.form-service-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  margin: 0 0 0.75rem;
  padding: 0.45rem 0.85rem;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--color-primary);
  background: rgba(201, 169, 98, 0.12);
  border: 1px solid rgba(201, 169, 98, 0.35);
  border-radius: 999px;
}
.form-service-badge.is-hidden,
.form-service-badge[hidden] {
  display: none;
}
.form-service-badge svg {
  width: 0.9rem;
  height: 0.9rem;
  color: var(--color-gold-dark);
  flex-shrink: 0;
}

.back-to-top {
  position: fixed;
  z-index: 895;
  right: 1rem;
  bottom: 5.5rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.75rem;
  height: 2.75rem;
  padding: 0;
  border: 1px solid rgba(201, 169, 98, 0.4);
  border-radius: 50%;
  background: var(--color-white);
  color: var(--color-primary);
  box-shadow: var(--shadow-md);
  cursor: pointer;
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition: opacity var(--transition-fast), visibility var(--transition-fast), transform var(--transition-fast), background var(--transition-fast);
}
.back-to-top.is-visible {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.back-to-top:hover {
  background: var(--color-cream);
  border-color: var(--color-gold);
}
body.has-cookie-banner .back-to-top {
  bottom: 10.5rem;
}
@media (min-width: 901px) {
  .back-to-top {
    right: 1.5rem;
    bottom: 6rem;
  }
  body.has-cookie-banner .back-to-top {
    bottom: 11rem;
  }
}

.hero-float-links {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
  margin-top: 0.35rem;
}
.hero-float-link--alt {
  font-size: 0.8125rem;
  opacity: 0.92;
}

.region-card-head {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  margin-bottom: 0.75rem;
}
.region-card-photo {
  width: 3.5rem;
  height: 3.5rem;
  border-radius: 50%;
  object-fit: cover;
  object-position: center 18%;
  border: 2px solid rgba(201, 169, 98, 0.45);
  flex-shrink: 0;
}
.region-card-head .region-card-title {
  margin: 0;
}

@media (max-width: 768px) {
  .page-home .hero .trust-stats {
    display: grid;
  }
}

/* ─── v18 · author box, crosslinks, calc copy, print ─── */

.author-box {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  margin: 2rem 0 1.5rem;
  padding: 1.25rem;
  border: 1px solid rgba(201, 169, 98, 0.25);
  border-radius: var(--radius-lg);
  background: linear-gradient(145deg, var(--color-white), rgba(201, 169, 98, 0.05));
}
.author-box-photo {
  width: 4.5rem;
  height: 4.5rem;
  border-radius: 50%;
  object-fit: cover;
  object-position: center 18%;
  border: 2px solid rgba(201, 169, 98, 0.4);
  flex-shrink: 0;
}
.author-box-name {
  margin: 0 0 0.15rem;
  font-weight: 800;
  font-size: 1.05rem;
  color: var(--color-primary);
}
.author-box-role {
  margin: 0 0 0.5rem;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--color-text-soft);
}
.author-box-text {
  margin: 0 0 0.85rem;
  font-size: 0.9375rem;
  line-height: 1.55;
}
.author-box-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
}

.service-crosslinks {
  padding: 0.85rem 0;
  border-top: 1px solid var(--color-gray);
  border-bottom: 1px solid var(--color-gray);
  background: var(--color-cream);
}
.service-crosslinks-inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.5rem 1rem;
}
.service-crosslinks-label {
  font-size: 0.75rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-text-soft);
  margin-right: 0.25rem;
}
.service-crosslinks a {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.4rem 0.75rem;
  font-size: 0.8125rem;
  font-weight: 700;
  text-decoration: none;
  color: var(--color-primary);
  background: var(--color-white);
  border: 1px solid var(--color-gray);
  border-radius: 999px;
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}
.service-crosslinks a svg {
  width: 0.95rem;
  height: 0.95rem;
  color: var(--color-gold-dark);
}
.service-crosslinks a:hover {
  border-color: rgba(201, 169, 98, 0.45);
  box-shadow: var(--shadow-sm);
}

.calc-copy-btn {
  margin: 0.5rem 0 0.75rem;
}
.calc-copy-btn[hidden] {
  display: none !important;
}
.page-hero-actions--compact {
  justify-content: center;
  margin-top: 1rem;
}

.section-faq-full {
  padding-top: 0;
}

@media print {
  .site-header,
  .header-contact-bar,
  .breadcrumb,
  .floating-cta,
  .floating-wa,
  .back-to-top,
  .cookie-banner,
  .scroll-progress,
  .service-strip,
  .nav-toggle,
  .form-layout form,
  .footer-links,
  .partners-grid {
    display: none !important;
  }
  .page-hero {
    padding: 1.5rem 0;
    background: #fff !important;
    color: #000 !important;
  }
  .page-hero-bg { display: none; }
  body {
    background: #fff;
    color: #000;
  }
  a[href]::after {
    content: " (" attr(href) ")";
    font-size: 0.75rem;
    font-weight: 400;
  }
  a[href^="#"]::after,
  a[href^="tel:"]::after,
  a[href^="mailto:"]::after {
    content: "";
  }
}

/* ─── v19 · blog filters, case CTA, calc consult ─── */

.blog-filters {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-bottom: 1.5rem;
}
.blog-filter {
  padding: 0.45rem 0.9rem;
  font-size: 0.8125rem;
  font-weight: 700;
  font-family: inherit;
  color: var(--color-primary);
  background: var(--color-white);
  border: 1px solid var(--color-gray);
  border-radius: 999px;
  cursor: pointer;
  transition: background var(--transition-fast), border-color var(--transition-fast), color var(--transition-fast);
}
.blog-filter:hover {
  border-color: rgba(201, 169, 98, 0.45);
}
.blog-filter.is-active {
  background: var(--color-primary);
  border-color: var(--color-primary);
  color: #fff;
}

.case-card {
  display: flex;
  flex-direction: column;
  transition: transform var(--transition-fast), box-shadow var(--transition-fast), border-color var(--transition-fast);
}
.case-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
  border-color: rgba(201, 169, 98, 0.35);
}
.case-card-cta {
  display: inline-block;
  margin-top: auto;
  padding-top: 1.15rem;
  font-size: 0.875rem;
  font-weight: 700;
  text-decoration: none;
  color: var(--color-gold-dark);
  border-top: 1px solid var(--color-gray);
  width: 100%;
}
.case-card-cta:hover {
  color: var(--color-primary);
}

.calc-result-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  margin-top: 1rem;
  align-items: center;
}

.blog-card[hidden] {
  display: none !important;
}

/* ─── v20 · legal TOC, 404 grid, map, form loading ─── */

.legal-layout {
  display: grid;
  gap: 2rem;
  align-items: start;
}
@media (min-width: 901px) {
  .legal-layout {
    grid-template-columns: 220px minmax(0, 1fr);
    gap: 2.5rem 3rem;
  }
  .legal-toc {
    position: sticky;
    top: 6.5rem;
  }
}
.legal-toc {
  padding: 1rem 1.1rem;
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
  background: var(--color-white);
  box-shadow: var(--shadow-xs);
}
.legal-toc-title {
  margin: 0 0 0.65rem;
  font-size: 0.75rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-text-soft);
}
.legal-toc ol {
  margin: 0;
  padding: 0;
  list-style: none;
}
.legal-toc li + li { margin-top: 0.35rem; }
.legal-toc a {
  font-size: 0.875rem;
  font-weight: 600;
  text-decoration: none;
  color: var(--color-primary);
}
.legal-toc a:hover { color: var(--color-gold-dark); }
.legal-content h2 {
  scroll-margin-top: 6rem;
}

.region-map--compact iframe {
  height: 220px;
  border-radius: var(--radius-lg);
}
.contact-map-title {
  margin: 0 0 0.35rem;
  font-family: var(--font-serif);
  color: var(--color-primary);
}
.contact-map-lead {
  margin: 0 0 1rem;
  color: var(--color-text-soft);
}

.cards-grid--404 {
  grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
}

.btn.is-loading {
  opacity: 0.85;
  pointer-events: none;
  position: relative;
}
.btn.is-loading::after {
  content: "";
  position: absolute;
  right: 1rem;
  top: 50%;
  width: 1rem;
  height: 1rem;
  margin-top: -0.5rem;
  border: 2px solid rgba(255, 255, 255, 0.35);
  border-top-color: #fff;
  border-radius: 50%;
  animation: btnSpin 0.7s linear infinite;
}
@keyframes btnSpin {
  to { transform: rotate(360deg); }
}

.blog-category--hypoteky { background: rgba(35, 77, 61, 0.1); color: var(--color-primary); }
.blog-category--investice { background: rgba(201, 169, 98, 0.18); color: var(--color-gold-dark); }
.blog-category--pojisteni { background: rgba(53, 103, 86, 0.12); color: var(--color-primary); }
.blog-category--plan { background: rgba(100, 80, 60, 0.1); color: #5c4a32; }

.card-link--secondary {
  display: inline-block;
  margin-top: 0.35rem;
  font-size: 0.8125rem;
  opacity: 0.85;
}

/* ─── v21 · perfection pass: anchors, a11y, polish ─── */

#main,
#poptavka,
#hypotecka-kalkulacka,
#investicni-kalkulacka,
[id^="insurance-panel-"] {
  scroll-margin-top: 6.5rem;
}

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.blog-empty {
  margin: 1rem 0 0;
  padding: 1rem 1.25rem;
  text-align: center;
  font-size: 0.9375rem;
  color: var(--color-text-soft);
  border: 1px dashed var(--color-gray);
  border-radius: var(--radius-lg);
  background: var(--color-cream);
}

body.has-cookie-banner .floating-cta {
  display: none;
}

@media (min-width: 901px) {
  body.has-cookie-banner .floating-cta {
    display: none;
  }
  .floating-cta {
    display: none;
  }
}

/* ─── v22 · hero premium redesign ─── */

.page-home .hero {
  background:
    radial-gradient(ellipse 90% 70% at 78% 15%, rgba(223, 200, 138, 0.22), transparent 52%),
    radial-gradient(ellipse 55% 50% at 8% 85%, rgba(255, 255, 255, 0.06), transparent 55%),
    radial-gradient(ellipse 40% 35% at 50% 100%, rgba(20, 46, 36, 0.5), transparent),
    linear-gradient(158deg, #0f2219 0%, var(--color-primary) 38%, var(--color-primary-mid) 68%, #2a5c48 100%);
}

.hero-beam {
  position: absolute;
  top: -20%;
  right: 5%;
  width: 55%;
  height: 140%;
  background: linear-gradient(
    115deg,
    transparent 30%,
    rgba(223, 200, 138, 0.06) 45%,
    rgba(255, 255, 255, 0.04) 50%,
    rgba(223, 200, 138, 0.05) 55%,
    transparent 70%
  );
  transform: rotate(-8deg);
  pointer-events: none;
  animation: heroBeamShift 12s ease-in-out infinite;
}
@keyframes heroBeamShift {
  0%, 100% { opacity: 0.7; transform: rotate(-8deg) translateX(0); }
  50% { opacity: 1; transform: rotate(-8deg) translateX(24px); }
}

.hero-vignette {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 120% 80% at 50% 50%, transparent 40%, rgba(15, 34, 25, 0.45) 100%);
  pointer-events: none;
}

.page-home .hero-orb--1 {
  width: 520px;
  height: 520px;
  background: rgba(201, 169, 98, 0.24);
  filter: blur(80px);
}
.page-home .hero-orb--2 {
  width: 380px;
  height: 380px;
  background: rgba(255, 255, 255, 0.08);
  filter: blur(70px);
}

.hero-meta {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.75rem 1.25rem;
  margin-bottom: 1.5rem;
}
.hero-meta-region {
  font-size: 0.6875rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: rgba(223, 200, 138, 0.85);
}
.page-home .hero-badge {
  margin-bottom: 0;
  box-shadow: 0 4px 24px rgba(0, 0, 0, 0.15);
}

.page-home .hero-title {
  font-size: clamp(2.85rem, 6.5vw, 5rem);
  line-height: 1.02;
  max-width: 12ch;
  letter-spacing: -0.02em;
  text-shadow: 0 4px 32px rgba(0, 0, 0, 0.25);
}
.hero-title-accent {
  display: block;
  width: 4.5rem;
  height: 3px;
  margin: -0.15rem 0 1.15rem;
  border-radius: 2px;
  background: linear-gradient(90deg, var(--color-gold-light), var(--color-gold), transparent);
  box-shadow: 0 0 20px rgba(201, 169, 98, 0.5);
}
.hero-highlight {
  filter: drop-shadow(0 4px 20px rgba(201, 169, 98, 0.45));
}

.hero-services {
  display: flex;
  flex-wrap: wrap;
  gap: 0.45rem;
  list-style: none;
  margin: 0 0 1.35rem;
  padding: 0;
}
.hero-services a {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.35rem 0.75rem;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  text-decoration: none;
  color: rgba(255, 255, 255, 0.92);
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: var(--radius);
  backdrop-filter: blur(6px);
  transition: background var(--transition-fast), border-color var(--transition-fast), transform var(--transition-fast), box-shadow var(--transition-fast);
}
.hero-services a svg {
  width: 0.9rem;
  height: 0.9rem;
  color: var(--color-gold-light);
  flex-shrink: 0;
}
.hero-services a:hover {
  background: rgba(201, 169, 98, 0.2);
  border-color: rgba(201, 169, 98, 0.45);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.2);
}

.page-home .hero-lead {
  font-size: clamp(1.0625rem, 2.1vw, 1.25rem);
  line-height: 1.72;
  max-width: 42ch;
  opacity: 0.94;
}

.btn-hero-shine {
  position: relative;
  overflow: hidden;
}
.btn-hero-shine::before {
  content: "";
  position: absolute;
  top: 0;
  left: -120%;
  width: 60%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.35), transparent);
  transform: skewX(-18deg);
  animation: btnHeroShine 4.5s ease-in-out infinite;
}
@keyframes btnHeroShine {
  0%, 75%, 100% { left: -120%; }
  40% { left: 140%; }
}

.btn-secondary-action--glass {
  backdrop-filter: blur(8px);
  border: 2px solid rgba(255, 255, 255, 0.58);
  background: rgba(255, 255, 255, 0.14);
  box-shadow: 0 4px 18px rgba(0, 0, 0, 0.16), inset 0 1px 0 rgba(255, 255, 255, 0.12);
}
.btn-secondary-action--glass:hover {
  background: #fff;
  border-color: #fff;
  color: var(--color-primary);
  box-shadow: var(--shadow-md);
}

.hero-proof--strip {
  margin-top: 1.5rem;
  padding: 0.65rem 1rem;
  border-radius: var(--radius-lg);
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(8px);
  gap: 0.5rem 1.5rem;
}
.hero-proof--strip li {
  font-size: 0.8125rem;
}

.page-home .hero .trust-stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  margin-top: 1.75rem;
  padding: 0;
  border: 1px solid rgba(201, 169, 98, 0.28);
  border-radius: var(--radius-lg);
  background: rgba(255, 255, 255, 0.05);
  backdrop-filter: blur(12px);
  overflow: hidden;
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.15), inset 0 1px 0 rgba(255, 255, 255, 0.08);
}
.page-home .hero .trust-stat-item {
  padding: 1.1rem 1rem;
  border-right: 1px solid rgba(255, 255, 255, 0.08);
  transition: background var(--transition-fast);
}
.page-home .hero .trust-stat-item:last-child {
  border-right: 0;
}
.page-home .hero .trust-stat-item:hover {
  background: rgba(201, 169, 98, 0.08);
}
.page-home .hero .trust-stat-icon {
  width: 2rem;
  height: 2rem;
  margin-bottom: 0.35rem;
  background: rgba(201, 169, 98, 0.22);
  border: 1px solid rgba(201, 169, 98, 0.35);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.12);
}
.page-home .hero .trust-stat-item strong {
  font-family: var(--font-serif);
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--color-gold-light);
  line-height: 1.1;
  letter-spacing: -0.02em;
}
.page-home .hero .trust-stat-item span {
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.72);
  line-height: 1.4;
}

.hero-visual--premium {
  max-width: 400px;
  margin-inline: auto;
}
@media (min-width: 768px) {
  .hero-visual--premium {
    max-width: 380px;
    margin-inline: 0 0 auto;
  }
  .page-home .hero-grid {
    grid-template-columns: 1.22fr 0.78fr;
    gap: 3.5rem;
  }
}

.hero-ring {
  position: absolute;
  top: 50%;
  left: 50%;
  width: 108%;
  height: 108%;
  transform: translate(-50%, -50%);
  border-radius: 50%;
  border: 1px solid rgba(201, 169, 98, 0.25);
  box-shadow:
    0 0 0 12px rgba(201, 169, 98, 0.06),
    0 0 80px rgba(201, 169, 98, 0.12);
  animation: heroRingPulse 8s ease-in-out infinite;
  pointer-events: none;
  z-index: 0;
}
@keyframes heroRingPulse {
  0%, 100% { transform: translate(-50%, -50%) scale(1); opacity: 0.85; }
  50% { transform: translate(-50%, -50%) scale(1.03); opacity: 1; }
}

.page-home .hero-frame {
  position: relative;
  z-index: 1;
  transform: rotate(-2deg);
  border-radius: var(--radius-xl);
  box-shadow:
    0 0 0 1px rgba(223, 200, 138, 0.5),
    0 0 0 5px rgba(201, 169, 98, 0.12),
    0 32px 80px rgba(0, 0, 0, 0.5),
    0 0 120px rgba(201, 169, 98, 0.15);
}
.page-home .hero-visual:hover .hero-frame {
  transform: rotate(0deg) scale(1.015);
}

.hero-nameplate {
  position: absolute;
  left: 1rem;
  right: 1rem;
  bottom: 1rem;
  z-index: 2;
  padding: 0.75rem 1rem;
  border-radius: var(--radius);
  background: linear-gradient(135deg, rgba(15, 34, 25, 0.88), rgba(26, 56, 48, 0.82));
  border: 1px solid rgba(201, 169, 98, 0.35);
  backdrop-filter: blur(10px);
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.35);
}
.hero-nameplate strong {
  display: block;
  font-family: var(--font-serif);
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--color-cream);
  line-height: 1.2;
}
.hero-nameplate span {
  display: block;
  margin-top: 0.15rem;
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--color-gold-light);
  letter-spacing: 0.03em;
}
.page-home .hero-frame::after {
  background: linear-gradient(to top, rgba(15, 34, 25, 0.55) 0%, transparent 50%);
}

.hero-float-card--premium {
  position: absolute;
  left: -2rem;
  right: auto;
  bottom: 3.5rem;
  max-width: 260px;
  padding: 1.25rem 1.35rem;
  z-index: 4;
  border: 1px solid rgba(201, 169, 98, 0.5);
  background: linear-gradient(155deg, rgba(255, 255, 255, 0.98) 0%, rgba(246, 240, 228, 0.96) 100%);
  box-shadow:
    0 20px 56px rgba(0, 0, 0, 0.28),
    0 0 0 1px rgba(255, 255, 255, 0.8) inset,
    0 0 40px rgba(201, 169, 98, 0.15);
  animation: floatCardPremium 6s ease-in-out infinite;
}
@keyframes floatCardPremium {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}

.hero-float-head {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  margin-bottom: 0.65rem;
}
.hero-float-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.25rem;
  height: 2.25rem;
  border-radius: var(--radius);
  background: linear-gradient(135deg, rgba(201, 169, 98, 0.25), rgba(201, 169, 98, 0.12));
  border: 1px solid rgba(201, 169, 98, 0.35);
  color: var(--color-gold-dark);
}
.hero-float-icon svg {
  width: 1.15rem;
  height: 1.15rem;
}
.hero-float-card--premium .hero-float-badge {
  position: static;
  margin: 0;
}
.hero-float-card--premium strong {
  font-size: 1.125rem;
  margin-bottom: 0.35rem;
}
.hero-float-card--premium .hero-float-stat {
  margin-bottom: 0.85rem;
  font-size: 0.8125rem;
  color: var(--color-text-muted);
}

.hero-float-btn {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  padding: 0.55rem 0.75rem;
  border-radius: var(--radius);
  text-decoration: none;
  font-size: 0.8125rem;
  font-weight: 700;
  color: var(--color-primary);
  background: rgba(26, 56, 48, 0.06);
  border: 1px solid rgba(26, 56, 48, 0.1);
  transition: background var(--transition-fast), border-color var(--transition-fast), transform var(--transition-fast), box-shadow var(--transition-fast);
}
.hero-float-btn-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 1.65rem;
  height: 1.65rem;
  flex-shrink: 0;
  border-radius: var(--radius-sm);
  background: rgba(201, 169, 98, 0.2);
  color: var(--color-gold-dark);
}
.hero-float-btn-icon svg {
  width: 0.95rem;
  height: 0.95rem;
}
.hero-float-btn:hover {
  background: rgba(201, 169, 98, 0.15);
  border-color: rgba(201, 169, 98, 0.4);
  transform: translateX(4px);
  box-shadow: 0 4px 16px rgba(201, 169, 98, 0.2);
  color: var(--color-primary);
}
.hero-float-btn--alt {
  background: rgba(201, 169, 98, 0.08);
}
.hero-float-links {
  gap: 0.5rem;
  margin-top: 0;
}

@media (max-width: 900px) {
  .page-home .hero .trust-stats {
    grid-template-columns: repeat(2, 1fr);
  }
  .page-home .hero .trust-stat-item:nth-child(2) {
    border-right: 0;
  }
  .page-home .hero .trust-stat-item:nth-child(1),
  .page-home .hero .trust-stat-item:nth-child(2) {
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  }
  .hero-float-card--premium {
    position: relative;
    left: auto;
    right: 0.5rem;
    max-width: none;
    bottom: -1.5rem;
  }
  .hero-ring {
    width: 102%;
    height: 102%;
  }
}

@media (max-width: 768px) {
  .page-home .hero {
    min-height: auto;
    padding-bottom: 4rem;
  }
  .hero-meta {
    flex-direction: column;
    align-items: flex-start;
    gap: 0.5rem;
  }
  .hero-proof--strip {
    flex-direction: column;
    align-items: flex-start;
    gap: 0.45rem;
  }
  .hero-visual--premium {
    margin-top: 1rem;
    padding-bottom: 2rem;
  }
  .hero-float-card--premium {
    position: relative;
    left: auto;
    right: auto;
    bottom: auto;
    margin-top: -2.5rem;
    margin-inline: 0.75rem;
    animation: none;
  }
  .page-home .hero-frame {
    transform: none;
  }
}

@media (prefers-reduced-motion: reduce) {
  .hero-beam,
  .hero-ring,
  .hero-float-card--premium,
  .btn-hero-shine::before {
    animation: none;
  }
}

/* ─── v26 · custom icon images (assets/img/*.webp) ─── */

.icon-img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: contain;
}

.card-icon--img,
.card-icon-sm.card-icon--img {
  padding: 0.45rem;
  background: linear-gradient(145deg, var(--color-white), var(--color-cream));
  border-color: rgba(201, 169, 98, 0.35);
}
.card-icon--img {
  width: 58px;
  height: 58px;
}
.card-icon-sm.card-icon--img {
  width: 48px;
  height: 48px;
  padding: 0.35rem;
}
.card:hover .card-icon--img {
  background: linear-gradient(145deg, var(--color-cream), var(--color-white));
  border-color: var(--color-gold);
  transform: scale(1.04);
  color: inherit;
}

.audience-icon:has(.icon-img),
.step-icon:has(.icon-img),
.why-icon--img {
  width: 3rem;
  height: 3rem;
  padding: 0.35rem;
  background: var(--color-white);
  border: 1px solid rgba(201, 169, 98, 0.3);
  box-shadow: var(--shadow-xs);
}
.steps-visual .step-icon:has(.icon-img) {
  width: 3.25rem;
  height: 3.25rem;
  margin-top: 0.35rem;
  border-radius: var(--radius);
  background: var(--color-white);
  border: 1px solid rgba(201, 169, 98, 0.35);
}

.section-dark .why-icon--img {
  background: rgba(255, 255, 255, 0.95);
  border-color: rgba(201, 169, 98, 0.4);
}

.hero-float-icon:has(.icon-img) {
  width: 2.75rem;
  height: 2.75rem;
  padding: 0.25rem;
  background: rgba(201, 169, 98, 0.12);
}
.hero-float-btn-icon:has(.icon-img) {
  width: 1.75rem;
  height: 1.75rem;
  padding: 0.1rem;
  background: transparent;
}

.calc-aside-icon {
  width: 4rem;
  height: 4rem;
  margin-bottom: 1rem;
  padding: 0.35rem;
  border-radius: var(--radius-lg);
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.2);
}

.section-header--with-icon {
  display: flex;
  align-items: flex-start;
  gap: 1.25rem;
  text-align: left;
  max-width: none;
}
.section-header--with-icon .eyebrow::before,
.section-header--with-icon .eyebrow::after {
  display: none;
}
.section-header-icon {
  flex-shrink: 0;
  width: 4.25rem;
  height: 4.25rem;
  padding: 0.45rem;
  border-radius: var(--radius-lg);
  background: var(--color-white);
  border: 1px solid rgba(201, 169, 98, 0.35);
  box-shadow: var(--shadow-sm);
}
@media (max-width: 600px) {
  .section-header--with-icon {
    flex-direction: column;
    align-items: center;
    text-align: center;
  }
}

/* ─── v27 · homepage simplicity pass ─── */

.page-home .hero {
  min-height: auto;
  padding-bottom: clamp(3rem, 8vw, 5rem);
}
.page-home .hero-title-accent {
  display: none;
}
.hero-note--simple {
  margin-top: 1.25rem;
  padding-left: 0;
  border-left: 0;
  font-size: 0.8125rem;
  opacity: 0.75;
  max-width: none;
}
.hero-float-card--simple {
  left: -1rem;
  bottom: 2rem;
  max-width: 200px;
  padding: 1rem 1.1rem;
  animation: none;
}
.hero-float-card--simple .hero-float-icon {
  display: block;
  margin-bottom: 0.5rem;
}
.hero-float-card--simple strong {
  display: block;
  font-size: 1rem;
  margin-bottom: 0.25rem;
}
.hero-float-card--simple .hero-float-stat {
  margin: 0 0 0.65rem;
  font-size: 0.8125rem;
}
.hero-float-card--simple .hero-float-links {
  flex-direction: row;
  flex-wrap: wrap;
  gap: 0.65rem 1rem;
}
.hero-float-card--simple .hero-float-link {
  font-size: 0.8125rem;
  font-weight: 700;
  text-decoration: none;
  color: var(--color-primary);
}
.hero-float-card--simple .hero-float-link:hover {
  color: var(--color-gold-dark);
}

.container--narrow {
  max-width: 720px;
}
.section-header--left {
  text-align: left;
  max-width: 38rem;
  margin-inline: 0;
}
.section-header--left .eyebrow::before,
.section-header--left .eyebrow::after {
  display: none;
}

.cards-grid--services {
  grid-template-columns: 1fr;
  gap: 1rem;
}
@media (min-width: 768px) {
  .cards-grid--services {
    grid-template-columns: repeat(2, 1fr);
    gap: 1.25rem;
  }
}
.cards-grid--services .card {
  padding: 1.35rem 1.5rem;
}
.cards-grid--services .card p {
  margin-bottom: 0.85rem;
  line-height: 1.6;
}
.cards-grid--services .card h3 {
  margin-bottom: 0.45rem;
}

.home-steps {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0;
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
  overflow: hidden;
  background: var(--color-white);
}
.home-steps li {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  padding: 1.25rem 1.35rem;
  border-bottom: 1px solid var(--color-gray);
}
.home-steps li:last-child {
  border-bottom: 0;
}
.home-steps-icon {
  flex-shrink: 0;
  width: 2.5rem;
  height: 2.5rem;
  padding: 0.3rem;
  border-radius: var(--radius);
  background: var(--color-cream);
  border: 1px solid rgba(201, 169, 98, 0.3);
}
.home-steps strong {
  display: block;
  font-family: var(--font-serif);
  font-size: 1.05rem;
  color: var(--color-primary);
  margin-bottom: 0.2rem;
}
.home-steps p {
  margin: 0;
  font-size: 0.9375rem;
  color: var(--color-text-muted);
  line-height: 1.55;
}

.section-why {
  background: var(--color-white);
  border-top: 1px solid var(--color-gray);
}
.home-values {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.75rem;
}
@media (min-width: 768px) {
  .home-values {
    grid-template-columns: repeat(2, 1fr);
    gap: 1rem;
  }
}
.home-values li {
  display: flex;
  align-items: flex-start;
  gap: 0.85rem;
  padding: 1rem 1.1rem;
  background: var(--color-cream);
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
}
.home-values-icon {
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  width: 2.25rem;
  height: 2.25rem;
  padding: 0.25rem;
  border-radius: var(--radius);
  background: var(--color-white);
  border: 1px solid rgba(201, 169, 98, 0.3);
}
.home-values-icon svg {
  width: 1.1rem;
  height: 1.1rem;
  color: var(--color-gold-dark);
}
.home-values strong {
  display: block;
  font-size: 0.9375rem;
  color: var(--color-primary);
  margin-bottom: 0.15rem;
}
.home-values span {
  font-size: 0.875rem;
  color: var(--color-text-muted);
  line-height: 1.5;
}

.region-grid--simple {
  gap: 2rem;
  align-items: start;
}
@media (min-width: 768px) {
  .region-grid--simple {
    grid-template-columns: 1.1fr 0.9fr;
  }
}
.region-grid--simple h2 {
  margin-bottom: 0.75rem;
}
.region-grid--simple > div > p {
  max-width: 42ch;
  line-height: 1.65;
  color: var(--color-text-muted);
}
.region-list--inline {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin: 1.25rem 0 1.5rem;
  padding: 0;
  list-style: none;
}
.region-list--inline li {
  padding: 0.35rem 0.75rem;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--color-primary);
  background: var(--color-cream);
  border: 1px solid var(--color-gray);
  border-radius: var(--radius);
}
.region-card--simple {
  padding: 1.35rem 1.5rem;
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
  background: var(--color-white);
  box-shadow: var(--shadow-xs);
}
.region-card--simple .region-card-title {
  margin: 0 0 0.75rem;
  font-weight: 700;
  color: var(--color-primary);
}
.region-card--simple .region-card-title a {
  color: inherit;
  text-decoration: none;
}
.region-card--simple .region-card-title a:hover {
  color: var(--color-gold-dark);
}
.region-card--simple .region-card-title svg {
  width: 1rem;
  height: 1rem;
  vertical-align: -0.15em;
  margin-right: 0.25rem;
}
.region-card-meta {
  font-size: 0.875rem;
  color: var(--color-text-muted);
  margin: 0.75rem 0 1rem;
  line-height: 1.55;
}

.page-home .service-strip-inner {
  gap: 0.35rem 1rem;
}
.page-home .service-strip a:not(.service-strip-cta) {
  font-size: 0.875rem;
  font-weight: 600;
  padding: 0.45rem 0.65rem;
}

.partners-inline {
  margin: 0;
  padding: 1.25rem 1.5rem;
  font-size: 0.9375rem;
  line-height: 1.65;
  color: var(--color-text-muted);
  text-align: center;
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
  background: var(--color-white);
}

/* ─── v32 · partners marquee ─── */

.section-partners {
  padding-top: clamp(2.5rem, 5vw, 3.5rem);
  padding-bottom: clamp(2.5rem, 5vw, 3.5rem);
  overflow: hidden;
}

.partners-showcase-head {
  text-align: center;
  max-width: 40rem;
  margin: 0 auto 2rem;
}

.partners-showcase-head h2 {
  margin: 0.35rem 0 0.65rem;
  font-size: clamp(1.5rem, 3vw, 2rem);
}

.partners-showcase-note {
  margin: 0;
  font-size: 0.9375rem;
  color: var(--color-text-muted);
  line-height: 1.65;
}

.partners-marquee {
  position: relative;
  margin-top: 0.5rem;
}

.partners-marquee-viewport {
  overflow: hidden;
  mask-image: linear-gradient(
    90deg,
    transparent 0%,
    #000 8%,
    #000 92%,
    transparent 100%
  );
}

.partners-marquee-fade {
  position: absolute;
  top: 0;
  bottom: 0;
  width: clamp(2rem, 8vw, 5rem);
  z-index: 2;
  pointer-events: none;
}

.partners-marquee-fade--left {
  left: 0;
  background: linear-gradient(90deg, var(--color-cream) 15%, transparent 100%);
}

.partners-marquee-fade--right {
  right: 0;
  background: linear-gradient(270deg, var(--color-cream) 15%, transparent 100%);
}

.section-alt .partners-marquee-fade--left {
  background: linear-gradient(90deg, var(--color-cream) 15%, transparent 100%);
}

.section-alt .partners-marquee-fade--right {
  background: linear-gradient(270deg, var(--color-cream) 15%, transparent 100%);
}

.page-home .section-partners.section-alt .partners-marquee-fade--left {
  background: linear-gradient(90deg, var(--color-cream-dark) 12%, var(--color-cream) 35%, transparent 100%);
}

.page-home .section-partners.section-alt .partners-marquee-fade--right {
  background: linear-gradient(270deg, var(--color-cream-dark) 12%, var(--color-cream) 35%, transparent 100%);
}

.partners-marquee-track {
  display: flex;
  align-items: center;
  gap: 1rem;
  width: max-content;
  padding: 0.35rem 0;
  animation: partnersMarquee 42s linear infinite;
  will-change: transform;
}

.partners-marquee:hover .partners-marquee-track,
.partners-marquee:focus-within .partners-marquee-track {
  animation-play-state: paused;
}

@keyframes partnersMarquee {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}

.partner-slide {
  flex: 0 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
  min-width: clamp(148px, 16vw, 188px);
  height: 84px;
  margin: 0;
  padding: 0.85rem 1.15rem;
  background: var(--color-white);
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
  box-shadow: 0 2px 12px rgba(26, 56, 48, 0.04);
  transition:
    transform 0.45s var(--ease-out),
    box-shadow 0.45s var(--ease-out),
    border-color 0.45s var(--ease-out);
}

.partner-slide img {
  display: block;
  max-width: 100%;
  max-height: 44px;
  width: auto;
  height: auto;
  object-fit: contain;
  filter: grayscale(100%) opacity(0.72);
  transition: filter 0.45s var(--ease-out), transform 0.45s var(--ease-out);
}

.partner-slide img.partner-logo--lg {
  max-height: 56px;
  transform: scale(1.55);
  transform-origin: center center;
}

.partner-slide:hover {
  transform: translateY(-4px) scale(1.02);
  border-color: rgba(201, 169, 98, 0.45);
  box-shadow: 0 12px 32px rgba(26, 56, 48, 0.1);
}

.partner-slide:hover img {
  filter: grayscale(0%) opacity(1);
  transform: scale(1.04);
}

.partner-slide:hover img.partner-logo--lg {
  transform: scale(1.62);
}

@media (prefers-reduced-motion: reduce) {
  .partners-marquee-track {
    animation: none;
    flex-wrap: wrap;
    justify-content: center;
    width: 100%;
    max-width: 960px;
    margin-inline: auto;
    gap: 0.75rem;
  }

  .partners-marquee-viewport {
    mask-image: none;
    overflow: visible;
  }

  .partners-marquee-fade {
    display: none;
  }

  .partner-slide[aria-hidden="true"] {
    display: none;
  }

  .partner-slide img {
    filter: none;
    opacity: 0.9;
  }
}

@media (max-width: 640px) {
  .partners-showcase-head {
    margin-bottom: 1.5rem;
  }

  .partner-slide {
    min-width: 132px;
    height: 76px;
    padding: 0.7rem 0.95rem;
  }

  .partners-marquee-track {
    animation-duration: 32s;
  }
}

@media (max-width: 768px) {
  body:not(.has-cookie-banner) .floating-cta {
    display: none;
  }
  body.has-cookie-banner .floating-wa {
    bottom: 7.5rem;
  }
}

@media (max-width: 768px) {
  .hero-float-card--simple {
    position: relative;
    left: auto;
    right: auto;
    bottom: auto;
    max-width: none;
    margin: -2rem 0.75rem 0;
  }
}

/* ─── v31 · hero cinematic (full-bleed photo) ─── */

.page-home .hero.hero--cinematic {
  background: #0a1814;
  min-height: clamp(680px, 96vh, 940px);
  display: flex;
  align-items: center;
  padding: clamp(5.5rem, 12vw, 7.5rem) 0 clamp(5rem, 11vw, 8.5rem);
}

.page-home .hero.hero--cinematic::before {
  display: none;
}

.page-home .hero.hero--cinematic::after {
  z-index: 3;
  height: clamp(72px, 10vw, 120px);
  background: linear-gradient(
    to top,
    var(--color-cream) 0%,
    rgba(250, 247, 242, 0.72) 55%,
    transparent 100%
  );
}

.hero-cinematic-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
  overflow: hidden;
}

.hero-cinematic-photo {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 54% 5%;
  transform: translateX(14%);
  filter: saturate(1.08) contrast(1.04) brightness(1.04);
}

.hero-cinematic-shade {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(
      90deg,
      rgba(8, 18, 14, 0.99) 0%,
      rgba(10, 22, 17, 0.97) 16%,
      rgba(12, 26, 20, 0.93) 28%,
      rgba(14, 30, 24, 0.78) 40%,
      rgba(16, 34, 27, 0.42) 52%,
      rgba(18, 38, 30, 0.14) 62%,
      rgba(18, 38, 30, 0.03) 72%,
      transparent 82%
    ),
    linear-gradient(to top, rgba(8, 18, 14, 0.42) 0%, transparent 36%),
    radial-gradient(ellipse 90% 120% at 100% 50%, transparent 42%, rgba(8, 18, 14, 0.12) 100%);
  pointer-events: none;
}

.hero-cinematic-glow {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 45% 55% at 78% 22%, rgba(201, 169, 98, 0.14), transparent 62%),
    radial-gradient(ellipse 30% 40% at 72% 38%, rgba(255, 255, 255, 0.05), transparent 55%);
  pointer-events: none;
}

.hero-cinematic-inner {
  position: relative;
  z-index: 2;
  display: grid;
  gap: 2rem;
  align-items: center;
  width: min(100% - 3.5rem, var(--container));
  margin-inline: auto;
}

@media (min-width: 900px) {
  .hero-cinematic-inner {
    grid-template-columns: minmax(0, 540px) 1fr;
    gap: 3rem;
    min-height: clamp(500px, 62vh, 660px);
  }
}

.hero-content--cinematic {
  max-width: 34rem;
}

.hero-portrait-space {
  display: none;
}

@media (min-width: 900px) {
  .hero-portrait-space {
    display: block;
    min-height: 1px;
  }
}

.page-home .hero.hero--cinematic .hero-title {
  max-width: 12ch;
  text-shadow: 0 2px 32px rgba(0, 0, 0, 0.35);
}

.page-home .hero.hero--cinematic .hero-lead {
  max-width: 40ch;
  text-shadow: 0 1px 18px rgba(0, 0, 0, 0.28);
}

.page-home .hero.hero--cinematic .hero-badge {
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(255, 255, 255, 0.2);
}

.page-home .hero.hero--cinematic .hero-note--simple {
  opacity: 0.8;
}

.hero-calc-strip {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.85rem 1.25rem;
  margin-top: 1.75rem;
  padding: 0.9rem 1.15rem;
  border-radius: var(--radius-lg);
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.16);
  backdrop-filter: blur(12px);
  box-shadow: 0 12px 40px rgba(0, 0, 0, 0.18);
}

.hero-calc-strip-icon {
  display: inline-flex;
  flex-shrink: 0;
  align-items: center;
  justify-content: center;
  width: 2.5rem;
  height: 2.5rem;
  border-radius: var(--radius);
  background: rgba(201, 169, 98, 0.22);
  border: 1px solid rgba(201, 169, 98, 0.35);
}

.hero-calc-strip-text {
  flex: 1 1 140px;
  min-width: 0;
}

.hero-calc-strip-text strong {
  display: block;
  font-family: var(--font-serif);
  font-size: 1rem;
  color: var(--color-cream);
  line-height: 1.25;
}

.hero-calc-strip-text span {
  display: block;
  margin-top: 0.1rem;
  font-size: 0.8125rem;
  color: rgba(255, 255, 255, 0.72);
  line-height: 1.4;
}

.hero-calc-strip-links {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 1.15rem;
}

.hero-calc-strip-links a {
  font-size: 0.8125rem;
  font-weight: 700;
  text-decoration: none;
  color: var(--color-gold-light);
  white-space: nowrap;
  transition: color var(--transition-fast);
}

.hero-calc-strip-links a:hover {
  color: var(--color-white);
}

@media (max-width: 899px) {
  .page-home .hero.hero--cinematic {
    min-height: clamp(520px, 82svh, 680px);
    padding-top: clamp(4.5rem, 11vw, 6rem);
    padding-bottom: clamp(3rem, 8vw, 4.5rem);
  }

  .page-home .hero.hero--cinematic .hero-cinematic-inner {
    width: min(calc(100% - clamp(3.25rem, 7vw, 5.5rem)), var(--container));
  }

  .page-home .hero.hero--cinematic .hero-title {
    max-width: 16ch;
  }

  .hero-cinematic-photo {
    object-position: 58% 6%;
    transform: translateX(0%);
  }

  .hero-cinematic-shade {
    background:
      linear-gradient(
        180deg,
        rgba(8, 18, 14, 0.96) 0%,
        rgba(10, 22, 17, 0.92) 28%,
        rgba(12, 26, 20, 0.72) 48%,
        rgba(14, 30, 24, 0.38) 68%,
        rgba(16, 34, 27, 0.12) 100%
      );
  }

  .hero-content--cinematic {
    padding-inline: 0.15rem;
  }

  .hero-calc-strip {
    margin-top: 1.5rem;
  }

  .hero-calc-strip-links {
    width: 100%;
    padding-top: 0.35rem;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
  }
}

@media (min-width: 900px) and (max-width: 1199px) {
  .hero-cinematic-photo {
    object-position: 52% 5%;
    transform: translateX(15%);
  }
}

@media (min-width: 1200px) {
  .hero-cinematic-photo {
    object-position: 50% 5%;
    transform: translateX(16%);
  }

  .page-home .hero.hero--cinematic .hero-title {
    font-size: clamp(3rem, 4vw, 4rem);
  }
}

@media (min-width: 1400px) {
  .hero-cinematic-photo {
    object-position: 48% 28%;
    transform: translate(20%, -1%);
  }

  .page-home .hero.hero--cinematic .hero-title {
    font-size: clamp(2.85rem, 3.2vw, 4rem);
  }
}

/* ─── v38 · black icons (custom assets) ─── */

.icon-img {
  filter: brightness(0) saturate(100%);
  opacity: 0.9;
}

.card-icon,
.card-icon--img,
.card-icon-sm.card-icon--img,
.home-steps-icon,
.home-values-icon,
.contact-card-icon,
.trust-stat-icon,
.insurance-tab-icon,
.why-icon,
.audience-icon,
.steps-visual .step-icon,
.section-header-icon,
.hero-float-icon:has(.icon-img),
.hero-calc-strip-icon {
  color: var(--color-icon);
  background: var(--color-white);
  border-color: var(--color-gray);
}

.card-icon--img,
.card-icon-sm.card-icon--img {
  background: var(--color-white);
  border: 1px solid var(--color-gray);
}

.card:hover .card-icon,
.card:hover .card-icon--img,
.card:hover .card-icon-sm.card-icon--img {
  background: var(--color-white);
  border-color: rgba(26, 26, 26, 0.28);
  color: var(--color-icon);
  transform: scale(1.04);
  box-shadow: var(--shadow-xs);
}

.home-steps-icon,
.home-values-icon {
  background: var(--color-white);
  border: 1px solid var(--color-gray);
}

.home-values-icon svg {
  color: var(--color-icon);
}

.contact-card-icon {
  border-radius: var(--radius);
  background: var(--color-cream);
}

.trust-stat-icon {
  background: var(--color-cream);
  border: 1px solid var(--color-gray);
  color: var(--color-icon);
}

.hero .trust-stat-icon {
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.18);
  color: var(--color-white);
}

.trust-item svg {
  color: var(--color-icon);
  background: var(--color-white);
  border: 1px solid var(--color-gray);
}

.insurance-tab-icon {
  color: var(--color-icon);
}

.insurance-tab.is-active .insurance-tab-icon {
  background: rgba(255, 255, 255, 0.95);
  border-color: rgba(255, 255, 255, 0.35);
  color: var(--color-icon);
}

.hero-calc-strip-icon,
.calc-aside-icon {
  background: rgba(255, 255, 255, 0.96);
  border: 1px solid rgba(255, 255, 255, 0.35);
}

.hero-calc-strip-icon .icon-img,
.calc-aside-icon .icon-img {
  opacity: 0.88;
}

.section-dark .why-icon--img,
.audience-icon:has(.icon-img),
.step-icon:has(.icon-img),
.why-icon--img {
  background: var(--color-white);
  border: 1px solid var(--color-gray);
}

.hero-float-icon:has(.icon-img) {
  background: var(--color-white);
  border: 1px solid var(--color-gray);
}

.service-crosslinks a svg {
  color: var(--color-icon);
}

/* ─── v39 · article body ─── */

.article-lead {
  font-size: 1.0625rem;
  line-height: 1.75;
  color: var(--color-text);
  margin-bottom: 1.75rem;
}

.article-body h2 {
  margin-top: 2rem;
  margin-bottom: 0.85rem;
  font-size: clamp(1.35rem, 2.5vw, 1.65rem);
}

.article-body ul {
  margin: 0 0 1.25rem;
  padding-left: 1.35rem;
}

.article-body li {
  margin-bottom: 0.45rem;
  line-height: 1.65;
  color: var(--color-text-muted);
}

.article-summary {
  margin: 2rem 0 1.5rem;
  padding: 1.15rem 1.25rem;
  border-radius: var(--radius-lg);
  background: var(--color-cream);
  border: 1px solid rgba(201, 169, 98, 0.35);
}

.article-summary strong {
  display: block;
  margin-bottom: 0.45rem;
  font-family: var(--font-serif);
  font-size: 1.05rem;
  color: var(--color-primary);
}

.article-summary p {
  margin: 0;
  line-height: 1.65;
  color: var(--color-text-muted);
}

.article-tool {
  margin: 0 0 1.5rem;
}

.article-disclaimer {
  margin: 1.75rem 0 1.5rem;
  padding: 1rem 1.15rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-gray);
  background: var(--color-white);
  font-size: 0.8125rem;
  line-height: 1.65;
  color: var(--color-text-muted);
}

.article-disclaimer p {
  margin: 0;
}

.article-disclaimer strong {
  color: var(--color-primary);
  font-weight: 700;
}

.blog-list-disclaimer {
  margin: 2rem 0 0;
  padding-top: 1.25rem;
  border-top: 1px solid var(--color-gray);
  font-size: 0.8125rem;
  line-height: 1.6;
  color: var(--color-text-muted);
  text-align: center;
}

.blog-list-disclaimer a {
  font-weight: 600;
}

/* ─── v43 · mobile responsive pass ─── */

body.nav-open {
  overflow: hidden;
  touch-action: none;
}
@media (max-width: 900px) {
  body.nav-open {
    position: fixed;
    width: 100%;
    left: 0;
    right: 0;
  }
}

@media (max-width: 959px) {
  .calc-aside {
    position: static;
    top: auto;
  }
}

@media (max-width: 640px) {
  .header-inner {
    gap: 0.75rem;
    min-height: 68px;
  }

  .logo-name {
    font-size: 1.3rem;
  }

  .logo-tagline {
    font-size: 0.625rem;
    letter-spacing: 0.1em;
  }

  .logo-mark {
    width: 2.35rem;
    height: 2.7rem;
  }

  .page-home .hero.hero--cinematic .hero-title {
    max-width: none;
    font-size: clamp(2rem, 9vw, 2.75rem);
  }

  .page-home .hero.hero--cinematic .hero-lead {
    max-width: none;
    font-size: clamp(0.9375rem, 4vw, 1.05rem);
  }

  .hero-actions {
    flex-direction: column;
    align-items: stretch;
  }

  .hero-actions .btn,
  .hero-actions .btn-secondary-action {
    width: 100%;
    justify-content: center;
  }

  .hero-calc-strip {
    padding: 0.85rem 1rem;
  }

  .hero-calc-strip-links a {
    white-space: normal;
  }

  .calc-tabs {
    flex-direction: column;
    gap: 0.35rem;
  }

  .calc-tab {
    flex: none;
    width: 100%;
    text-align: left;
    padding: 0.85rem 1rem;
  }

  .calculator {
    padding: clamp(1.25rem, 4vw, 1.75rem);
  }

  .calc-result-value {
    font-size: clamp(1.35rem, 6vw, 1.75rem);
  }

  .page-hero {
    padding-top: clamp(3rem, 10vw, 4.5rem);
    padding-bottom: clamp(2rem, 6vw, 3rem);
  }

  .page-hero h1 {
    font-size: clamp(1.85rem, 8vw, 2.5rem);
  }

  .page-hero-actions {
    flex-direction: column;
    align-items: stretch;
  }

  .page-hero-actions .btn,
  .page-hero-actions .btn-secondary-action,
  .page-hero-actions .btn-secondary-action--hero {
    width: 100%;
    justify-content: center;
  }

  .cta-strip {
    padding: 1.75rem 1.25rem;
  }

  .cookie-banner {
    padding: 1rem 1.25rem;
  }

  .cookie-banner p {
    min-width: 0;
  }

  .footer-trust {
    overflow-wrap: anywhere;
  }

  .testimonial-seznam-meta {
    display: flex;
    flex-wrap: wrap;
    gap: 0.25rem 0.5rem;
  }

  .service-strip-inner {
    gap: 0.45rem 0.3rem;
  }

  .service-strip a {
    padding: 0.5rem 0.75rem;
    font-size: 0.78125rem;
  }

  .blog-filters {
    gap: 0.45rem;
  }

  .blog-filter {
    font-size: 0.8125rem;
    padding: 0.45rem 0.85rem;
  }

  .breadcrumb ol {
    font-size: 0.8125rem;
  }

  .article-body img,
  .article-body iframe,
  .article-body video {
    max-width: 100%;
    height: auto;
  }

  .contact-cards--grid {
    grid-template-columns: 1fr;
  }

  .region-map iframe {
    min-height: 220px;
  }
}

@media (max-width: 480px) {
  .container {
    width: min(calc(100% - 2.75rem), var(--container));
  }

  .trust-bar-inner {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .cards-grid--services {
    gap: 1rem;
  }

  .floating-wa {
    left: calc(0.85rem + var(--safe-left));
    bottom: calc(0.85rem + var(--safe-bottom));
    width: 3rem;
    height: 3rem;
  }

  .back-to-top {
    right: calc(0.85rem + var(--safe-right));
    bottom: calc(4.75rem + var(--safe-bottom));
    width: 2.65rem;
    height: 2.65rem;
  }

  body.has-cookie-banner .floating-wa {
    bottom: calc(5.75rem + var(--safe-bottom));
  }

  body.has-cookie-banner .back-to-top {
    bottom: calc(9.5rem + var(--safe-bottom));
  }
}

@media (max-width: 768px) {
  .floating-cta {
    display: none !important;
  }
}

@media (max-width: 900px) {
  html {
    scroll-padding-top: calc(var(--header-stack-height) + 12px);
  }
}

/* ─── v44 · mobile responsive pass (continued) ─── */

@media (max-width: 639px) {
  .trust-stats {
    grid-template-columns: 1fr;
    gap: 0.65rem;
  }

  .local-main .trust-stats,
  .section-alt .trust-stats {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  .cards-grid {
    grid-template-columns: 1fr;
  }

  .insurance-tabs {
    grid-template-columns: 1fr;
  }

  .testimonials {
    grid-template-columns: 1fr;
  }

  .testimonials-rich {
    grid-template-columns: 1fr;
  }

  .why-grid {
    grid-template-columns: 1fr;
  }

  .card-featured {
    padding-top: 2.75rem;
  }

  .card-featured::after {
    top: 0.85rem;
    right: 0.85rem;
    font-size: 0.5625rem;
    padding: 0.3rem 0.55rem;
  }
}

@media (max-width: 767px) {
  .about-photo-badge {
    right: 1rem;
    bottom: 1rem;
    min-width: 0;
  }
}

@media (max-width: 640px) {
  .accordion-trigger {
    min-width: 0;
    overflow-wrap: anywhere;
    font-size: 1rem;
    padding: 1.1rem 1.15rem;
    gap: 0.75rem;
  }

  .accordion-panel {
    padding: 0 1.15rem 1.15rem;
  }

  .card {
    padding: 1.35rem 1.15rem 1.25rem;
  }

  .testimonial,
  .testimonial-rich {
    padding: 1.5rem 1.15rem 1.35rem;
  }

  .author-box {
    flex-direction: column;
    align-items: center;
    text-align: center;
  }

  .author-box-actions {
    justify-content: center;
  }

  .cta-strip--inline .cta-strip-actions {
    flex-direction: column;
    align-items: stretch;
  }

  .cta-strip--inline .cta-strip-actions .btn {
    width: 100%;
  }

  .header-contact-actions {
    flex-wrap: wrap;
    justify-content: center;
    gap: 0.35rem 0.85rem;
  }

  .article-body,
  .legal-content {
    overflow-wrap: anywhere;
  }

  .calc-presets {
    gap: 0.35rem;
  }

  .calc-preset {
    font-size: 0.78125rem;
    padding: 0.4rem 0.65rem;
  }

  .calc-strategies {
    padding: 0.85rem;
  }

  .calc-strategy {
    padding: 0.65rem 0.7rem;
  }

  .calc-info-note {
    padding: 0.85rem;
  }

  .about-practice {
    margin-inline: 0.65rem;
    margin-top: -1.25rem;
  }

  .trust-stats--about .trust-stat-item {
    padding: 0.85rem 0.9rem;
    gap: 0.65rem;
  }

  .trust-stats--about .trust-stat-icon {
    width: 2rem;
    height: 2rem;
  }

  .trust-stats--about .trust-stat-item strong {
    font-size: 1.125rem;
  }

  .service-steps-mini {
    margin-inline: 0.5rem;
    padding: 1rem 0.85rem;
  }

  .audience-list li {
    padding: 1rem;
  }

  .home-steps li {
    padding: 1rem;
  }

  .home-values li {
    padding: 0.9rem 1rem;
  }

  .advisor-card-body {
    padding: 1rem 1.1rem 1.25rem;
  }

  .page-hero-photo {
    max-width: 100%;
  }
}

@media (max-width: 480px) {
  .cookie-actions {
    width: 100%;
    flex-direction: column;
  }

  .cookie-actions .btn {
    width: 100%;
  }

  .service-strip-inner {
    flex-direction: column;
    align-items: stretch;
  }

  .service-strip a {
    justify-content: center;
    width: 100%;
  }

  .service-strip-label {
    margin-right: 0;
  }

  .footer-logo {
    font-size: 1.4rem;
  }

  .breadcrumb ol {
    gap: 0.25rem;
  }

  .section-header-icon {
    width: 3.5rem;
    height: 3.5rem;
  }

  .reviews-banner-actions {
    flex-direction: column;
    align-items: stretch;
  }

  .reviews-banner-actions .btn {
    width: 100%;
  }

  .testimonials-cta {
    flex-direction: column;
    align-items: stretch;
  }

  .testimonials-cta .btn {
    width: 100%;
    justify-content: center;
  }

  .page-404-links {
    flex-direction: column;
    align-items: stretch;
  }

  .page-404-links .btn {
    width: 100%;
  }
}

/* ─── v45 · mobile responsive pass (continued) ─── */

@media (max-width: 639px) {
  .steps {
    grid-template-columns: 1fr;
  }

  .value-grid {
    grid-template-columns: 1fr;
  }

  .value-card {
    border-left: none;
    border-bottom: 1px solid var(--color-gray);
  }

  .value-card:last-child {
    border-bottom: none;
  }

  .contact-cards,
  .contact-cards--grid {
    grid-template-columns: 1fr;
  }

  .cards-grid--404 {
    grid-template-columns: 1fr;
  }

  .partners-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 640px) {
  .section {
    padding: clamp(2.75rem, 8vw, 4rem) 0;
  }

  .about-grid {
    gap: 2rem;
  }

  .about-points li {
    min-width: 0;
    overflow-wrap: anywhere;
  }

  .about-firmy-badge {
    font-size: 0.78125rem;
    overflow-wrap: anywhere;
  }

  .page-home .trust-bar-inner {
    transform: none;
  }

  .page-home .trust-bar {
    margin-top: -1.25rem;
  }

  .step {
    padding: 1.35rem 1.15rem;
  }

  .calc-result {
    padding: 1.25rem 1rem 1.25rem 1.15rem;
  }

  .calc-result-actions {
    flex-direction: column;
    align-items: stretch;
  }

  .calc-result-actions .btn {
    width: 100%;
    justify-content: center;
  }

  .insurance-panel-actions {
    flex-direction: column;
    align-items: stretch;
  }

  .insurance-panel-actions .btn {
    width: 100%;
    justify-content: center;
  }

  .insurance-panel {
    padding: 1.25rem 1.15rem;
  }

  .form-layout {
    gap: 2rem;
  }

  .form-intro-panel {
    padding: clamp(1.25rem, 4vw, 1.75rem);
  }

  .form-check {
    align-items: flex-start;
  }

  .form-check label {
    overflow-wrap: anywhere;
  }

  .case-card {
    padding: 1.25rem 1.15rem;
  }

  .case-card--featured {
    padding-top: 1.35rem;
  }

  .range-wrap label {
    flex-wrap: wrap;
    gap: 0.35rem 0.5rem;
  }

  .range-wrap output {
    font-size: 1.15rem;
  }

  .calc-chart--stacked {
    height: 96px;
    gap: 3px;
  }

  .breadcrumb li {
    max-width: 100%;
    overflow-wrap: anywhere;
  }

  .blog-card-meta--hero {
    justify-content: center;
  }

  .page-hero--rich .page-hero-inner h1 {
    font-size: clamp(1.75rem, 8vw, 2.35rem);
  }

  .page-hero--rich {
    min-height: auto;
    padding: clamp(3rem, 10vw, 4.5rem) 0;
  }

  .page-hero-actions--compact {
    flex-direction: column;
    align-items: stretch;
  }

  .page-hero-actions--compact .btn {
    width: 100%;
    justify-content: center;
  }

  .article-lead {
    font-size: 1rem;
  }

  .article-summary,
  .article-tool {
    padding: 1rem;
  }

  .article-related {
    padding: 1rem;
  }

  .service-crosslinks-inner {
    flex-direction: column;
    align-items: stretch;
  }

  .service-crosslinks-label {
    margin-right: 0;
    text-align: center;
  }

  .service-crosslinks a {
    justify-content: center;
  }

  .advisor-card-actions {
    flex-direction: column;
    align-items: stretch;
  }

  .advisor-card-actions .btn {
    width: 100%;
    justify-content: center;
  }

  .audience-list li > div,
  .home-steps li > div,
  .home-values li > div {
    min-width: 0;
  }

  .local-layout {
    gap: 1.5rem;
  }

  .reviews-banner {
    padding: 1.35rem 1.15rem;
  }
}

@media (max-width: 480px) {
  .partners-grid {
    grid-template-columns: 1fr;
  }

  .hero-stats {
    grid-template-columns: 1fr;
  }

  .trust-item {
    padding: 0.95rem 1rem;
    font-size: 0.8125rem;
  }

  .partner-logo {
    min-height: 64px;
    padding: 0.85rem 1rem;
    font-size: 0.9375rem;
  }

  .mission-banner--premium .mission-quote {
    font-size: clamp(1.35rem, 6vw, 1.75rem);
  }

  .legal-toc {
    padding: 0.85rem 1rem;
  }

  .legal-toc a {
    overflow-wrap: anywhere;
  }

  .calc-copy-btn {
    width: 100%;
    justify-content: center;
  }
}

/* ─── v51 · Homepage section bands ─── */
.page-home .section-services {
  background:
    radial-gradient(ellipse 70% 55% at 100% 0%, rgba(201, 169, 98, 0.08), transparent 55%),
    var(--color-white);
  border-top: 1px solid rgba(221, 216, 206, 0.85);
  box-shadow: none;
}

.page-home .section-process.section-alt {
  background:
    linear-gradient(
      180deg,
      var(--color-cream-dark) 0%,
      var(--color-cream) 48%,
      var(--color-cream-dark) 100%
    );
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.65);
  border-bottom: 1px solid rgba(221, 216, 206, 0.65);
}

.page-home .section-case-teaser {
  position: relative;
  background:
    radial-gradient(ellipse 50% 80% at 0% 45%, rgba(26, 56, 48, 0.05), transparent 62%),
    var(--color-white);
  border-top: 1px solid rgba(221, 216, 206, 0.75);
  border-bottom: 1px solid rgba(221, 216, 206, 0.75);
}

.page-home .section-why {
  background:
    linear-gradient(
      165deg,
      rgba(26, 56, 48, 0.055) 0%,
      rgba(246, 242, 234, 0.95) 42%,
      var(--color-cream) 100%
    );
  border-top: none;
  border-bottom: 1px solid rgba(221, 216, 206, 0.65);
}
.page-home .section-why::after {
  display: none;
}
.page-home .section-why .home-values li {
  background: var(--color-white);
  box-shadow: var(--shadow-xs);
  border-color: rgba(221, 216, 206, 0.9);
}

.page-home .section-region.section-alt {
  background:
    radial-gradient(ellipse 55% 70% at 88% 25%, rgba(201, 169, 98, 0.09), transparent 58%),
    var(--color-white);
  box-shadow: none;
}

.page-home .section-blog-teaser.section-alt {
  background: var(--color-cream);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.55);
}

.page-home .section-partners.section-alt {
  background:
    linear-gradient(180deg, var(--color-white) 0%, rgba(235, 229, 217, 0.45) 100%);
  box-shadow: none;
  border-top: 1px solid rgba(221, 216, 206, 0.75);
}

.page-home .section-testimonials {
  background: var(--color-white);
  border-top: 1px solid rgba(221, 216, 206, 0.7);
}

.page-home .section-faq.section-alt {
  background:
    radial-gradient(ellipse 60% 50% at 15% 100%, rgba(201, 169, 98, 0.07), transparent 58%),
    var(--color-cream-dark);
  box-shadow: none;
}

.page-home .section-services,
.page-home .section-process,
.page-home .section-case-teaser,
.page-home .section-why,
.page-home .section-region,
.page-home .section-blog-teaser,
.page-home .section-partners,
.page-home .section-testimonials,
.page-home .section-faq {
  position: relative;
  isolation: isolate;
}

/* ─── v54 · header shell: menu drží při scrollu (PC) ─── */

/* ─── v52 · mobile menu overlay + hero call button icon ─── */

@media (max-width: 900px) {
  body.nav-open .site-header-shell {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 200;
    background: #f6f2ea;
    border-bottom: 1px solid rgba(221, 216, 206, 0.85);
    box-shadow: none;
  }
  body.nav-open .site-nav.is-open {
    z-index: 190;
  }
  body.nav-open .floating-wa,
  body.nav-open .back-to-top,
  body.nav-open .floating-cta {
    visibility: hidden;
    pointer-events: none;
  }
  body.nav-open .site-nav .nav-primary > li > a:not(.nav-cta):active,
  body.nav-open .nav-item-has-menu .nav-parent:active,
  body.nav-open .nav-item-has-menu .nav-submenu a:active {
    background: rgba(255, 255, 255, 0.55);
  }
}

.hero-actions .btn-secondary-action {
  min-height: 48px;
  max-height: 56px;
}

.hero-actions .btn-secondary-action svg {
  width: 1.125rem !important;
  height: 1.125rem !important;
  max-width: 1.125rem;
  max-height: 1.125rem;
}

/* ─── v53 · PDF review pass (kolega) ─── */

/* Eyebrow · dekorativní linky drží zarovnání */
.section-header .eyebrow {
  flex-wrap: nowrap;
  max-width: 100%;
}
.section-header .eyebrow::before,
.section-header .eyebrow::after {
  flex-shrink: 0;
}

.section-subtitle {
  margin: -0.35rem 0 0.5rem;
  font-size: 0.8125rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-gold-dark);
}

.page-hero-sub {
  margin-top: 0.35rem;
  font-size: 1rem;
  opacity: 0.88;
  max-width: 42ch;
}

/* Page hero · viditelná tlačítka na tmavém pozadí */
.page-hero--rich .page-hero-inner p {
  color: rgba(255, 255, 255, 0.9);
}

.page-hero--rich .page-hero-actions .btn-secondary-action--hero {
  color: #fff;
  border: 2px solid rgba(255, 255, 255, 0.58);
  background: rgba(255, 255, 255, 0.14);
  box-shadow: 0 4px 18px rgba(0, 0, 0, 0.16);
}

.page-hero--rich .page-hero-actions .btn-secondary-action--hero:hover {
  color: var(--color-primary);
  background: #fff;
  border-color: #fff;
}

.page-hero--rich .page-hero-actions .btn-secondary-action--hero svg {
  width: 1.125rem;
  height: 1.125rem;
  flex-shrink: 0;
}

.page-hero--rich .page-hero-actions .btn-hero-outline {
  color: #fff;
  border-color: rgba(255, 255, 255, 0.58);
  background: rgba(255, 255, 255, 0.12);
  box-shadow: 0 4px 18px rgba(0, 0, 0, 0.14);
}

.page-hero--rich .page-hero-actions .btn-hero-outline:hover {
  color: var(--color-primary);
  background: #fff;
  border-color: #fff;
}

/* Header · CTA zarovnání s položkami menu */
@media (min-width: 901px) {
  .site-nav .nav-primary {
    align-items: center;
  }

  .nav-cta-item {
    display: flex;
    align-items: center;
    margin-left: 0.25rem;
    padding-left: 0.35rem;
    border-left: 1px solid rgba(221, 216, 206, 0.85);
  }

  .nav-cta-item .nav-cta {
    white-space: nowrap;
    align-self: center;
  }
}

/* Služby · bento 4 karty (penze zarovnaná) */
@media (min-width: 960px) {
  .section-services--overview .cards-bento {
    grid-template-columns: repeat(2, 1fr);
    grid-template-rows: auto auto auto;
  }

  .section-services--overview .cards-bento .card-featured {
    grid-column: 1 / -1;
    grid-row: auto;
    display: block;
    padding: 2rem 2.25rem;
  }

  .section-services--overview .cards-bento .card:nth-child(2),
  .section-services--overview .cards-bento .card:nth-child(3),
  .section-services--overview .cards-bento .card:nth-child(4) {
    grid-column: auto;
    grid-row: auto;
  }
}

/* FAQ · odsazení pod hero */
.page-faq .section-faq-full {
  padding-top: clamp(2.5rem, 6vw, 3.5rem);
}

.page-faq .section-faq-cta {
  padding-top: clamp(2rem, 5vw, 3rem);
}

/* Service pages · kroky pod hero */
.page-mortgage .service-steps-mini,
.page-invest .service-steps-mini,
.page-insurance .service-steps-mini,
.page-pension .service-steps-mini,
.page-services .service-steps-mini {
  margin-top: -0.5rem;
  margin-bottom: 1.5rem;
}

/* O mně · badge a mřížka */
@media (max-width: 767px) {
  .about-photo-badge {
    position: static;
    margin: 1rem auto 0;
    right: auto;
    bottom: auto;
    max-width: 100%;
  }

  .about-firmy-badge,
  .about-cnb-badge {
    display: block;
    text-align: center;
    margin-top: 0.65rem;
  }
}

.section-about {
  padding-top: clamp(2.5rem, 6vw, 4rem);
}

/* Penze · karty v mřížce */
.page-pension .cards-grid {
  align-items: stretch;
}

.page-pension .cards-grid .card {
  height: 100%;
  display: flex;
  flex-direction: column;
}

.page-pension .cards-grid .card-link {
  margin-top: auto;
}

/* ─── v55 · responsive: telefony + velké monitory ─── */

/* Malé telefony (iPhone SE, úzké displeje) */
@media (max-width: 380px) {
  .container {
    width: min(calc(100% - 1.5rem), var(--container));
  }

  .logo-name {
    font-size: 1.15rem;
  }

  .logo-tagline {
    font-size: 0.5625rem;
    letter-spacing: 0.08em;
  }

  .header-contact-phone {
    font-size: 0.75rem;
  }

  .hero-calc-strip {
    flex-direction: column;
    align-items: flex-start;
  }

  .calc-strategy-head strong {
    font-size: 0.8125rem;
  }

  .calc-strategy-desc {
    font-size: 0.75rem;
  }

  .trust-stats--about {
    grid-template-columns: 1fr;
  }

  .trust-stats--about .trust-stat-item {
    border-right: 0;
    border-bottom: 1px solid var(--color-gray);
  }

  .trust-stats--about .trust-stat-item:last-child {
    border-bottom: 0;
  }

  .about-practice-foot {
    flex-direction: column;
    align-items: flex-start;
    gap: 0.35rem;
    text-align: left;
  }
}

/* Safe area · výřezy a zaoblené rohy displeje */
@supports (padding: max(0px)) {
  .header-contact-inner,
  .header-inner,
  .site-nav {
    padding-left: max(0px, env(safe-area-inset-left));
    padding-right: max(0px, env(safe-area-inset-right));
  }

  body.nav-open .site-nav {
    padding-bottom: max(1.25rem, env(safe-area-inset-bottom));
  }

  .floating-wa {
    left: calc(1rem + env(safe-area-inset-left, 0px));
    bottom: calc(1rem + env(safe-area-inset-bottom, 0px));
  }

  .back-to-top {
    right: calc(1rem + env(safe-area-inset-right, 0px));
    bottom: calc(4.5rem + env(safe-area-inset-bottom, 0px));
  }

  .cookie-banner {
    padding-bottom: max(1rem, env(safe-area-inset-bottom));
  }
}

/* Notebook · kompaktní menu, aby se vešlo */
@media (min-width: 901px) and (max-width: 1280px) {
  .site-nav .nav-primary {
    gap: 0.05rem;
  }

  .site-nav .nav-primary > li > a,
  .site-nav .nav-primary > li > .nav-parent {
    padding: 0.45rem 0.55rem;
    font-size: 0.8125rem;
  }

  .nav-cta {
    padding: 0.5rem 0.9rem !important;
    font-size: 0.8125rem !important;
  }

  .logo-name {
    font-size: 1.35rem;
  }
}

/* Strop layoutu · max. šířka obsahu (--layout-max), bez dalšího růstu nad 1320px viewportu
   Pod 1320px platí fluidní responzivní škálování (max-width media query) */
.hero-cinematic-inner {
  max-width: var(--layout-max);
  margin-inline: auto;
}

.page-home .hero.hero--cinematic .hero-title {
  font-size: 4rem;
}

.page-home .hero.hero--cinematic .hero-lead {
  font-size: 1.125rem;
  max-width: 42ch;
}

.page-home .hero.hero--cinematic {
  min-height: clamp(620px, 85vh, 880px);
}

.section-header h2 {
  font-size: 2.75rem;
}

.page-hero--rich .page-hero-inner h1 {
  font-size: 3.5rem;
}

@media (max-width: 1320px) {
  :root {
    --layout-max: none;
  }

  .page-home .hero.hero--cinematic .hero-title {
    font-size: clamp(2.85rem, 6.5vw, 4rem);
  }

  .page-home .hero.hero--cinematic .hero-lead {
    font-size: clamp(1.0625rem, 2.1vw, 1.25rem);
    max-width: none;
  }

  .section-header h2 {
    font-size: clamp(1.85rem, 3.8vw, 2.75rem);
  }

  .page-hero--rich .page-hero-inner h1 {
    font-size: clamp(2.35rem, 5.5vw, 3.5rem);
  }
}

@media (max-width: 899px) {
  .page-home .hero.hero--cinematic {
    min-height: clamp(520px, 82svh, 680px);
  }
}

@media (max-width: 640px) {
  .page-home .hero.hero--cinematic .hero-title {
    font-size: clamp(2rem, 9vw, 2.75rem);
    max-width: none;
  }

  .page-home .hero.hero--cinematic .hero-lead {
    font-size: clamp(0.9375rem, 4vw, 1.05rem);
    max-width: none;
  }
}

/* Hero fotka · od 2800px jemné dopočítání (plynulý přechod z 1400px) */
@media (min-width: 2800px) {
  .hero-cinematic-photo {
    object-position: 51% 31%;
    transform: translate(17%, 1%);
  }
}

/* Hero fotka · od 3800px pevná velikost, bez dalšího škálování */
@media (min-width: 3800px) {
  .page-home .hero.hero--cinematic {
    min-height: 880px;
    height: 880px;
    padding-top: 7.5rem;
    padding-bottom: 8.5rem;
  }

  .hero-cinematic-inner {
    min-height: 660px;
  }

  .hero-cinematic-photo {
    position: absolute;
    top: 50%;
    right: 0;
    left: auto;
    width: 1600px;
    height: 900px;
    max-width: 1600px;
    max-height: 900px;
    transform: translate(14%, -60%);
    object-fit: cover;
    object-position: 54% -5%;
  }
}